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Compare Today's Refinance Rates in Omaha, Nebraska

Answer a few questions about your loan preferences to see customized refinance rates from multiple lenders in Omaha, Nebraska.

Rates can vary by location.

What are today's Nebraska refinance rates?

Nebraska 30-year fixed refinance rates remain stable at 7.25%

The current average 30-year fixed refinance rate was stable at 7.25%. Nebraska's rate of 7.25% is 1 basis point lower than the national average of 7.26%.

Today's rate in Nebraska is down 2 basis points from last week's average of 7.27%.

Additionally, the current average 15-year fixed refinance rate in Nebraska remained stable at 6.12% and the current average 5-year ARM refinance rate is equal to 8.04%.

Last updated: Saturday, May 3, 2025

Nebraska refinance rate trends

Adjust the graph below to see historical refinance rates tailored to your refinance program, credit score, down payment and location. Consider recent fluctuations before deciding the best time to refinance your mortgage.

LOAN PROGRAMS

There are 3 plot lines describing the rates for 5-year ARM, 15 year fixed, 30 year fixed.

The following tables describe the 3 lines in more detail.

5-year ARM 90 days of purchase rates for someone with a 740 or higher credit score and a 20% or higher loan to value planning to borrow a Conforming amount in the US region.
Date & Time;Percent Interest Rate;Annual Percentage Rate;
on February 2nd, 2025the rate was 6.571 percent,and the annual percentage rate was 7.149 percent.
on February 3rd, 2025the rate was 6.616 percent,and the annual percentage rate was 7.158 percent.
on February 4th, 2025the rate was 6.668 percent,and the annual percentage rate was 7.176 percent.
on February 5th, 2025the rate was 6.713 percent,and the annual percentage rate was 7.191 percent.
on February 6th, 2025the rate was 6.81 percent,and the annual percentage rate was 7.224 percent.
on February 7th, 2025the rate was 6.856 percent,and the annual percentage rate was 7.247 percent.
on February 8th, 2025the rate was 6.899 percent,and the annual percentage rate was 7.264 percent.
on February 9th, 2025the rate was 6.864 percent,and the annual percentage rate was 7.253 percent.
on February 10th, 2025the rate was 6.586 percent,and the annual percentage rate was 7.136 percent.
on February 11th, 2025the rate was 6.635 percent,and the annual percentage rate was 7.157 percent.
on February 12th, 2025the rate was 6.683 percent,and the annual percentage rate was 7.185 percent.
on February 13th, 2025the rate was 6.663 percent,and the annual percentage rate was 7.173 percent.
on February 14th, 2025the rate was 6.488 percent,and the annual percentage rate was 7.098 percent.
on February 15th, 2025the rate was 6.529 percent,and the annual percentage rate was 7.113 percent.
on February 16th, 2025the rate was 6.473 percent,and the annual percentage rate was 7.097 percent.
on February 17th, 2025the rate was 6.483 percent,and the annual percentage rate was 7.094 percent.
on February 18th, 2025the rate was 6.559 percent,and the annual percentage rate was 7.128 percent.
on February 19th, 2025the rate was 6.588 percent,and the annual percentage rate was 7.141 percent.
on February 20th, 2025the rate was 6.526 percent,and the annual percentage rate was 7.113 percent.
on February 21st, 2025the rate was 6.48 percent,and the annual percentage rate was 7.092 percent.
on February 22nd, 2025the rate was 6.432 percent,and the annual percentage rate was 7.073 percent.
on February 23rd, 2025the rate was 6.434 percent,and the annual percentage rate was 7.072 percent.
on February 24th, 2025the rate was 6.487 percent,and the annual percentage rate was 7.075 percent.
on February 25th, 2025the rate was 6.575 percent,and the annual percentage rate was 7.115 percent.
on February 26th, 2025the rate was 6.616 percent,and the annual percentage rate was 7.133 percent.
on February 27th, 2025the rate was 6.558 percent,and the annual percentage rate was 7.117 percent.
