Experience waterfront living at its finest in this nearly new custom home, nestled within the exclusive gated community of Oyster Bay Harbour. Built in 2023 and thoughtfully designed to capture sweeping marsh and Intracoastal views, this 2-story stunner blends modern luxury with timeless Lowcountry charm. Wake to breathtaking sunrises over Amelia Island and enjoy the serene privacy of coastal living. Inside, a chef’s kitchen anchors the home with quartz countertops, premium stainless appliances, and a large island perfect for entertaining — all framed by river views. Shiplap accents add warmth and character, while the spa-like owner’s suite pampers with a soaking tub overlooking the marsh, a luxurious multi-head shower, and custom floor-to-ceiling tile. Expansive dual closets in the primary suite, a wet bar, and multiple indoor/outdoor living spaces elevate everyday comfort. With a screened patio, open-air porch, elevator shaft for future access, and a rare 3+ car garage with a rear bay door, every detail is designed for convenience and style. Bonus: dual-level entries add flexibility and privacy. Oyster Bay amenities: new pickleball courts, clay tennis courts, community pool, RV/boat storage. Optional Yacht Club membership offers marina with deep water slips, fishing bridge, kayak launch, dining, gym, and more. Just minutes from Amelia Island beaches, historic Fernandina, and JAX Airport and Kings Bay, this is coastal living without compromise.
For sale
$1,450,000
96478 Soap Creek Dr, Fernandina Beach, FL 32034
3beds
3,282sqft
Est.:
Single Family Residence
Built in 2023
0.94 Acres Lot
$-- Zestimate®
$442/sqft
$125/mo HOA
What's special
Waterfront livingLarge islandShiplap accentsQuartz countertopsRiver viewsOpen-air porchWet bar
- 15 days
- on Zillow |
- 467 |
- 33 |
Zillow last checked: 7 hours ago
Listing updated: April 19, 2025 at 10:07am
Listed by:
Colleen Gerke 904-866-1211,
ENGEL & VOLKERS Amelia Island
Source: AINCAR,MLS#: 111888
Originating MLS: Amelia Island-Nassau County Assoc of Realtors Inc

Travel times
Tour with a buyer’s agent
Tour with a buyer’s agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- Partial bathrooms: 1
Heating
- Central, Electric, Heat Pump
Cooling
- Central Air, Electric, Heat Pump
Appliances
- Included: Dishwasher, Disposal, Microwave, Oven, Refrigerator, Stove
Features
- Wet Bar, Ceiling Fan(s), French Door(s)/Atrium Door(s), Split Bedrooms, Storage, Shutters, Cable TV, Window Treatments
- Doors: French Doors
- Windows: Insulated Windows, Blinds, Plantation Shutters
Interior area
- Total structure area: 3,282
- Total interior livable area: 3,282 sqft
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Driveway, Three Car Garage, RV Access/Parking, Three or more Spaces, Garage Door Opener
- Garage spaces: 3
Features
- Levels: Two
- Stories: 2
- Patio & porch: Balcony, Rear Porch, Brick, Covered, Deck, Front Porch, Patio, Screened
- Exterior features: Sprinkler/Irrigation
- Pool features: Community
- Waterfront features: Deep Water, Marsh
Lot
- Size: 0.94 Acres
Details
- Parcel number: 463N28620500270000
- Zoning: PUD
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subtype: Single Family Residence
Materials
- Block, Fiber Cement, Frame, Concrete
- Roof: Shingle
Condition
- Resale
- Year built: 2023
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available
Community & HOA
Community
- Features: Gated, Marina, Pool
- Security: Gated Community
- Subdivision: Oyster Bay
HOA
- Has HOA: Yes
- HOA fee: $375 quarterly
Location
- Region: Fernandina Beach
Financial & listing details
- Price per square foot: $442/sqft
- Tax assessed value: $200,000
- Annual tax amount: $3,192
- Date on market: 4/11/2025
- Listing terms: Cash,Conventional,FHA
- Road surface type: Paved
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