Compare Today's Refinance Rates in Baltimore, Maryland
Answer a few questions about your loan preferences to see customized refinance rates from multiple lenders in Baltimore, Maryland.
Rates can vary by location.
What are today's Maryland refinance rates?
Maryland refinance rate trends
Adjust the graph below to see historical refinance rates tailored to your refinance program, credit score, down payment and location. Consider recent fluctuations before deciding the best time to refinance your mortgage.
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Compare MD refinance rates by loan type
Baltimore, MD conforming loans
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Baltimore, MD government loans
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Baltimore, MD jumbo loans
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Refinancing options in Maryland
Refinance rates and mortgage purchase rates are often the same, though refinance rates can occasionally be higher. To get the best refinance rate in Maryland, work on improving your credit score. It also pays to carefully compare APRs, which include the interest rate and the associated fees, to ensure the best value.
Use a refinance calculator to adjust your rate and loan term to determine the amount you could save off your monthly payment.
Most lenders require a home appraisal during the refinancing process. Do you know how your home value has changed since purchase? The current value of your home could impact your equity and potentially help eliminate any private mortgage insurance you’re paying.
Lastly, check Maryland refinance rates daily to capitalize on the best refinancing opportunity.