on February 28th, 2025the rate was 6.458 percent,and the annual percentage rate was 7.079 percent.
on March 1st, 2025the rate was 6.031 percent,and the annual percentage rate was 6.911 percent.
on March 2nd, 2025the rate was 6.075 percent,and the annual percentage rate was 6.923 percent.
on March 3rd, 2025the rate was 6.118 percent,and the annual percentage rate was 6.934 percent.
on March 4th, 2025the rate was 5.973 percent,and the annual percentage rate was 6.886 percent.
on March 5th, 2025the rate was 6.055 percent,and the annual percentage rate was 6.913 percent.
on March 6th, 2025the rate was 6.114 percent,and the annual percentage rate was 6.939 percent.
on March 7th, 2025the rate was 6.085 percent,and the annual percentage rate was 6.928 percent.
on March 8th, 2025the rate was 6.051 percent,and the annual percentage rate was 6.918 percent.
on March 9th, 2025the rate was 6.044 percent,and the annual percentage rate was 6.916 percent.
on March 10th, 2025the rate was 6.532 percent,and the annual percentage rate was 7.097 percent.
on March 11th, 2025the rate was 6.362 percent,and the annual percentage rate was 7.041 percent.
on March 12th, 2025the rate was 6.451 percent,and the annual percentage rate was 7.076 percent.
on March 13th, 2025the rate was 6.734 percent,and the annual percentage rate was 7.151 percent.
on March 14th, 2025the rate was 6.808 percent,and the annual percentage rate was 7.153 percent.
on March 15th, 2025the rate was 6.539 percent,and the annual percentage rate was 7.043 percent.
on March 16th, 2025the rate was 6.557 percent,and the annual percentage rate was 7.047 percent.
on March 17th, 2025the rate was 6.665 percent,and the annual percentage rate was 7.09 percent.
on March 18th, 2025the rate was 6.674 percent,and the annual percentage rate was 7.095 percent.
on March 19th, 2025the rate was 6.666 percent,and the annual percentage rate was 7.083 percent.
on March 20th, 2025the rate was 6.648 percent,and the annual percentage rate was 7.076 percent.
on March 21st, 2025the rate was 6.756 percent,and the annual percentage rate was 7.114 percent.
on March 22nd, 2025the rate was 6.513 percent,and the annual percentage rate was 7.025 percent.
on March 23rd, 2025the rate was 6.506 percent,and the annual percentage rate was 7.024 percent.
on March 24th, 2025the rate was 6.71 percent,and the annual percentage rate was 7.044 percent.
on March 25th, 2025the rate was 6.907 percent,and the annual percentage rate was 7.155 percent.
on March 26th, 2025the rate was 6.879 percent,and the annual percentage rate was 7.146 percent.
on March 27th, 2025the rate was 6.903 percent,and the annual percentage rate was 7.158 percent.
on March 28th, 2025the rate was 6.738 percent,and the annual percentage rate was 7.077 percent.
on March 29th, 2025the rate was 6.709 percent,and the annual percentage rate was 7.072 percent.
on March 30th, 2025the rate was 6.688 percent,and the annual percentage rate was 7.057 percent.
on March 31st, 2025the rate was 6.742 percent,and the annual percentage rate was 7.093 percent.
on April 1st, 2025the rate was 6.708 percent,and the annual percentage rate was 7.082 percent.
on April 2nd, 2025the rate was 6.564 percent,and the annual percentage rate was 7.02 percent.
on April 3rd, 2025the rate was 6.517 percent,and the annual percentage rate was 6.998 percent.
on April 4th, 2025the rate was 6.457 percent,and the annual percentage rate was 6.97 percent.
on April 5th, 2025the rate was 6.347 percent,and the annual percentage rate was 6.95 percent.
on April 6th, 2025the rate was 6.323 percent,and the annual percentage rate was 6.947 percent.
on April 7th, 2025the rate was 6.502 percent,and the annual percentage rate was 6.958 percent.
on April 8th, 2025the rate was 6.885 percent,and the annual percentage rate was 7.175 percent.
on April 9th, 2025the rate was 7.088 percent,and the annual percentage rate was 7.261 percent.
on April 10th, 2025the rate was 7.144 percent,and the annual percentage rate was 7.283 percent.
