DPA approved footprint, dock and retention wall for this beautiful bay front lot measuring approx 95' x 200'. Live in harmony with nature and enjoy the views. The Western half of the lot can be contained with a retaining/seawall to construct an elevated, two story home with a 24' x 40' foot print allowing almost 2,000 SF of living space and additional deck space. The plans also include a 285' dock with 12' x 30' covered slip. The small pond adds to the charm and uniqueness of this property. The plans require a minimal amount of fill and maintain the natural condition of the property. Please call for details. An added plus is that there is no homeowners association. The location is approximately a quarter mile to the West of Bailey Bridge with easy access to shopping, restaurants, businesses and medical care. This incredible opportunity is approx. 12 miles by water from Shell Island, St Andrews State Park and some of the world's most beautiful beaches.
Lot/land
Price increase: $10K (2/21)
$174,500
Elma Ruth Dr, Southport, FL 32409
--beds
--baths
0.45Acres
Unimproved Land
Built in ----
0.45 Acres Lot
$-- Zestimate®
$--/sqft
$-- HOA
What's special
Beautiful bay front lot
- 65 days |
- 221 |
- 12 |
Zillow last checked: 7 hours ago
Listing updated: February 21, 2026 at 06:26am
Listed by:
Chris J Charles 850-866-3720,
The Premier Property Group
Source: CPAR,MLS#: 775724
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Property
Features
- Has view: Yes
- View description: Bay
- Has water view: Yes
- Water view: Bay
- Waterfront features: Bayfront, Gulf Access, Shoreline - Sand, Shoreline - Natural
- Frontage length: 95
Lot
- Size: 0.45 Acres
- Dimensions: 95' x 200' x 95' x 210'
Details
- Parcel number: 08581000000
- Zoning description: Resid Single Family
- Special conditions: Listed As-Is
Utilities & green energy
- Sewer: Septic Needed
Community & HOA
Community
- Subdivision: Carrie Bell Pt.
HOA
- Has HOA: No
Location
- Region: Southport
Financial & listing details
- Tax assessed value: $42,331
- Annual tax amount: $523
- Date on market: 1/11/2026
- Cumulative days on market: 614 days
Estimated market value
Not available
Estimated sales range
Not available
$1,856/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/21/2026 | Price change | $174,500+6.1% |
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| 12/30/2025 | Price change | $164,500-0.3% |
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| 12/19/2025 | Price change | $165,000-10.6% |
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| 12/10/2025 | Price change | $184,500-0.3% |
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| 11/27/2025 | Price change | $185,000-0.4% |
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| 11/15/2025 | Price change | $185,750-0.1% |
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| 10/31/2025 | Price change | $185,900-0.1% |
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| 10/25/2025 | Price change | $186,000-0.5% |
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| 9/30/2025 | Price change | $186,900-0.1% |
Source: | ||
| 9/19/2025 | Price change | $187,000-0.5% |
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| 9/3/2025 | Price change | $188,000-0.5% |
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| 7/18/2025 | Price change | $189,000-5% |
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| 7/2/2025 | Listed for sale | $199,000+0.1% |
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| 6/27/2025 | Listing removed | $198,900 |
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| 6/11/2025 | Price change | $198,900-0.1% |
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| 3/30/2025 | Price change | $199,000+14.4% |
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| 2/16/2025 | Price change | $174,000-0.3% |
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| 1/15/2025 | Price change | $174,500+3.3% |
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| 12/28/2024 | Price change | $169,000+6.3% |
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| 9/17/2024 | Price change | $159,000-20.1% |
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| 7/22/2024 | Price change | $199,000-13.1% |
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| 7/3/2024 | Price change | $229,000-8% |
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| 6/26/2024 | Listed for sale | $249,000+232% |
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| 2/17/2024 | Listing removed | -- |
Source: | ||
| 2/17/2024 | Pending sale | $75,000+66.7% |
Source: | ||
| 4/11/2022 | Sold | $45,000 |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $523 -1.4% | $42,331 |
| 2023 | $530 +57.7% | $42,331 +92.3% |
| 2022 | $336 | $22,011 |
| 2021 | -- | -- |
| 2020 | $240 +1.4% | $20,010 +1.2% |
| 2019 | $237 | $19,763 |
| 2018 | $237 -1.4% | $19,763 |
| 2017 | $241 -1.8% | $19,763 |
| 2016 | $245 -5.9% | $19,763 |
| 2015 | $260 | $19,763 -10.3% |
| 2014 | $260 | $22,028 |
Find assessor info on the county website
BuyAbility℠ payment
Estimated monthly payment
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Neighborhood: 32409
Nearby schools
GreatSchools rating
- 5/10Southport Elementary SchoolGrades: PK-5Distance: 1.5 mi
- 4/10Mowat Middle SchoolGrades: 6-8Distance: 2.6 mi
- 8/10North Bay Haven Career AcademyGrades: 9-12Distance: 3.9 mi
Schools provided by the listing agent
- Elementary: Southport
- Middle: Deane Bozeman
- High: Deane Bozeman
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 32409
- Florida
- Bay County
- Southport
- 32409
- Elma Ruth Dr




