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  • $199,000

    949 Cove Rd, Rutherfordton, NC 28139

    3beds
    1,066sqft
    : 
    Single Family Residence
    Built in 1954
    2.4 Acres Lot
    $196,000 Zestimate®
    $187/sqft
    $-- HOA

    What's special

    Mountain view out backCorner lot
    Perched on the corner lot with endless potential, this solid Rutherfordton home is ready for your vision with mountain view out back!!! Priced below 200k —this is truly a steal in today’s market! A fantastic canvas for investors, business owners, or homebuyers who want to put their own stamp on it. With its prime corner location, this property offers MANY possible uses—residential or commercial. Imagine enjoying winter mountain views from your yard, expanding into the unfinished basement with some elbow grease and your imagination for extra space, or also getting creative with the existing slab where the garage was —perfect for a carport, a pickleball court, or even a backyard hangout spot. The house has withstood storms and remains solid, so you’re starting with great bones! Act now with an offer and lock in the deal! (*3rd room was converted to a "den" area with a woodstove, which can be turned back into a bedroom.) All of this is just minutes to downtown Rutherfordton, with its charming shops, restaurants, and historic square. Outdoor lovers will appreciate the proximity to hiking, biking, and nearby Lake Lure for water adventures. Affordable, versatile, and full of potential—don’t let this one pass you by! Call or text for an appointment and let your imagination run wild for your mountain cottage - part or full time!!!
    166 days
    |
    2,170
    |
    125
    |

    Zillow last checked: 7 hours ago

    Listing updated: March 11, 2026 at 07:42am

    Listing Provided by:

    Erika Bradley ERIKABRADLEYREALTOR@GMAIL.COM,

    CENTURY 21 Mountain Lifestyles,

    Daniel Bradley,

    CENTURY 21 Mountain Lifestyles

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4307294MLS Logo

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 1
      • Full bathrooms: 1
      • Main level bedrooms: 3
      Primary bedroom
      • Level: Main
      Bedroom s
      • Level: Main
      Bedroom s
      • Level: Main
      Bathroom full
      • Level: Main
      Basement
      • Features: See Remarks
      • Level: Basement
      Dining area
      • Level: Main
      Kitchen
      • Level: Main
      Laundry
      • Level: Basement
      Living room
      • Level: Main
      Workshop
      • Level: Basement
      Heating
      • Central, Wood Stove, Other
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dryer, Gas Oven, Gas Range, Refrigerator, Washer, Washer/Dryer
      • Laundry: In Basement
      Features
      • Attic Other, Other - See Remarks
      • Basement: Interior Entry,Unfinished,Walk-Out Access
      • Attic: Other,Permanent Stairs
      • Fireplace features: Primary Bedroom, Propane, Other - See Remarks
      Interior area
      • Total structure area: 1,066
      • Total interior livable area: 1,066 sqft
      • Finished area above ground: 1,066
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: Circular Driveway, Driveway
      • Has uncovered spaces: Yes
      • Details: Old Slab from a parking area, can be converted or used for carport/garage again.
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered
      • Exterior features: Other - See Remarks
      • Has view: Yes
      • View description: Long Range, Mountain(s), Winter, Year Round
      Lot
      • Size: 2.4 Acres
      • Features: Cleared, Corner Lot, Level, Open Lot, Views
      Details
      • Additional structures: Other
      • Parcel number: 807953
      • Zoning: None
      • Special conditions: Standard
      • Horse amenities: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Vinyl, Other
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 1954

      Utilities & green energy

      • Sewer: Septic Installed
      • Water: Well
      • Utilities for property: Propane

      Community & HOA

      Community
      • Subdivision: None
      Location
      • Region: Rutherfordton
      • Elevation: 1000 Feet

      Financial & listing details

      • Price per square foot: $187/sqft
      • Tax assessed value: $161,600
      • Date on market: 10/12/2025
      • Cumulative days on market: 166 days
      • Listing terms: Cash,Conventional,Exchange
      • Road surface type: Dirt, Gravel, Paved
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        Estimated market value

        $196,000

        $186,000 - $206,000

        $1,233/mo

        Price history

        Price history
        DateEventPrice
        11/19/2025Price change$199,000-11.6%$187/sqft
        Source: Canopy MLS as distributed by MLS GRID #4307294 Report a problem
        10/26/2025Price change$224,999-13.1%$211/sqft
        Source: Canopy MLS as distributed by MLS GRID #4307294 Report a problem
        10/12/2025Listed for sale$259,000$243/sqft
        Source: Canopy MLS as distributed by MLS GRID #4307294 Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025-- $161,600
        2024$1,117 +1.1%$161,600
        2023$1,105 +43.2%$161,600 +90.6%
        2022$772 +1.8%$84,800
        2021$758 $84,800
        2020$758 $84,800
        2019-- $84,800 +40.9%
        2018$546 $60,200
        2016$546 $60,200
        2013$546 $60,200
        2012-- $60,200
        2011-- $60,200 -13.4%
        2010-- $69,500

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $1,127/mo
        Principal & interest
        $1019
        Property taxes
        $108
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          Climate risks

          Neighborhood: 28139

          Getting around

          0 / 100
          Car-Dependent
          3 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Pinnacle
          • Middle: R-S Middle
          • High: R-S Central

          Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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