on April 11th, 2025the rate was 7.304 percent,and the annual percentage rate was 7.352 percent.
on April 12th, 2025the rate was 7.115 percent,and the annual percentage rate was 7.278 percent.
on April 13th, 2025the rate was 7.071 percent,and the annual percentage rate was 7.247 percent.
on April 14th, 2025the rate was 7.075 percent,and the annual percentage rate was 7.25 percent.
on April 15th, 2025the rate was 6.99 percent,and the annual percentage rate was 7.219 percent.
on April 16th, 2025the rate was 6.945 percent,and the annual percentage rate was 7.207 percent.
on April 17th, 2025the rate was 6.925 percent,and the annual percentage rate was 7.191 percent.
on April 18th, 2025the rate was 6.975 percent,and the annual percentage rate was 7.215 percent.
on April 19th, 2025the rate was 6.948 percent,and the annual percentage rate was 7.212 percent.
on April 20th, 2025the rate was 6.906 percent,and the annual percentage rate was 7.201 percent.
on April 21st, 2025the rate was 7.055 percent,and the annual percentage rate was 7.25 percent.
on April 22nd, 2025the rate was 7.257 percent,and the annual percentage rate was 7.337 percent.
on April 23rd, 2025the rate was 7.401 percent,and the annual percentage rate was 7.399 percent.
on April 24th, 2025the rate was 7.316 percent,and the annual percentage rate was 7.355 percent.
on April 25th, 2025the rate was 7.183 percent,and the annual percentage rate was 7.306 percent.
on April 26th, 2025the rate was 6.976 percent,and the annual percentage rate was 7.215 percent.
on April 27th, 2025the rate was 6.994 percent,and the annual percentage rate was 7.226 percent.
on April 28th, 2025the rate was 6.94 percent,and the annual percentage rate was 7.193 percent.
on April 29th, 2025the rate was 6.786 percent,and the annual percentage rate was 7.122 percent.
on April 30th, 2025the rate was 6.747 percent,and the annual percentage rate was 7.091 percent.
on May 1st, 2025the rate was 6.737 percent,and the annual percentage rate was 7.077 percent.
on May 2nd, 2025the rate was 6.923 percent,and the annual percentage rate was 7.165 percent.
on May 3rd, 2025the rate was 7.007 percent,and the annual percentage rate was 7.217 percent.
15 year fixed 90 days of purchase rates for someone with a 740 or higher credit score and a 20% or higher loan to value planning to borrow a Conforming amount in the US region.
Date & Time;Percent Interest Rate;Annual Percentage Rate;
on February 2nd, 2025the rate was 5.867 percent,and the annual percentage rate was 5.987 percent.
on February 3rd, 2025the rate was 5.889 percent,and the annual percentage rate was 6.005 percent.
on February 4th, 2025the rate was 5.919 percent,and the annual percentage rate was 6.034 percent.
on February 5th, 2025the rate was 5.809 percent,and the annual percentage rate was 5.927 percent.
on February 6th, 2025the rate was 5.854 percent,and the annual percentage rate was 5.972 percent.
on February 7th, 2025the rate was 5.9 percent,and the annual percentage rate was 6.018 percent.
on February 8th, 2025the rate was 5.897 percent,and the annual percentage rate was 6.016 percent.
on February 9th, 2025the rate was 5.885 percent,and the annual percentage rate was 6.011 percent.
on February 10th, 2025the rate was 5.868 percent,and the annual percentage rate was 5.993 percent.
on February 11th, 2025the rate was 5.943 percent,and the annual percentage rate was 6.063 percent.
on February 12th, 2025the rate was 5.999 percent,and the annual percentage rate was 6.122 percent.
on February 13th, 2025the rate was 5.933 percent,and the annual percentage rate was 6.058 percent.
on February 14th, 2025the rate was 5.863 percent,and the annual percentage rate was 5.982 percent.
on February 15th, 2025the rate was 5.851 percent,and the annual percentage rate was 5.966 percent.
on February 16th, 2025the rate was 5.837 percent,and the annual percentage rate was 5.954 percent.
on February 17th, 2025the rate was 5.832 percent,and the annual percentage rate was 5.959 percent.
