Don’t miss this exceptional opportunity to own a fully renovated duplex in a convenient and desirable St. Paul neighborhood! Perfectly situated just steps from transit, shops, and local amenities, this property offers the ideal blend of classic charm and modern comfort.
Each unit features 2 bedrooms and 1 bathroom, showcasing original hardwood floors, high ceilings, and elegant crown molding. The spacious living areas are filled with abundant natural light, creating warm and inviting spaces to relax and entertain. The thoughtfully updated kitchens include all the modern conveniences you’re looking for, while the bathrooms shine with tasteful tile surrounds and contemporary finishes.
Both units enjoy private storage spaces in the basement as well as separate dedicated laundry, making day-to-day living effortless. Outside, you’ll find a 2-car garage plus additional off-street parking, a rare and valuable amenity in this area.
With both units currently vacant, the property is a fantastic opportunity for an owner-occupant looking to offset living expenses by renting the second unit, or for an investor interested in long-term, mid-term, or short-term rental potential.
Classic charm, modern updates, light-filled spaces, and unbeatable convenience—this duplex truly has it all. Come see it for yourself!
Active with contingency
$350,000
985 Charles Ave, Saint Paul, MN 55104
4beds
2baths
3,306sqft
Est.:
Duplex Up and Down
Built in 1925
-- sqft lot
$299,000 Zestimate®
$106/sqft
$-- HOA
What's special
- 13 days |
- 742 |
- 62 |
Zillow last checked: 8 hours ago
Listing updated: December 04, 2025 at 08:15am
Listed by:
Kelsey Zimmerman 763-291-3375,
Brick & Banister Real Estate
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 6822511
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
Heating
- Boiler, Hot Water, Radiator(s)
Features
- Basement: Block,Full,Owner Access,Shared Access,Storage/Locker,Storage Space,Unfinished
Interior area
- Total structure area: 3,306
- Total interior livable area: 3,306 sqft
- Finished area above ground: 2,226
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Detached, Driveway - Other Surface, Shared Garage/Stall, Open
- Garage spaces: 2
- Has uncovered spaces: Yes
- Details: Garage Dimensions (24x24)
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Patio & porch: Deck
- Fencing: Chain Link
Lot
- Size: 4,791.6 Square Feet
- Dimensions: 37 x 125 x 36
- Features: Near Public Transit, Many Trees
Details
- Foundation area: 1080
- Parcel number: 352923230050
- Zoning description: Residential-Multi-Family
Construction
Type & style
- Home type: MultiFamily
- Property subtype: Duplex Up and Down
Materials
- Stucco
- Roof: Age Over 8 Years,Asphalt
Condition
- Age of Property: 100
- New construction: No
- Year built: 1925
Utilities & green energy
- Electric: Circuit Breakers
- Gas: Natural Gas
- Sewer: City Sewer/Connected
- Water: City Water/Connected
Community & HOA
Community
- Subdivision: Mcdermotts Add
HOA
- Amenities included: Common Garden
Location
- Region: Saint Paul
Financial & listing details
- Price per square foot: $106/sqft
- Tax assessed value: $273,200
- Annual tax amount: $5,424
- Date on market: 11/27/2025
- Cumulative days on market: 12 days
- Tenant pays: Cable TV, Electricity, Gas
Estimated market value
$299,000
$278,000 - $326,000
$1,337/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/28/2025 | Listed for sale | $350,000+49.1%$106/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #6822511 Report a problem | ||
| 7/1/2023 | Listing removed | -- |
Source: Zillow Rentals Report a problem | ||
| 6/20/2023 | Listed for rent | $1,550+3.3% |
Source: Zillow Rentals Report a problem | ||
| 6/6/2022 | Listing removed | -- |
Source: Zillow Rental Manager Report a problem | ||
| 5/6/2022 | Listed for rent | $1,500 |
Source: Zillow Rental Manager Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $5,086 +6.3% | $273,200 +8.9% |
| 2023 | $4,786 +5% | $250,800 +5.5% |
| 2022 | $4,560 +9.4% | $237,800 +5.7% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,177/mo
Principal & interest
$1695
Property taxes
$359
Home insurance
$123
Climate risks
Neighborhood: Thomas Dale
Nearby schools
GreatSchools rating
- 1/10Maxfield Magnet Elementary SchoolGrades: PK-5Distance: 0.5 mi
- 3/10Hidden River Middle SchoolGrades: 6-8Distance: 1.9 mi
- 7/10Central Senior High SchoolGrades: 9-12Distance: 0.7 mi
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