Welcome to this beautifully appointed 3-bedroom, 2.5-bath home with an attached 2-car garage, located in the prestigious Black Creek community—nestled in the shadow of Raccoon Mountain and offering breathtaking, unobstructed views right outside your doorstep. This thoughtfully designed home boasts an open floor plan that blends comfort with style, featuring quartz countertops, two covered porches, a fenced-in yard, and a spacious laundry room complete with a utility sink. The luxurious primary suite includes dual walk-in closets, a dual-sink vanity, and an oversized walk-in steam shower for a spa-like experience.
Beyond the home itself, residents enjoy access to Black Creek's world-class amenities spread across 2,600 acres. The community is anchored by an 18-hole championship golf course—ranked among Golfweek's Top 100 Residential Courses—offering pro instruction and unforgettable views. The clubhouse features fine dining, a full bar, a comfortable lounge, and elegant event spaces. For wellness and recreation, the fitness center offers studio classes, while resort-style pools—including a stunning infinity pool with towel and food service—create a true vacation-at-home experience.
Outdoor enthusiasts will appreciate the tennis and pickleball courts, miles of scenic walking and biking trails, a junior soccer field, and courts for basketball and volleyball. Families and pet lovers will enjoy multiple playgrounds, a dog park, community ponds, and covered pavilion areas with grilling stations—perfect for gatherings. Black Creek also hosts engaging social events throughout the year, fostering a close-knit and vibrant community.
Don't miss this rare opportunity to live in one of Chattanooga's most desirable neighborhoods—where luxury meets lifestyle.
Contingent
Price cut: $10K (11/6)
$540,000
961 Elk Rdg, Chattanooga, TN 37419
3beds
2,054sqft
Est.:
Single Family Residence
Built in 2018
3,920.4 Square Feet Lot
$528,100 Zestimate®
$263/sqft
$160/mo HOA
What's special
Fenced-in yardOpen floor planSpacious laundry roomBreathtaking unobstructed viewsUtility sinkQuartz countertopsLuxurious primary suite
- 187 days |
- 276 |
- 6 |
Zillow last checked: 8 hours ago
Listing updated: January 07, 2026 at 11:11am
Listed by:
Asher Black 423-208-4943,
Keller Williams Realty 423-664-1900
Source: Greater Chattanooga Realtors,MLS#: 1517711
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bathroom
- Description: Full Bathroom
- Level: Second
Bathroom
- Description: Bathroom Half
- Level: First
Dining room
- Level: First
Laundry
- Level: Second
Living room
- Level: First
Heating
- Central, Natural Gas
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Free-Standing Gas Range, Microwave, Refrigerator, Tankless Water Heater
- Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
Features
- Open Floorplan, Pantry, Walk-In Closet(s), Separate Shower, Tub/shower Combo
- Flooring: Carpet, Tile, Engineered Hardwood
- Windows: Plantation Shutters, Vinyl Frames, Window Treatments
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 2,054
- Total interior livable area: 2,054 sqft
- Finished area above ground: 2,054
Property
Parking
- Total spaces: 2
- Parking features: Garage, Garage Door Opener, Kitchen Level
- Attached garage spaces: 2
Features
- Levels: Two
- Patio & porch: Covered, Deck, Patio
- Exterior features: None
- Pool features: Community
- Fencing: Fenced
- Has view: Yes
- View description: Mountain(s), Neighborhood
Lot
- Size: 3,920.4 Square Feet
- Dimensions: 84.75 x 122.24
- Features: Corner Lot, Level, Sprinklers In Front, Sprinklers In Rear
Details
- Parcel number: 153m E 008
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick, Fiber Cement
- Foundation: Slab
- Roof: Asphalt,Shingle
Condition
- New construction: No
- Year built: 2018
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Available, Sewer Connected, Underground Utilities
Community & HOA
Community
- Features: Clubhouse, Golf, Playground, Pool, Restaurant, Street Lights, Sidewalks, Tennis Court(s), Pond
- Security: Security Guard, Smoke Detector(s)
- Subdivision: Black Creek Chattanooga
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Exercise Course, Golf Course, Game Court Exterior, Jogging Path, Landscaping, Maintenance Grounds, Meeting Room, Park, Picnic Area, Playground, Parking, Pool, Party Room, Pond Year Round, Recreation Room, Tennis Court(s), Trail(s)
- HOA fee: $480 quarterly
Location
- Region: Chattanooga
Financial & listing details
- Price per square foot: $263/sqft
- Tax assessed value: $388,600
- Annual tax amount: $4,359
- Date on market: 8/1/2025
- Listing terms: Cash,Conventional,FHA,VA Loan
Estimated market value
$528,100
$502,000 - $555,000
$2,574/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/13/2026 | Listing removed | $4,350$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 1/7/2026 | Contingent | $540,000$263/sqft |
Source: Greater Chattanooga Realtors #1517711 Report a problem | ||
| 12/22/2025 | Listed for rent | $4,350$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 11/6/2025 | Price change | $540,000-1.8%$263/sqft |
Source: Greater Chattanooga Realtors #1517711 Report a problem | ||
| 10/4/2025 | Price change | $550,000-2.7%$268/sqft |
Source: Greater Chattanooga Realtors #1517711 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,174 | $97,150 |
| 2023 | $2,174 | $97,150 |
| 2022 | $2,174 | $97,150 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,152/mo
Principal & interest
$2555
Property taxes
$248
Other costs
$349
Climate risks
Neighborhood: 37419
Nearby schools
GreatSchools rating
- 7/10Lookout Valley Elementary SchoolGrades: PK-5Distance: 3.5 mi
- 5/10Lookout Valley Middle / High SchoolGrades: 6-12Distance: 2.6 mi
Schools provided by the listing agent
- Elementary: Lookout Valley Elementary
- Middle: Lookout Valley Middle
- High: Lookout Valley High
Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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