on February 18th, 2025the rate was 5.924 percent,and the annual percentage rate was 6.045 percent.
on February 19th, 2025the rate was 5.931 percent,and the annual percentage rate was 6.049 percent.
on February 20th, 2025the rate was 5.879 percent,and the annual percentage rate was 5.998 percent.
on February 21st, 2025the rate was 5.822 percent,and the annual percentage rate was 5.94 percent.
on February 22nd, 2025the rate was 5.784 percent,and the annual percentage rate was 5.902 percent.
on February 23rd, 2025the rate was 5.771 percent,and the annual percentage rate was 5.887 percent.
on February 24th, 2025the rate was 5.755 percent,and the annual percentage rate was 5.871 percent.
on February 25th, 2025the rate was 5.65 percent,and the annual percentage rate was 5.769 percent.
on February 26th, 2025the rate was 5.635 percent,and the annual percentage rate was 5.753 percent.
on February 27th, 2025the rate was 5.621 percent,and the annual percentage rate was 5.739 percent.
on February 28th, 2025the rate was 5.568 percent,and the annual percentage rate was 5.686 percent.
on March 1st, 2025the rate was 5.563 percent,and the annual percentage rate was 5.687 percent.
on March 2nd, 2025the rate was 5.578 percent,and the annual percentage rate was 5.698 percent.
on March 3rd, 2025the rate was 5.565 percent,and the annual percentage rate was 5.679 percent.
on March 4th, 2025the rate was 5.487 percent,and the annual percentage rate was 5.611 percent.
on March 5th, 2025the rate was 5.594 percent,and the annual percentage rate was 5.71 percent.
on March 6th, 2025the rate was 5.651 percent,and the annual percentage rate was 5.769 percent.
on March 7th, 2025the rate was 5.63 percent,and the annual percentage rate was 5.745 percent.
on March 8th, 2025the rate was 5.639 percent,and the annual percentage rate was 5.757 percent.
on March 9th, 2025the rate was 5.642 percent,and the annual percentage rate was 5.76 percent.
on March 10th, 2025the rate was 5.617 percent,and the annual percentage rate was 5.731 percent.
on March 11th, 2025the rate was 5.619 percent,and the annual percentage rate was 5.74 percent.
on March 12th, 2025the rate was 5.67 percent,and the annual percentage rate was 5.79 percent.
on March 13th, 2025the rate was 5.853 percent,and the annual percentage rate was 5.902 percent.
on March 14th, 2025the rate was 5.936 percent,and the annual percentage rate was 5.945 percent.
on March 15th, 2025the rate was 5.945 percent,and the annual percentage rate was 5.955 percent.
on March 16th, 2025the rate was 5.946 percent,and the annual percentage rate was 5.956 percent.
on March 17th, 2025the rate was 6.014 percent,and the annual percentage rate was 6.022 percent.
on March 18th, 2025the rate was 6.003 percent,and the annual percentage rate was 6.012 percent.
on March 19th, 2025the rate was 5.966 percent,and the annual percentage rate was 5.973 percent.
on March 20th, 2025the rate was 5.875 percent,and the annual percentage rate was 5.886 percent.
on March 21st, 2025the rate was 5.899 percent,and the annual percentage rate was 5.91 percent.
on March 22nd, 2025the rate was 5.92 percent,and the annual percentage rate was 5.93 percent.
on March 23rd, 2025the rate was 5.919 percent,and the annual percentage rate was 5.929 percent.
on March 24th, 2025the rate was 5.974 percent,and the annual percentage rate was 5.98 percent.
on March 25th, 2025the rate was 5.98 percent,and the annual percentage rate was 5.988 percent.
on March 26th, 2025the rate was 5.97 percent,and the annual percentage rate was 5.978 percent.
on March 27th, 2025the rate was 5.947 percent,and the annual percentage rate was 5.955 percent.
on March 28th, 2025the rate was 5.881 percent,and the annual percentage rate was 5.888 percent.
on March 29th, 2025the rate was 5.868 percent,and the annual percentage rate was 5.878 percent.
on March 30th, 2025the rate was 5.882 percent,and the annual percentage rate was 5.891 percent.
on March 31st, 2025the rate was 5.841 percent,and the annual percentage rate was 5.851 percent.
