Welcome home to Oyster Bay Harbour! Enjoy breathtaking sunrise views over the Amelia River from this stunning 3-bed, 3-bath custom home—a perfect blend of luxury and livability. Thoughtfully designed so every room captures a marsh view, this home offers exceptional craftsmanship and comfort.
The spacious living and dining areas flow onto a huge wrap-around deck, ideal for entertaining or quiet mornings.. The gourmet kitchen features a large island, quartz countertops, timeless white shaker cabinetry, and a butler’s galley with prep sink and pantry. White maple hardwood floors and coffered ceilings are the perfect setting for getting cozy by the gas fireplace.
Take the elevator to the owner’s suite—a true sanctuary. French doors open to a private treetop balcony overlooking the river. The spa-inspired primary bath offers elegant finishes and a soaking tub, while the adjoining nook is perfect for a home office or fitness space. Prefer one-level living? The guest suite on the main floor, with two walk-in closets, water views, and an en suite bath, could easily serve as your primary.
Additional highlights include a whole-home generator, two-car garage with air-conditioned workshop/hobby room, and under-home storage for kayaks and fishing gear. Enjoy two on-demand Rinnai systems, a private outdoor shower, and a fully fenced, landscaped yard.
Situated on one of the best lots in the community, this home offers an exceptional coastal lifestyle. Oyster Bay Yacht Club is the only gated community with a deep-water marina, boat slips, a restaurant, bar, tennis/pickle ball courts, and pools. Membership is optional but the club is a great way to turhn neighbors into friends. Zoned for A-rated Amelia Island schools.
For sale
Price cut: $126K (10/20)
$1,329,000
96492 Soap Creek Dr, Fernandina Beach, FL 32034
3beds
3,012sqft
Est.:
Single Family Residence
Built in 2019
1.14 Acres Lot
$-- Zestimate®
$441/sqft
$125/mo HOA
What's special
Gas fireplaceLarge islandPrivate outdoor showerHuge wrap-around deckQuartz countertopsElegant finishesEn suite bath
- 74 days |
- 386 |
- 31 |
Zillow last checked: 8 hours ago
Listing updated: October 20, 2025 at 12:57pm
Listed by:
Sara Terry 904-415-1375,
BERKSHIRE HATHAWAY HomeServices HWREI
Source: AINCAR,MLS#: 113869
Originating MLS: Amelia Island-Nassau County Assoc of Realtors Inc
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Other
- Description: Flooring: Tile,Wood
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Some Gas Appliances, Dishwasher, Disposal, Microwave, Oven, Refrigerator, Water Softener Owned, Stove, Ice Maker
Features
- Ceiling Fan(s), Elevator, French Door(s)/Atrium Door(s), Fireplace, Split Bedrooms, Storage, Workshop, Window Treatments
- Doors: French Doors
- Windows: Vinyl, Blinds
- Has fireplace: Yes
Interior area
- Total structure area: 3,012
- Total interior livable area: 3,012 sqft
Property
Parking
- Total spaces: 2
- Parking features: Two Car Garage, Garage Door Opener
- Garage spaces: 2
Features
- Patio & porch: Balcony, Rear Porch, Brick, Covered, Deck, Open, Patio
- Exterior features: Fence, Sprinkler/Irrigation
- Pool features: Community
- On waterfront: Yes
- Waterfront features: Deep Water, Marsh
- Frontage type: River
Lot
- Size: 1.14 Acres
- Dimensions: 516 x 142 x 419 x 112
Details
- Parcel number: 463N28620500280000
- Zoning: PUD
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Fiber Cement
- Roof: Shingle
Condition
- Resale
- Year built: 2019
Details
- Builder name: Cam Bradford
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Gated, Marina, Pool
- Security: Security System, Gated Community
- Subdivision: Oyster Bay
HOA
- Has HOA: Yes
- HOA fee: $375 quarterly
Location
- Region: Fernandina Beach
Financial & listing details
- Price per square foot: $441/sqft
- Tax assessed value: $1,370,187
- Date on market: 10/11/2025
- Cumulative days on market: 74 days
- Listing terms: Cash,Conventional,Contract,FHA,VA Loan
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 10/20/2025 | Price change | $1,329,000-8.7%$441/sqft |
Source: | ||
| 10/11/2025 | Listed for sale | $1,455,000$483/sqft |
Source: | ||
| 10/2/2025 | Listing removed | $1,455,000$483/sqft |
Source: | ||
| 8/6/2025 | Price change | $1,455,000-2.9%$483/sqft |
Source: | ||
| 7/2/2025 | Listed for sale | $1,499,000-1.7%$498/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | -- | $1,089,614 +3% |
| 2023 | -- | $1,057,878 +18.3% |
| 2022 | $13,459 +42.6% | $894,567 +39.7% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$9,031/mo
Principal & interest
$6625
Property taxes
$1816
Other costs
$590
Climate risks
Neighborhood: 32034
Nearby schools
GreatSchools rating
- NASouthside Elementary SchoolGrades: PK-2Distance: 2.9 mi
- 6/10Fernandina Beach High SchoolGrades: PK,3,8-12Distance: 3.5 mi
- 8/10Emma Love Hardee Elementary SchoolGrades: 3-5Distance: 3.4 mi
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