Skip main navigation

Current Kansas mortgage rates

Buying a home in Kansas starts with understanding rates. Explore Zillow Home Loans rates in Kansas or get pre-approved to get a personalized rate.

What are today’s Kansas mortgage rates?

As of October 15, 2025, current 30-year fixed mortgage rates in Kansas are 5.99%, while current 15-year fixed mortgage rates in Kansas are 5.375%. For adjustable rates, like a 7-year ARM, rates are 5.875%.

Illustration of dollar sign on mobile

Explore your mortgage options in Kansas

Loan programs and rates can vary by the state. To learn more about your mortgage affordability in Kansas, get pre-approved with us at Zillow Home Loans. Our trusted loan officers can help you explore your home loan options to understand how daily rate changes in Kansas may impact your affordability.

Check Kansas mortgage rates daily to ensure you receive the lowest possible rate. You can also use our BuyAbility tool to personalize your home search on Zillow. We use current mortgage rates in Kansas from Zillow Home Loans to provide you with a real-time estimate, so you know which homes fall within your home buying budget on Zillow. 

See a rate estimate tailored to you and updated daily so you’re always searching with the latest.