on April 1st, 2025the rate was 5.869 percent,and the annual percentage rate was 5.879 percent.
on April 2nd, 2025the rate was 5.872 percent,and the annual percentage rate was 5.883 percent.
on April 3rd, 2025the rate was 5.818 percent,and the annual percentage rate was 5.83 percent.
on April 4th, 2025the rate was 5.74 percent,and the annual percentage rate was 5.752 percent.
on April 5th, 2025the rate was 5.809 percent,and the annual percentage rate was 5.822 percent.
on April 6th, 2025the rate was 5.822 percent,and the annual percentage rate was 5.834 percent.
on April 7th, 2025the rate was 5.925 percent,and the annual percentage rate was 5.933 percent.
on April 8th, 2025the rate was 6.07 percent,and the annual percentage rate was 6.079 percent.
on April 9th, 2025the rate was 6.22 percent,and the annual percentage rate was 6.23 percent.
on April 10th, 2025the rate was 6.194 percent,and the annual percentage rate was 6.205 percent.
on April 11th, 2025the rate was 6.29 percent,and the annual percentage rate was 6.299 percent.
on April 12th, 2025the rate was 6.306 percent,and the annual percentage rate was 6.315 percent.
on April 13th, 2025the rate was 6.3 percent,and the annual percentage rate was 6.308 percent.
on April 14th, 2025the rate was 6.179 percent,and the annual percentage rate was 6.191 percent.
on April 15th, 2025the rate was 6.069 percent,and the annual percentage rate was 6.079 percent.
on April 16th, 2025the rate was 6.041 percent,and the annual percentage rate was 6.051 percent.
on April 17th, 2025the rate was 6.057 percent,and the annual percentage rate was 6.068 percent.
on April 18th, 2025the rate was 6.123 percent,and the annual percentage rate was 6.137 percent.
on April 19th, 2025the rate was 6.143 percent,and the annual percentage rate was 6.154 percent.
on April 20th, 2025the rate was 6.148 percent,and the annual percentage rate was 6.159 percent.
on April 21st, 2025the rate was 6.158 percent,and the annual percentage rate was 6.17 percent.
on April 22nd, 2025the rate was 6.19 percent,and the annual percentage rate was 6.201 percent.
on April 23rd, 2025the rate was 6.12 percent,and the annual percentage rate was 6.131 percent.
on April 24th, 2025the rate was 6.095 percent,and the annual percentage rate was 6.105 percent.
on April 25th, 2025the rate was 5.992 percent,and the annual percentage rate was 6.002 percent.
on April 26th, 2025the rate was 5.966 percent,and the annual percentage rate was 5.975 percent.
on April 27th, 2025the rate was 5.983 percent,and the annual percentage rate was 5.992 percent.
on April 28th, 2025the rate was 5.941 percent,and the annual percentage rate was 5.951 percent.
on April 29th, 2025the rate was 5.91 percent,and the annual percentage rate was 5.919 percent.
on April 30th, 2025the rate was 5.916 percent,and the annual percentage rate was 5.927 percent.
on May 1st, 2025the rate was 5.918 percent,and the annual percentage rate was 5.928 percent.
on May 2nd, 2025the rate was 5.976 percent,and the annual percentage rate was 5.985 percent.
on May 3rd, 2025the rate was 6.047 percent,and the annual percentage rate was 6.057 percent.
30 year fixed 90 days of purchase rates for someone with a 740 or higher credit score and a 20% or higher loan to value planning to borrow a Conforming amount in the US region.
Date & Time;Percent Interest Rate;Annual Percentage Rate;
on February 2nd, 2025the rate was 6.553 percent,and the annual percentage rate was 6.628 percent.
on February 3rd, 2025the rate was 6.614 percent,and the annual percentage rate was 6.688 percent.
on February 4th, 2025the rate was 6.62 percent,and the annual percentage rate was 6.692 percent.
on February 5th, 2025the rate was 6.53 percent,and the annual percentage rate was 6.602 percent.
on February 6th, 2025the rate was 6.546 percent,and the annual percentage rate was 6.62 percent.
on February 7th, 2025the rate was 6.584 percent,and the annual percentage rate was 6.656 percent.
on February 8th, 2025the rate was 6.579 percent,and the annual percentage rate was 6.652 percent.
