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For sale
  • Price cut: $126K (10/20)
    $1,329,000

    96492 Soap Creek Dr, Fernandina Beach, FL 32034

    3beds
    3,012sqft
    : 
    Single Family Residence
    Built in 2019
    1.14 Acres Lot
    $-- Zestimate®
    $441/sqft
    $125/mo HOA

    What's special

    Gas fireplaceLarge islandPrivate outdoor showerHuge wrap-around deckQuartz countertopsElegant finishesEn suite bath
    Welcome home to Oyster Bay Harbour! Enjoy breathtaking sunrise views over the Amelia River from this stunning 3-bed, 3-bath custom home—a perfect blend of luxury and livability. Thoughtfully designed so every room captures a marsh view, this home offers exceptional craftsmanship and comfort. The spacious living and dining areas flow onto a huge wrap-around deck, ideal for entertaining or quiet mornings.. The gourmet kitchen features a large island, quartz countertops, timeless white shaker cabinetry, and a butler’s galley with prep sink and pantry. White maple hardwood floors and coffered ceilings are the perfect setting for getting cozy by the gas fireplace. Take the elevator to the owner’s suite—a true sanctuary. French doors open to a private treetop balcony overlooking the river. The spa-inspired primary bath offers elegant finishes and a soaking tub, while the adjoining nook is perfect for a home office or fitness space. Prefer one-level living? The guest suite on the main floor, with two walk-in closets, water views, and an en suite bath, could easily serve as your primary. Additional highlights include a whole-home generator, two-car garage with air-conditioned workshop/hobby room, and under-home storage for kayaks and fishing gear. Enjoy two on-demand Rinnai systems, a private outdoor shower, and a fully fenced, landscaped yard. Situated on one of the best lots in the community, this home offers an exceptional coastal lifestyle. Oyster Bay Yacht Club is the only gated community with a deep-water marina, boat slips, a restaurant, bar, tennis/pickle ball courts, and pools. Membership is optional but the club is a great way to turhn neighbors into friends. Zoned for A-rated Amelia Island schools.
    74 days
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    386
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    31
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    Zillow last checked: 8 hours ago

    Listing updated: October 20, 2025 at 12:57pm

    Listed by:

    Sara Terry 904-415-1375,

    BERKSHIRE HATHAWAY HomeServices HWREI

    Source: AINCAR,MLS#: 113869MLS LogoOriginating MLS: Amelia Island-Nassau County Assoc of Realtors Inc

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    • Full bathrooms: 3
    Other
    • Description: Flooring: Tile,Wood
    Heating
    • Central, Electric
    Cooling
    • Central Air, Electric
    Appliances
    • Included: Some Gas Appliances, Dishwasher, Disposal, Microwave, Oven, Refrigerator, Water Softener Owned, Stove, Ice Maker
    Features
    • Ceiling Fan(s), Elevator, French Door(s)/Atrium Door(s), Fireplace, Split Bedrooms, Storage, Workshop, Window Treatments
    • Doors: French Doors
    • Windows: Vinyl, Blinds
    • Has fireplace: Yes
    Interior area
    • Total structure area: 3,012
    • Total interior livable area: 3,012 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Two Car Garage, Garage Door Opener
    • Garage spaces: 2
    Features
    • Patio & porch: Balcony, Rear Porch, Brick, Covered, Deck, Open, Patio
    • Exterior features: Fence, Sprinkler/Irrigation
    • Pool features: Community
    • On waterfront: Yes
    • Waterfront features: Deep Water, Marsh
    • Frontage type: River
    Lot
    • Size: 1.14 Acres
    • Dimensions: 516 x 142 x 419 x 112
    Details
    • Parcel number: 463N28620500280000
    • Zoning: PUD
    • Special conditions: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Fiber Cement
    • Roof: Shingle
    Condition
    • Resale
    • Year built: 2019
    Details
    • Builder name: Cam Bradford

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public

    Community & HOA

    Community
    • Features: Gated, Marina, Pool
    • Security: Security System, Gated Community
    • Subdivision: Oyster Bay
    HOA
    • Has HOA: Yes
    • HOA fee: $375 quarterly
    Location
    • Region: Fernandina Beach

    Financial & listing details

    • Price per square foot: $441/sqft
    • Tax assessed value: $1,370,187
    • Date on market: 10/11/2025
    • Cumulative days on market: 74 days
    • Listing terms: Cash,Conventional,Contract,FHA,VA Loan
    • Road surface type: Paved
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    Estimated market value

    Not available

    Estimated sales range

    Not available

    Not available

    Price history

    Price history
    DateEventPrice
    10/20/2025Price change$1,329,000-8.7%$441/sqft
    Source: realMLS #2114141 Report a problem
    10/11/2025Listed for sale$1,455,000$483/sqft
    Source: AINCAR #113869 Report a problem
    10/2/2025Listing removed$1,455,000$483/sqft
    Source: AINCAR #112880 Report a problem
    8/6/2025Price change$1,455,000-2.9%$483/sqft
    Source: AINCAR #112880 Report a problem
    7/2/2025Listed for sale$1,499,000-1.7%$498/sqft
    Source: AINCAR #112880 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024-- $1,089,614 +3%
    2023-- $1,057,878 +18.3%
    2022$13,459 +42.6%$894,567 +39.7%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $9,031/mo
    Principal & interest
    $6625
    Property taxes
    $1816
    Other costs
    $590

      Climate risks

      Neighborhood: 32034

      Nearby schools

      GreatSchools rating

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