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Sold for $890,000 on 11/20/25
  • Listing Provided by: 

    Joanna Armstrong DRE #02093652 949-232-2544,

    @Vantage Real Estate

    Bought with: Coldwell Banker Realty
    $890,000

    98 Tierra Montanosa, Rancho Santa Margarita, CA 92688

    3beds
    1,472sqft
    Condominium
    Built in 1996
    -- sqft lot
    $890,200 Zestimate®
    $605/sqft
    $4,147 Estimated rent

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    $4,147/mo

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    $5,887/mo

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    $5,887/mo

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    What's special

    Welcome to your dream home in the beautiful community of Tierra Montanosa. This stunning three-bedroom, three-bathroom condominium offers panoramic views of the city lights, valley and Saddleback mountains, creating a serene backdrop for your everyday life. As you step inside, you'll be captivated by the soaring cathedral ceilings and abundant natural light streaming through the floor-to-ceiling windows. The open-concept layout is perfect for both relaxation and entertaining. One of the highlights of this home is the convenient full bedroom and bathroom located downstairs with slider to patio, ideal for guests or family members. Upstairs you will find dual-masters. One with walk in closet, the other with 2 closets and incredible panoramic views! The remodeled kitchen features gorgeous hardwood cabinetry and modern finishes. This home comes equipped with essential appliances, including a washer, dryer, and refrigerator, along with new paint and carpet throughout for a fresh, modern feel. Enjoy the luxury of a two-car attached garage with a Tesla charging system, making life easier for eco-conscious residents. The wonderful amenities in Rancho Santa Margarita include six swimming pools, spa, various sports courts, parks, scenic hiking trails, and exclusive access to Rancho Santa Margarita Lake and Beach Club. This community is recognized as the safest city in California for the second consecutive year. Additionally, you’re just a short distance from the highly-acclaimed Melinda Heights Elementary School. Don’t miss your opportunity to own this spectacular condominium in a vibrant community! Schedule your viewing today and experience all that Rancho Santa Margarita has to offer.

    Zillow last checked: 8 hours ago

    Listing updated: November 20, 2025 at 03:29pm

    Listing Provided by:

    Joanna Armstrong DRE #02093652 949-232-2544,

    @Vantage Real Estate

    Bought with:

    Denise Fortain-Hall, DRE #01001274

    Coldwell Banker Realty

    Source: CRMLS,MLS#: OC25169665MLS LogoOriginating MLS: California Regional MLS

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    • Full bathrooms: 3
    • Main level bathrooms: 1
    • Main level bedrooms: 1
    Primary bedroom
    • Features: Multiple Primary Suites
    Bedroom
    • Features: Bedroom on Main Level
    Bedroom
    • Features: Multi-Level Bedroom
    Bathroom
    • Features: Bathroom Exhaust Fan, Bathtub, Dual Sinks
    Kitchen
    • Features: Granite Counters, Remodeled, Updated Kitchen
    Other
    • Features: Walk-In Closet(s)
    Heating
    • Central
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Gas Oven, Gas Range, Ice Maker, Microwave, Refrigerator, Water To Refrigerator, Dryer, Washer
    • Laundry: Inside
    Features
    • Cathedral Ceiling(s), Granite Counters, High Ceilings, Recessed Lighting, Bedroom on Main Level, Multiple Primary Suites, Walk-In Closet(s)
    • Flooring: Carpet, Tile
    • Has fireplace: Yes
    • Fireplace features: Living Room
    • Common walls with other units/homes: 2+ Common Walls,End Unit
    Interior area
    • Total interior livable area: 1,472 sqft

    Property

    Parking
    • Total spaces: 3
    • Parking features: Direct Access, Garage Faces Front, Garage
    • Attached garage spaces: 2
    • Uncovered spaces: 1
    Features
    • Levels: Two
    • Stories: 2
    • Entry location: Side of bldg
    • Patio & porch: Open, Patio
    • Pool features: Association
    • Has spa: Yes
    • Spa features: Community
    • Has view: Yes
    • View description: City Lights, Hills, Mountain(s), Neighborhood, Panoramic
    Lot
    • Size: 8,484 sqft
    Details
    • Parcel number: 93812448
    • Special conditions: Standard,Trust

    Construction

    Type & style
    • Home type: Condo
    • Architectural style: Patio Home
    • Property subtype: Condominium
    • Attached to another structure: Yes
    Materials
    • Roof: Tile
    Condition
    • Updated/Remodeled
    • New construction: No
    • Year built: 1996

    Utilities & green energy

    • Electric: 220 Volts in Garage
    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Electricity Connected, Sewer Connected, Water Connected

    Community & neighborhood

    Community
    • Community features: Biking, Curbs, Foothills, Hiking, Park, Street Lights, Sidewalks
    Location
    • Region: Rancho Santa Margarita

    HOA & financial

    HOA
    • Has HOA: Yes
    • HOA fee: $518 monthly
    • Amenities included: Sport Court, Maintenance Grounds, Horse Trail(s), Meeting Room, Meeting/Banquet/Party Room, Outdoor Cooking Area, Barbecue, Picnic Area, Playground, Pickleball, Pool, Recreation Room, Spa/Hot Tub, Tennis Court(s), Trail(s)
    • Association name: Tierra Montanosa
    • Association phone: 949-716-3998
    • Second HOA fee: $87 monthly
    • Second association name: Samlarc
    • Second association phone: 949-709-0019

    Other

    Other facts
    • Listing terms: Cash,Cash to New Loan,Conventional
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    Estimated market value
    $890,200