on February 9th, 2025the rate was 6.571 percent,and the annual percentage rate was 6.649 percent.
on February 10th, 2025the rate was 6.546 percent,and the annual percentage rate was 6.622 percent.
on February 11th, 2025the rate was 6.611 percent,and the annual percentage rate was 6.686 percent.
on February 12th, 2025the rate was 6.669 percent,and the annual percentage rate was 6.744 percent.
on February 13th, 2025the rate was 6.625 percent,and the annual percentage rate was 6.7 percent.
on February 14th, 2025the rate was 6.506 percent,and the annual percentage rate was 6.579 percent.
on February 15th, 2025the rate was 6.496 percent,and the annual percentage rate was 6.567 percent.
on February 16th, 2025the rate was 6.483 percent,and the annual percentage rate was 6.556 percent.
on February 17th, 2025the rate was 6.477 percent,and the annual percentage rate was 6.555 percent.
on February 18th, 2025the rate was 6.571 percent,and the annual percentage rate was 6.643 percent.
on February 19th, 2025the rate was 6.597 percent,and the annual percentage rate was 6.669 percent.
on February 20th, 2025the rate was 6.539 percent,and the annual percentage rate was 6.611 percent.
on February 21st, 2025the rate was 6.485 percent,and the annual percentage rate was 6.556 percent.
on February 22nd, 2025the rate was 6.43 percent,and the annual percentage rate was 6.501 percent.
on February 23rd, 2025the rate was 6.42 percent,and the annual percentage rate was 6.49 percent.
on February 24th, 2025the rate was 6.438 percent,and the annual percentage rate was 6.508 percent.
on February 25th, 2025the rate was 6.35 percent,and the annual percentage rate was 6.42 percent.
on February 26th, 2025the rate was 6.309 percent,and the annual percentage rate was 6.38 percent.
on February 27th, 2025the rate was 6.318 percent,and the annual percentage rate was 6.39 percent.
on February 28th, 2025the rate was 6.257 percent,and the annual percentage rate was 6.328 percent.
on March 1st, 2025the rate was 6.225 percent,and the annual percentage rate was 6.298 percent.
on March 2nd, 2025the rate was 6.233 percent,and the annual percentage rate was 6.303 percent.
on March 3rd, 2025the rate was 6.245 percent,and the annual percentage rate was 6.312 percent.
on March 4th, 2025the rate was 6.2 percent,and the annual percentage rate was 6.272 percent.
on March 5th, 2025the rate was 6.299 percent,and the annual percentage rate was 6.368 percent.
on March 6th, 2025the rate was 6.344 percent,and the annual percentage rate was 6.415 percent.
on March 7th, 2025the rate was 6.304 percent,and the annual percentage rate was 6.374 percent.
on March 8th, 2025the rate was 6.311 percent,and the annual percentage rate was 6.384 percent.
on March 9th, 2025the rate was 6.303 percent,and the annual percentage rate was 6.378 percent.
on March 10th, 2025the rate was 6.349 percent,and the annual percentage rate was 6.418 percent.
on March 11th, 2025the rate was 6.336 percent,and the annual percentage rate was 6.409 percent.
on March 12th, 2025the rate was 6.376 percent,and the annual percentage rate was 6.448 percent.
on March 13th, 2025the rate was 6.525 percent,and the annual percentage rate was 6.555 percent.
on March 14th, 2025the rate was 6.59 percent,and the annual percentage rate was 6.595 percent.
on March 15th, 2025the rate was 6.557 percent,and the annual percentage rate was 6.562 percent.
on March 16th, 2025the rate was 6.573 percent,and the annual percentage rate was 6.578 percent.
on March 17th, 2025the rate was 6.576 percent,and the annual percentage rate was 6.58 percent.
on March 18th, 2025the rate was 6.595 percent,and the annual percentage rate was 6.599 percent.
on March 19th, 2025the rate was 6.573 percent,and the annual percentage rate was 6.577 percent.
on March 20th, 2025the rate was 6.489 percent,and the annual percentage rate was 6.493 percent.
on March 21st, 2025the rate was 6.505 percent,and the annual percentage rate was 6.511 percent.
on March 22nd, 2025the rate was 6.477 percent,and the annual percentage rate was 6.483 percent.
