Privacy Lot on .32 Acres in On Top of the World's Longleaf Ridge! Built in 2023 and owner-occupied since January 2024, this beautifully upgraded Magnolia model offers views of a private wooded area—you never know what wildlife will stop by the watering hole. Inside, the spacious open-concept layout features two en-suite bedrooms as well as a convenient hallway half bath. The home includes two versatile flex spaces that add maximum flexibility to your Florida living — one located at the front of the home currently used as a cozy den, and the second set up as an office that could easily serve as a reading nook or hobby space. The expanded 2.5-car garage includes a golf cart parking area, built-in workbench, and additional storage, maximizing functionality. The gourmet kitchen boasts quartz countertops and a seamless backsplash, two-tone cabinetry, built-in oven and microwave, stainless steel appliances, under-cabinet lighting, gold fixtures, soft-close cabinets, and a dedicated spice drawer. Expansive windows along the rear of the home fill the living areas with natural light and showcase tranquil wooded views. Upgrades throughout include tray ceilings, LVP flooring, a great room bump-out, extended patio, ceiling fans, gutters, and a whole-home water softener system. Curbside trash service is also included. Enjoy a prime location near the new Summit Clubhouse (currently under construction), The Arbors, and the Recreation Center. There’s always something to do at On Top of the World—from swimming, clubs, and pickleball to mini golf and dog parks. Located in Ocala’s premier 55+ golf cart community, residents enjoy access to two shopping centers by golf cart. Bonus: The home’s furnishings, a Predator 9500/Max30 portable whole-house generator, and a natural gas grill are available for separate purchase. Schedule your showing today to experience this stunning, private Longleaf Ridge home!
For sale
Price cut: $10K (10/3)
$499,900
9746 SW 108th Terrace Rd, Ocala, FL 34481
2beds
2,599sqft
Est.:
Single Family Residence
Built in 2023
0.32 Acres Lot
$-- Zestimate®
$192/sqft
$524/mo HOA
What's special
Expansive windowsTwo en-suite bedroomsQuartz countertopsPrivate wooded areaCeiling fansGreat room bump-outTranquil wooded views
- 167 days |
- 126 |
- 4 |
Zillow last checked: 8 hours ago
Listing updated: December 08, 2025 at 10:03am
Listing Provided by:
Tammy Coughlin 407-461-0832,
ON TOP OF THE WORLD REAL EST 866-228-5878,
Christy Main 352-789-4323,
ON TOP OF THE WORLD REAL EST
Source: Stellar MLS,MLS#: OM704477
Originating MLS: Ocala - Marion
Originating MLS: Ocala - Marion
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Electric, Heat Pump
Cooling
- Central Air
Appliances
- Included: Oven, Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Refrigerator, Washer
- Laundry: Inside, Laundry Room
Features
- Ceiling Fan(s), Crown Molding, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Split Bedroom, Stone Counters, Tray Ceiling(s), Walk-In Closet(s)
- Flooring: Luxury Vinyl
- Doors: Outdoor Grill, Sliding Doors
- Windows: Double Pane Windows, Low Emissivity Windows, Window Treatments, Shutters
- Has fireplace: No
Interior area
- Total structure area: 3,925
- Total interior livable area: 2,599 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage Door Opener, Golf Cart Garage, Oversized, Split Garage
- Attached garage spaces: 2
- Details: Garage Dimensions: 40x35
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch, Patio, Rear Porch, Screened
- Exterior features: Irrigation System, Outdoor Grill, Rain Barrel/Cistern(s), Rain Gutters
Lot
- Size: 0.32 Acres
- Dimensions: 108 x 132
- Features: In County, Irregular Lot, Oversized Lot, Street Dead-End
- Residential vegetation: Trees/Landscaped
Details
- Parcel number: 3530065062
- Zoning: PUD
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 2023
Details
- Builder model: Magnolia
Utilities & green energy
- Sewer: Private Sewer
- Water: Private
- Utilities for property: BB/HS Internet Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Features: Buyer Approval Required, Clubhouse, Community Mailbox, Deed Restrictions, Dog Park, Fitness Center, Gated Community - No Guard, Golf Carts OK, Golf, Park, Playground, Pool, Racquetball, Restaurant, Special Community Restrictions, Tennis Court(s)
- Senior community: Yes
- Subdivision: ON TOP OF THE WORLD
HOA
- Has HOA: Yes
- Amenities included: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Lobby Key Required, Maintenance, Optional Additional Fees, Park, Pickleball Court(s), Playground, Pool, Racquetball, Recreation Facilities, Sauna, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s)
- Services included: Community Pool, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Manager, Pest Control, Private Road, Recreational Facilities, Trash
- HOA fee: $524 monthly
- HOA name: Lori Sands
- HOA phone: 352-854-0805
- Pet fee: $0 monthly
Location
- Region: Ocala
Financial & listing details
- Price per square foot: $192/sqft
- Tax assessed value: $467,956
- Annual tax amount: $7,617
- Date on market: 6/27/2025
- Cumulative days on market: 168 days
- Listing terms: Cash,Conventional
- Ownership: Leasehold
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved, Asphalt
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 10/3/2025 | Price change | $499,900-2%$192/sqft |
Source:  Stellar MLS #OM704477 Report a problem | ||
| 9/17/2025 | Price change | $509,900-1%$196/sqft |
Source: Stellar MLS #OM704477 Report a problem | ||
| 8/1/2025 | Price change | $515,000-1.8%$198/sqft |
Source: Stellar MLS #OM704477 Report a problem | ||
| 6/27/2025 | Listed for sale | $524,698-7.1%$202/sqft |
Source: Stellar MLS #OM704477 Report a problem | ||
| 4/18/2025 | Listing removed | -- |
Source: Owner Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $7,618 +1913.8% | $467,956 +1934.6% |
| 2023 | $378 -0.5% | $23,000 |
| 2022 | $380 | $23,000 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,756/mo
Principal & interest
$2382
Property taxes
$675
Other costs
$699
Climate risks
Neighborhood: 34481
Nearby schools
GreatSchools rating
- 3/10Hammett Bowen Jr. Elementary SchoolGrades: PK-5Distance: 6.4 mi
- 4/10Liberty Middle SchoolGrades: 6-8Distance: 6.1 mi
- 4/10West Port High SchoolGrades: 9-12Distance: 5.8 mi
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