Welcome to one of the most desirable opportunities in Central Texas! Located in the highly sought-after Lakewood Elementary attendance zone, this spacious 5-bedroom, 3-bath home sits on an impressive ½-acre lot — a rare find in an established neighborhood with NO HOA.
Buyers are searching for low property taxes, room to spread out, and freedom to use their property — and this one delivers. There’s ample space for boat, RV, or camper parking, plus room to add a future storage building.
Major updates provide peace of mind: brand new roof, fresh exterior paint, and a new privacy fence — big-ticket items already done.
The functional layout offers flexibility for large households, guests, or work-from-home needs with five true bedrooms and three full baths.
Love the lake lifestyle? You’re just minutes from lake access and public boat ramps, making boating, fishing, and outdoor recreation part of everyday life. This location combines great schools, convenience to town, and easy access to outdoor amenities, all while enjoying the benefits of a larger homesite.
Homes offering space, updates, low taxes, no HOA, and lake proximity rarely come available together.
Land. Location. Lifestyle. This one checks the boxes.
Active
$599,900
965 Ridgeoak Dr, Belton, TX 76513
5beds
2,911sqft
Est.:
Single Family Residence
Built in 2013
0.52 Acres Lot
$590,100 Zestimate®
$206/sqft
$-- HOA
What's special
Brand new roofNew privacy fenceFresh exterior paintLarger homesite
- 3 days |
- 691 |
- 32 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: January 29, 2026 at 08:04pm
Listed by:
Ali Thompson 254-718-6777,
Real Broker, LLC,
McKenna Taggart 254-913-6513,
Real Broker, LLC
Source: Central Texas MLS,MLS#: 603008
Originating MLS: Temple Belton Board of REALTORS
Originating MLS: Temple Belton Board of REALTORSTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Heating
- Central, Electric, Multiple Heating Units
Cooling
- Central Air, Electric, 2 Units, Attic Fan
Appliances
- Included: Dishwasher, Electric Cooktop, Electric Water Heater, Oven, Range Hood, Some Electric Appliances, Built-In Oven, Cooktop, Microwave
- Laundry: Electric Dryer Hookup, Inside, Laundry Room
Features
- Attic, Built-in Features, Ceiling Fan(s), Chandelier, Crown Molding, Dining Area, Separate/Formal Dining Room, Double Vanity, Entrance Foyer, High Ceilings, Home Office, Multiple Living Areas, Murphy Bed, Open Floorplan, Pull Down Attic Stairs, Split Bedrooms, Soaking Tub, Separate Shower, Walk-In Closet(s), Window Treatments, Breakfast Bar
- Flooring: Carpet, Ceramic Tile
- Windows: Window Treatments
- Attic: Pull Down Stairs,Partially Floored
- Number of fireplaces: 1
- Fireplace features: Family Room, Living Room, Wood Burning
Interior area
- Total interior livable area: 2,911 sqft
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Garage, Garage Faces Side
- Garage spaces: 3
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Patio, Porch
- Exterior features: Porch, Patio, Private Yard, Rain Gutters
- Pool features: None
- Fencing: Back Yard,Full,Privacy,Wood
- Has view: Yes
- View description: None
- Body of water: None
Lot
- Size: 0.52 Acres
Details
- Parcel number: 447428
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Hill Country,Ranch
- Property subtype: Single Family Residence
Materials
- Masonry, Stone Veneer
- Foundation: Slab
- Roof: Composition,Shingle
Condition
- Resale
- Year built: 2013
Details
- Builder name: Carothers
Utilities & green energy
- Sewer: Not Connected (at lot), Aerobic Septic, Public Sewer
- Utilities for property: Electricity Available, Underground Utilities
Community & HOA
Community
- Features: None
- Security: Prewired, Smoke Detector(s)
- Subdivision: The Ranch At Woodland Trails P
HOA
- Has HOA: No
Location
- Region: Belton
Financial & listing details
- Price per square foot: $206/sqft
- Tax assessed value: $639,851
- Annual tax amount: $7,690
- Date on market: 1/29/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
- Electric utility on property: Yes
- Road surface type: Asphalt
Estimated market value
$590,100
$561,000 - $620,000
$2,898/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/29/2026 | Listed for sale | $599,900-4%$206/sqft |
Source:  Central Texas MLS #603008 Report a problem | ||
| 7/31/2025 | Listing removed | $624,900$215/sqft |
Source: Central Texas MLS #583982 Report a problem | ||
| 6/23/2025 | Price change | $624,900-0.7%$215/sqft |
Source: Central Texas MLS #583982 Report a problem | ||
| 6/19/2025 | Listed for sale | $629,000+63.4%$216/sqft |
Source: Central Texas MLS #583982 Report a problem | ||
| 4/9/2018 | Sold | -- |
Source: Central Texas MLS #339779 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,690 +4.3% | $639,851 -9.8% |
| 2024 | $7,372 +14.4% | $709,117 +37% |
| 2023 | $6,442 -12.6% | $517,784 +10% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,802/mo
Principal & interest
$2872
Property taxes
$720
Home insurance
$210
Climate risks
Neighborhood: 76513
Nearby schools
GreatSchools rating
- 9/10Lakewood Elementary SchoolGrades: K-5Distance: 1.2 mi
- 7/10Lake Belton Middle SchoolGrades: 6-8Distance: 2.6 mi
- 7/10Lake Belton High SchoolGrades: 9-12Distance: 2.7 mi
Schools provided by the listing agent
- Elementary: Lakewood Elementary
- Middle: Lake Belton Middle School
- High: Lake Belton High School
- District: Belton ISD
Source: Central Texas MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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