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Sold for $399,000
  • $399,000

    96220 Ridgewood Cir, Fernandina Beach, FL 32034

    3beds
    1,742sqft
    Single Family Residence
    Built in 2004
    7,823.38 Square Feet Lot
    $400,800 Zestimate®
    $229/sqft
    $2,530 Estimated rent

    Home value

    $400,800

    $369,000 - $437,000

    $2,530/mo

    Zestimate® history
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    $3,161/mo

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    What's special

    Pristine Pond-Front Retreat in Lofton Pointe; Florida Living at Its Finest! Welcome to this immaculate 3-bedroom, 2-bathroom home nestled on a tranquil pond lot in a highly desirable and sweet community. Bathed in natural light and thoughtfully designed with a spacious open-concept floor plan, this home offers both comfort and elegance in every corner. Step inside to find no carpet anywhere, just beautiful wood look flooring that flows seamlessly throughout. The formal dining room adds a touch of sophistication, perfect for entertaining guests. Enjoy everyday living in the expansive living area that opens to a true Florida room, the ideal spot to sip morning coffee or unwind while soaking in serene pond views. The eloquently upgraded kitchen is a chef’s dream, featuring Quartz countertops, stainless steel appliances, custom cabinetry, and a large breakfast bar, perfect for casual meals or gathering with loved ones. The split-bedroom layout ensures privacy for everyone. The master suite, tucked away at the back of the home, offers peaceful pond views and a luxurious ensuite bath complete with a walk-in shower, soaking tub, and dual vanities. The guest bedrooms are privately situated in their own wing, ideal for visitors or a growing family. Located just minutes from all the best shopping, dining, and entertainment in town, and a quick drive to the white sandy beaches of Amelia Island, this home truly has it all. No CDD fees and low HOA make this a rare find in one of the area’s most sought-after communities. Don’t miss your chance to own this stunning Florida gem, schedule your tour today and prepare to fall in love at first sight!

    Zillow last checked: 7 hours ago

    Listing updated: October 15, 2025 at 09:38am

    Listed by:

    Melissa Ricks 904-548-8540,

    KELLER WILLIAMS REALTY / FB OFFICE

    Bought with:

    Mary Hamilton, 3418798

    SUMMER HOUSE REALTY

    Source: AINCAR,MLS#: 112932MLS LogoOriginating MLS: Amelia Island-Nassau County Assoc of Realtors Inc

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    Other
    • Description: Flooring: Laminate
    Heating
    • Central, Electric
    Cooling
    • Central Air, Electric
    Appliances
    • Included: Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Stove, Washer
    Features
    • Ceiling Fan(s), Fireplace, Split Bedrooms
    • Windows: Aluminum Frames
    • Has fireplace: Yes
    Interior area
    • Total structure area: 1,742
    • Total interior livable area: 1,742 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Two Car Garage, Garage Door Opener
    • Garage spaces: 2
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Rear Porch
    • Pool features: None
    Lot
    • Size: 7,823 sqft
    • Dimensions: 0.17
    Details
    • Parcel number: 012N27127000970000
    • Zoning: x
    • Special conditions: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: One Story
    • Property subtype: Single Family Residence
    Materials
    • Fiber Cement
    • Roof: Shingle
    Condition
    • Resale
    • Year built: 2004

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public

    Community & neighborhood

    Location
    • Region: Fernandina Beach
    • Subdivision: Lofton Pointe

    HOA & financial

    HOA
    • Has HOA: Yes
    • HOA fee: $570 annually

    Other

    Other facts
    • Listing terms: Cash,Conventional,FHA,VA Loan
    • Road surface type: Paved

    Price history

    DateEventPrice
    10/15/2025Sold$399,000$229/sqft
    Source: AINCAR #112932 Report a problem
    9/11/2025Pending sale$399,000$229/sqft
    Source: realMLS #2097835 Report a problem
    9/5/2025Price change$399,000-2.7%$229/sqft
    Source: realMLS #2097835 Report a problem
    7/10/2025Listed for sale$410,000+13.9%$235/sqft
    Source: realMLS #2097835 Report a problem
    5/9/2023Sold$360,000-4%$207/sqft
    Source: realMLS #1210982 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2024$4,837 -4.9%$306,625 -2.9%
    2023$5,084 +150.6%$315,710 +82.8%
    2022$2,029 -0.7%$172,722 +3%

    Find assessor info on the county website

    Neighborhood: 32034

    Nearby schools

    GreatSchools rating
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    Estimated market value
    $400,800
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    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $400,800