Sitting proudly on a corner lot with endless potential, this solid Rutherfordton home is ready for your vision. Priced at just $199,000 —and even less if purchased “as is”—this is truly a steal in today’s market!
A fantastic canvas for investors, business owners, or homebuyers who want to put their own stamp on it. With its prime corner location, this property offers MANY possible uses—residential or commercial.
Imagine enjoying winter mountain views from your yard, expanding into the unfinished basement for extra space, or getting creative with the existing slab—perfect for a carport, a pickleball court, or even a backyard hangout spot. The house has withstood storms and remains solid, so you’re starting with great bones! Act now with an offer and lock in the deal! (*3rd room was converted to a "den" area with a woodstove, which can be turned back into a bedroom.) All of this is just minutes to downtown Rutherfordton, with its charming shops, restaurants, and historic square. Outdoor lovers will appreciate the proximity to hiking, biking, and nearby Lake Lure for water adventures.
Affordable, versatile, and full of potential—don’t let this one pass you by!
Active
Price cut: $26K (11/19)
$199,000
949 Cove Rd, Rutherfordton, NC 28139
3beds
1,066sqft
Est.:
Single Family Residence
Built in 1954
2.4 Acres Lot
$196,200 Zestimate®
$187/sqft
$-- HOA
What's special
Unfinished basementWinter mountain viewsExisting slabCorner lot
- 74 days |
- 1,523 |
- 88 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: December 03, 2025 at 12:52pm
Listing Provided by:
Erika Bradley ERIKABRADLEYREALTOR@GMAIL.COM,
CENTURY 21 Mountain Lifestyles,
Daniel Bradley,
CENTURY 21 Mountain Lifestyles
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4307294
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 3
Primary bedroom
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Main
Bathroom full
- Level: Main
Basement
- Features: See Remarks
- Level: Basement
Kitchen
- Level: Main
Laundry
- Level: Basement
Living room
- Level: Main
Heating
- Central, Wood Stove, Other
Cooling
- Central Air, Electric
Appliances
- Included: Dryer, Gas Oven, Gas Range, Refrigerator, Washer, Washer/Dryer
- Laundry: In Basement
Features
- Attic Other, Other - See Remarks
- Basement: Interior Entry,Unfinished,Walk-Out Access
- Attic: Other,Permanent Stairs
- Fireplace features: Primary Bedroom, Propane, Other - See Remarks
Interior area
- Total structure area: 1,066
- Total interior livable area: 1,066 sqft
- Finished area above ground: 1,066
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Parking features: Circular Driveway, Driveway, Other - See Remarks
- Has uncovered spaces: Yes
- Details: Old Slab from a parking area, can be converted or used for carport/garage again - as outdoor space, shooting area, etc.
Features
- Levels: One
- Stories: 1
- Has view: Yes
- View description: Long Range, Mountain(s), Winter, Year Round
Lot
- Size: 2.4 Acres
- Features: Cleared, Corner Lot, Level, Open Lot, Views
Details
- Additional structures: Other
- Parcel number: 807953
- Zoning: None
- Special conditions: Standard
- Horse amenities: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl, Other
- Roof: Metal
Condition
- New construction: No
- Year built: 1954
Utilities & green energy
- Sewer: Septic Installed
- Water: Well
- Utilities for property: Propane
Community & HOA
Community
- Subdivision: None
Location
- Region: Rutherfordton
- Elevation: 1000 Feet
Financial & listing details
- Price per square foot: $187/sqft
- Tax assessed value: $161,600
- Annual tax amount: $1,117
- Date on market: 10/12/2025
- Cumulative days on market: 74 days
- Listing terms: Cash,Conventional,Exchange
- Road surface type: Dirt, Gravel, Paved
Estimated market value
$196,200
$186,000 - $206,000
$1,441/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/19/2025 | Price change | $199,000-11.6%$187/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4307294 Report a problem | ||
| 10/26/2025 | Price change | $224,999-13.1%$211/sqft |
Source: Canopy MLS as distributed by MLS GRID #4307294 Report a problem | ||
| 10/12/2025 | Listed for sale | $259,000$243/sqft |
Source: Canopy MLS as distributed by MLS GRID #4307294 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,117 +1.1% | $161,600 |
| 2023 | $1,105 +43.2% | $161,600 +90.6% |
| 2022 | $772 +1.8% | $84,800 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,151/mo
Principal & interest
$995
Property taxes
$86
Home insurance
$70
Climate risks
Neighborhood: 28139
Nearby schools
GreatSchools rating
- 4/10Pinnacle Elementary SchoolGrades: PK-5Distance: 3.6 mi
- 4/10R-S Middle SchoolGrades: 6-8Distance: 5.7 mi
- 4/10R-S Central High SchoolGrades: 9-12Distance: 5.6 mi
Schools provided by the listing agent
- Elementary: Pinnacle
- Middle: R-S Middle
- High: R-S Central
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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