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Pending
  • $200,000

    945 Margaret St, Saint Paul, MN 55106

    3beds
    3baths
    2,475sqft
    : 
    Duplex Up and Down
    Built in 1928
    -- sqft lot
    $202,800 Zestimate®
    $81/sqft
    $-- HOA

    What's special

    Incredible value-add duplex opportunity in Saint Paul! Welcome to 945 Margaret Street; an up-down duplex offering multiple rental strategies, expansion potential, and strong cash-flow possibilities for investors, owner-occupants, or anyone looking to build equity in a high-demand rental market. The main-level unit features a sitting room, spacious living/dining area, full kitchen, two bedrooms, and a full bathroom. This unit also includes private access to the basement, where you’ll find a partially finished living room, laundry area, a 3/4 bath, and two additional rooms that can easily be converted into bedrooms, home offices, or even turned into a third rental unit. Tremendous upside potential! The upper unit includes a bright living room, updated kitchen, full bathroom, and a generous bedroom-ideal for steady rental income or an owner-occupant looking to offset their mortgage. Outside, enjoy a fully fenced backyard, large deck, and a detached two-stall garage already divided into two separate garage units with individual entrances; perfect for separate tenant parking or additional income. Extra off-street parking adds even more convenience. Located close to parks, retail, public transit, and major commuter routes, this property sits in a strong rental corridor with year-round demand. Whether you’re a seasoned investor, first-time house hacker, or looking for a flexible multi-unit property with serious potential, this Saint Paul duplex is the opportunity you’ve been waiting for. Don’t miss your chance! Properties with this much upside at this price do not last!
    20 days
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    1,106
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    87
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    Zillow last checked: 8 hours ago

    Listing updated: November 29, 2025 at 11:48am

    Listed by:

    Infinity Homes Team 952-412-4440,

    RE/MAX Advantage Plus,

    Deanna Brumbaugh 651-398-8960

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 6806425MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    Heating
    • Forced Air, Fireplace(s)
    Features
    • Basement: Full,Other,Partially Finished,Storage Space
    Interior area
    • Total structure area: 2,475
    • Total interior livable area: 2,475 sqft
    • Finished area above ground: 1,491
    • Finished area below ground: 0

    Property

    Parking
    • Total spaces: 4
    • Parking features: Detached, Concrete, Garage Door Opener, Guest
    • Garage spaces: 2
    • Carport spaces: 2
    • Has uncovered spaces: Yes
    • Details: Garage Dimensions (20x20)
    Accessibility
    • Accessibility features: None
    Features
    • Levels: One and One Half
    • Patio & porch: Deck, Enclosed, Front Porch, Patio, Porch, Rear Porch, Terrace
    • Fencing: Chain Link,Full
    Lot
    • Size: 5,227.2 Square Feet
    • Dimensions: 40 x 124 x 40 x 124
    • Features: Near Public Transit, Wooded
    Details
    • Foundation area: 984
    • Parcel number: 332922210153
    • Zoning description: Residential-Multi-Family

    Construction

    Type & style
    • Home type: MultiFamily
    • Property subtype: Duplex Up and Down
    Materials
    • Brick/Stone, Stucco
    • Roof: Asphalt
    Condition
    • Age of Property: 97
    • New construction: No
    • Year built: 1928

    Utilities & green energy

    • Gas: Natural Gas
    • Sewer: City Sewer/Connected
    • Water: City Water/Connected

    Community & HOA

    Community
    • Subdivision: A Gotzians Sub B107 Lyman&Dayt
    HOA
    • Amenities included: Laundry, Deck, Other
    Location
    • Region: Saint Paul

    Financial & listing details

    • Price per square foot: $81/sqft
    • Tax assessed value: $190,500
    • Annual tax amount: $3,102
    • Date on market: 11/19/2025
    • Cumulative days on market: 16 days
    • Road surface type: Paved
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    Estimated market value

    $202,800

    $193,000 - $213,000

    $1,789/mo

    Price history

    Price history
    DateEventPrice
    11/29/2025Pending sale$200,000$81/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6806425 Report a problem
    11/21/2025Listed for sale$200,000$81/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6806425 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$3,046 +18.2%$190,500 -3.5%
    2023$2,576 +8.3%$197,500 +18.4%
    2022$2,378 +20.8%$166,800 +5.5%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $1,051/mo
    Principal & interest
    $776
    Property taxes
    $205
    Home insurance
    $70

      Climate risks

      Neighborhood: Dayton's Bluff

      Nearby schools

      GreatSchools rating

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