Compare Today's Refinance Rates in Cranston, Rhode Island
Answer a few questions about your loan preferences to see customized refinance rates from multiple lenders in Cranston, Rhode Island.
Rates can vary by location.
What are today's Rhode Island refinance rates?
Rhode Island refinance rate trends
Adjust the graph below to see historical refinance rates tailored to your refinance program, credit score, down payment and location. Consider recent fluctuations before deciding the best time to refinance your mortgage.
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Compare RI refinance rates by loan type
Cranston, RI conforming loans
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Cranston, RI government loans
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Cranston, RI jumbo loans
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Refinancing options in Rhode Island
Refinance rates and mortgage purchase rates are often the same, though refinance rates can occasionally be higher. To get the best refinance rate in Rhode Island, work on improving your credit score. It also pays to carefully compare APRs, which include the interest rate and the associated fees, to ensure the best value.
Use a refinance calculator to adjust your rate and loan term to determine the amount you could save off your monthly payment.
Most lenders require a home appraisal during the refinancing process. Do you know how your home value has changed since purchase? The current value of your home could impact your equity and potentially help eliminate any private mortgage insurance you’re paying.
Lastly, check Rhode Island refinance rates daily to capitalize on the best refinancing opportunity.