Incredible value-add duplex opportunity in Saint Paul! Welcome to 945 Margaret Street; an up-down duplex offering multiple rental strategies, expansion potential, and strong cash-flow possibilities for investors, owner-occupants, or anyone looking to build equity in a high-demand rental market. The main-level unit features a sitting room, spacious living/dining area, full kitchen, two bedrooms, and a full bathroom. This unit also includes private access to the basement, where you’ll find a partially finished living room, laundry area, a 3/4 bath, and two additional rooms that can easily be converted into bedrooms, home offices, or even turned into a third rental unit. Tremendous upside potential! The upper unit includes a bright living room, updated kitchen, full bathroom, and a generous bedroom-ideal for steady rental income or an owner-occupant looking to offset their mortgage. Outside, enjoy a fully fenced backyard, large deck, and a detached two-stall garage already divided into two separate garage units with individual entrances; perfect for separate tenant parking or additional income. Extra off-street parking adds even more convenience. Located close to parks, retail, public transit, and major commuter routes, this property sits in a strong rental corridor with year-round demand. Whether you’re a seasoned investor, first-time house hacker, or looking for a flexible multi-unit property with serious potential, this Saint Paul duplex is the opportunity you’ve been waiting for. Don’t miss your chance! Properties with this much upside at this price do not last!
Pending
$200,000
945 Margaret St, Saint Paul, MN 55106
3beds
3baths
2,475sqft
Est.:
Duplex Up and Down
Built in 1928
-- sqft lot
$202,800 Zestimate®
$81/sqft
$-- HOA
What's special
- 20 days |
- 1,106 |
- 87 |
Zillow last checked: 8 hours ago
Listing updated: November 29, 2025 at 11:48am
Listed by:
Infinity Homes Team 952-412-4440,
RE/MAX Advantage Plus,
Deanna Brumbaugh 651-398-8960
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 6806425
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
Heating
- Forced Air, Fireplace(s)
Features
- Basement: Full,Other,Partially Finished,Storage Space
Interior area
- Total structure area: 2,475
- Total interior livable area: 2,475 sqft
- Finished area above ground: 1,491
- Finished area below ground: 0
Property
Parking
- Total spaces: 4
- Parking features: Detached, Concrete, Garage Door Opener, Guest
- Garage spaces: 2
- Carport spaces: 2
- Has uncovered spaces: Yes
- Details: Garage Dimensions (20x20)
Accessibility
- Accessibility features: None
Features
- Levels: One and One Half
- Patio & porch: Deck, Enclosed, Front Porch, Patio, Porch, Rear Porch, Terrace
- Fencing: Chain Link,Full
Lot
- Size: 5,227.2 Square Feet
- Dimensions: 40 x 124 x 40 x 124
- Features: Near Public Transit, Wooded
Details
- Foundation area: 984
- Parcel number: 332922210153
- Zoning description: Residential-Multi-Family
Construction
Type & style
- Home type: MultiFamily
- Property subtype: Duplex Up and Down
Materials
- Brick/Stone, Stucco
- Roof: Asphalt
Condition
- Age of Property: 97
- New construction: No
- Year built: 1928
Utilities & green energy
- Gas: Natural Gas
- Sewer: City Sewer/Connected
- Water: City Water/Connected
Community & HOA
Community
- Subdivision: A Gotzians Sub B107 Lyman&Dayt
HOA
- Amenities included: Laundry, Deck, Other
Location
- Region: Saint Paul
Financial & listing details
- Price per square foot: $81/sqft
- Tax assessed value: $190,500
- Annual tax amount: $3,102
- Date on market: 11/19/2025
- Cumulative days on market: 16 days
- Road surface type: Paved
Estimated market value
$202,800
$193,000 - $213,000
$1,789/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/29/2025 | Pending sale | $200,000$81/sqft |
Source: | ||
| 11/21/2025 | Listed for sale | $200,000$81/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,046 +18.2% | $190,500 -3.5% |
| 2023 | $2,576 +8.3% | $197,500 +18.4% |
| 2022 | $2,378 +20.8% | $166,800 +5.5% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,051/mo
Principal & interest
$776
Property taxes
$205
Home insurance
$70
Climate risks
Neighborhood: Dayton's Bluff
Nearby schools
GreatSchools rating
- 3/10Daytons Bluff Elementary SchoolGrades: PK-5Distance: 0.6 mi
- 2/10Battle Creek Middle SchoolGrades: 6-8Distance: 2.6 mi
- 1/10Harding Senior High SchoolGrades: 9-12Distance: 1.3 mi
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