on March 23rd, 2025the rate was 6.485 percent,and the annual percentage rate was 6.491 percent.
on March 24th, 2025the rate was 6.593 percent,and the annual percentage rate was 6.596 percent.
on March 25th, 2025the rate was 6.601 percent,and the annual percentage rate was 6.606 percent.
on March 26th, 2025the rate was 6.604 percent,and the annual percentage rate was 6.61 percent.
on March 27th, 2025the rate was 6.627 percent,and the annual percentage rate was 6.632 percent.
on March 28th, 2025the rate was 6.561 percent,and the annual percentage rate was 6.566 percent.
on March 29th, 2025the rate was 6.533 percent,and the annual percentage rate was 6.539 percent.
on March 30th, 2025the rate was 6.532 percent,and the annual percentage rate was 6.537 percent.
on March 31st, 2025the rate was 6.56 percent,and the annual percentage rate was 6.565 percent.
on April 1st, 2025the rate was 6.518 percent,and the annual percentage rate was 6.523 percent.
on April 2nd, 2025the rate was 6.498 percent,and the annual percentage rate was 6.503 percent.
on April 3rd, 2025the rate was 6.467 percent,and the annual percentage rate was 6.473 percent.
on April 4th, 2025the rate was 6.414 percent,and the annual percentage rate was 6.42 percent.
on April 5th, 2025the rate was 6.441 percent,and the annual percentage rate was 6.448 percent.
on April 6th, 2025the rate was 6.444 percent,and the annual percentage rate was 6.45 percent.
on April 7th, 2025the rate was 6.58 percent,and the annual percentage rate was 6.584 percent.
on April 8th, 2025the rate was 6.716 percent,and the annual percentage rate was 6.721 percent.
on April 9th, 2025the rate was 6.848 percent,and the annual percentage rate was 6.852 percent.
on April 10th, 2025the rate was 6.853 percent,and the annual percentage rate was 6.859 percent.
on April 11th, 2025the rate was 6.943 percent,and the annual percentage rate was 6.948 percent.
on April 12th, 2025the rate was 6.947 percent,and the annual percentage rate was 6.952 percent.
on April 13th, 2025the rate was 6.938 percent,and the annual percentage rate was 6.942 percent.
on April 14th, 2025the rate was 6.842 percent,and the annual percentage rate was 6.848 percent.
on April 15th, 2025the rate was 6.757 percent,and the annual percentage rate was 6.763 percent.
on April 16th, 2025the rate was 6.726 percent,and the annual percentage rate was 6.732 percent.
on April 17th, 2025the rate was 6.739 percent,and the annual percentage rate was 6.745 percent.
on April 18th, 2025the rate was 6.781 percent,and the annual percentage rate was 6.788 percent.
on April 19th, 2025the rate was 6.774 percent,and the annual percentage rate was 6.78 percent.
on April 20th, 2025the rate was 6.771 percent,and the annual percentage rate was 6.776 percent.
on April 21st, 2025the rate was 6.851 percent,and the annual percentage rate was 6.856 percent.
on April 22nd, 2025the rate was 6.871 percent,and the annual percentage rate was 6.877 percent.
on April 23rd, 2025the rate was 6.827 percent,and the annual percentage rate was 6.833 percent.
on April 24th, 2025the rate was 6.788 percent,and the annual percentage rate was 6.794 percent.
on April 25th, 2025the rate was 6.687 percent,and the annual percentage rate was 6.694 percent.
on April 26th, 2025the rate was 6.65 percent,and the annual percentage rate was 6.657 percent.
on April 27th, 2025the rate was 6.664 percent,and the annual percentage rate was 6.671 percent.
on April 28th, 2025the rate was 6.642 percent,and the annual percentage rate was 6.647 percent.
on April 29th, 2025the rate was 6.597 percent,and the annual percentage rate was 6.602 percent.
on April 30th, 2025the rate was 6.635 percent,and the annual percentage rate was 6.64 percent.
on May 1st, 2025the rate was 6.633 percent,and the annual percentage rate was 6.639 percent.
on May 2nd, 2025the rate was 6.712 percent,and the annual percentage rate was 6.717 percent.
on May 3rd, 2025the rate was 6.749 percent,and the annual percentage rate was 6.755 percent.

