Welcome to your serene escape nestled right on the river--just minutes from downtown! This beautifully maintained 2-bedroom, 2-bath home offers the perfect blend of tranquility and convenience. Enjoy picturesque water views from your kitchen, private deck, and both bedrooms. Ideal for morning breakfast or evening sunsets. Inside, you'll find a spacious open-concept layout with abundant natural light, updated flooring, and a cozy fireplace. The kitchen features modern appliances, ample counter space, and a breakfast bar--perfect for entertaining. The primary suite includes a private bathroom, while the bonus room is perfect for guests or a home office. Step outside to your private backyard oasis. Property will be occupied 12 -22 thru 12 - 27
For sale
$499,900
97 Rio St, Ruidoso, NM 88345
2beds
916sqft
Est.:
Single Family Residence
Built in 1975
5,227.2 Square Feet Lot
$482,800 Zestimate®
$546/sqft
$-- HOA
What's special
Cozy fireplaceModern appliancesPrivate deckSpacious open-concept layoutPrivate backyard oasisUpdated flooringAmple counter space
- 138 days |
- 89 |
- 2 |
Zillow last checked: 8 hours ago
Listing updated: December 11, 2025 at 02:06pm
Listed by:
Joyce Kathleen Culbertson 972-730-4945,
Fathom Realty NM 575-517-0316
Source: RLCMLS,MLS#: 132998
Originating MLS: Ruidoso Lincoln County Association of REALTORS
Originating MLS: Ruidoso Lincoln County Association of REALTORSTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Natural Gas
Cooling
- Ceiling Fan(s), Window Unit(s)
Appliances
- Included: Washer/Dryer Stacked, Microwave, Refrigerator
- Laundry: Stacked
Features
- Ceiling Fan(s)
- Has fireplace: No
- Fireplace features: None
- Furnished: Yes
Interior area
- Total interior livable area: 916 sqft
Property
Parking
- Parking features: Unpaved
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Fencing: None
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Waterfront
Lot
- Size: 5,227.2 Square Feet
- Features: Waterfront
Details
- Additional structures: None
- Parcel number: 4072065047056000000
- Zoning: C3
- Other equipment: None
- Horse amenities: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subtype: Single Family Residence
Materials
- Wood Siding
- Roof: Metal
Condition
- Updated/Remodeled
- Year built: 1975
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Water Connected
Community & HOA
Community
- Subdivision: Ruidoso Springs
Location
- Region: Ruidoso
Financial & listing details
- Price per square foot: $546/sqft
- Tax assessed value: $181,215
- Annual tax amount: $1,769
- Date on market: 8/5/2025
- Cumulative days on market: 142 days
- Listing terms: Cash,Conventional,1031 Exchange,FHA
- Electric utility on property: Yes
- Road surface type: Asphalt
Estimated market value
$482,800
$459,000 - $507,000
$1,333/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 8/7/2025 | Listed for sale | $499,900$546/sqft |
Source:  RLCMLS #132998 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,770 -3.2% | $60,405 +3% |
| 2023 | $1,828 -0.4% | $58,646 +3% |
| 2022 | $1,835 +10.3% | $56,938 +3% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,804/mo
Principal & interest
$2404
Property taxes
$225
Home insurance
$175
Climate risks
Neighborhood: 88345
Nearby schools
GreatSchools rating
- 5/10Sierra Vista Primary SchoolGrades: PK-2Distance: 2.3 mi
- 6/10Ruidoso Middle SchoolGrades: 6-8Distance: 1.8 mi
- 4/10Ruidoso High SchoolGrades: 9-12Distance: 1.9 mi
- Loading
- Loading