Compare NE refinance rates by loan type

Omaha, NE conforming loans

PROGRAMRATE1W CHANGEAPR1W CHANGE
30-Year Fixed Rate
7.00 %
up0.01 %
7.63 %
up0.26 %
20-Year Fixed Rate
6.84 %
up0.31 %
7.34 %
up0.60 %
15-Year Fixed Rate
6.06 %
down0.06 %
6.49 %
up0.13 %
10-Year Fixed Rate
5.53 %
0.00 %
5.77 %
0.00 %
7-year ARM
6.71 %
0.00 %
7.28 %
0.00 %
5-year ARM
7.58 %
down0.23 %
7.92 %
down0.12 %
3-year ARM
--0.00 %--0.00 %
Last updated: 5/3/2025

Omaha, NE government loans

PROGRAMRATE1W CHANGEAPR1W CHANGE
30-Year Fixed Rate FHA
7.25 %
up0.67 %
8.30 %
up0.70 %
30-Year Fixed Rate VA
6.54 %
up0.17 %
6.76 %
up0.11 %
15-Year Fixed Rate FHA
5.63 %
0.00 %
6.59 %
0.00 %
15-Year Fixed Rate VA
5.77 %
down0.21 %
6.13 %
down0.33 %
Last updated: 5/3/2025

Omaha, NE jumbo loans

PROGRAMRATE1W CHANGEAPR1W CHANGE

Refinancing options in Nebraska

Refinance rates and mortgage purchase rates are often the same, though refinance rates can occasionally be higher. To get the best refinance rate in Nebraska, work on improving your credit score. It also pays to carefully compare APRs, which include the interest rate and the associated fees, to ensure the best value.

Use a refinance calculator to adjust your rate and loan term to determine the amount you could save off your monthly payment.

Most lenders require a home appraisal during the refinancing process. Do you know how your home value has changed since purchase? The current value of your home could impact your equity and potentially help eliminate any private mortgage insurance you’re paying.

Lastly, check Nebraska refinance rates daily to capitalize on the best refinancing opportunity.

First Time Home Buyer NE Mortgage Resources

The Nebraska Investment Finance Authority (NIFA), Nebraska’s state housing finance agency, offers homebuyer assistance programs throughout the state for first time home buyers and repeat buyers. Here’s a look at their programs:

Homebuyer Assistance (HBA) Program

This program offers Nebraska first time home buyers with down payment assistance of up to 5% of the home’s purchase price and/or closing cost assistance that could reduce out of pocket expenses to as little as $1,000. Learn more

Military Home Program

This program helps service members and veterans, both first time home buyers and repeat buyers, obtain loans with competitively priced interest rates. Unlike VA loans, VA loan eligibility isn’t required. Learn more

First Home Plus Program

This program helps first time home buyers (who do not need down payment and closing cost assistance and who do not qualify for the Military Home Program) purchase homes across Nebraska with conventional, USDA or FHA loans. Learn more

First Home Focused Program

This program helps first time home buyers and repeat buyers (who do not need down payment and closing cost assistance) purchase homes in specific areas across Nebraska. Learn more

FHA and Conforming Loan Limits for Nebraska

If you’re interested in an FHA loan or conventional loan, your home’s purchase price must fall within the FHA or conforming loan limits for your area. The Federal Housing Authority sets the limits for FHA loans, and the Federal Housing Finance Agency (FHFA) sets the conforming loan limits, which define the maximum loan amounts for conventional mortgages backed by Fannie Mae or Freddie Mac. Anything above these limits is considered a jumbo loan and may have stricter requirements than a conventional loan.

All counties in Nebraska follow the standard conforming loan limit of $453,100. Most counties in Nebraska follow the standard FHA loan limit of $294,515. However, a few higher cost areas allow higher loan limits than the standard loan limits. Lincoln, Logan and Mcpherson counties have an FHA loan limit of $433,550, which indicates you’ll find more expensive homes in areas like North Platte, Stapleton, Tyron.

Refinance resources

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