Welcome to 945 Gay Rd, where classic character meets modern reliability! This delightful 2-bedroom, 1-bath home is the perfect retreat for those seeking the quiet and privacy of country living with total peace of mind. Step inside and you will immediately feel the vintage charm that makes this house a home. While the property retains its cozy, original spirit, the critical systems have been completely updated for you. The home features a Brand New Roof, New HVAC, New Water Heater, and New Windows, offering you confidence and energy efficiency for years to come. Functionality is key here, featuring a dedicated, spacious 9x8 laundry room that offers plenty of extra storage. Outside, you can fully embrace the country lifestyle. Relax on the welcoming covered front porch with your morning coffee, or unwind in the evenings on the 14x9 covered back patio, perfect for grilling or just enjoying the fresh air. Come see what relaxed country living looks like!
Pending
$175,000
945 Gay Rd, Covington, TN 38019
2beds
1,112sqft
Est.:
Single Family Residence
Built in 1968
1.1 Acres Lot
$173,200 Zestimate®
$157/sqft
$-- HOA
What's special
Vintage charmClassic characterBrand new roofNew water heaterNew hvacNew windowsWelcoming covered front porch
- 30 days |
- 245 |
- 14 |
Zillow last checked: 8 hours ago
Listing updated: January 20, 2026 at 08:24am
Listed by:
Emily M Kalmon,
Hometown Realty 901-837-7355
Source: MAAR,MLS#: 10212885
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Primary bedroom
- Features: Hardwood Floor
- Level: First
- Area: 150
- Dimensions: 10 x 15
Bedroom 2
- Features: Hardwood Floor
- Level: First
- Area: 120
- Dimensions: 10 x 12
Dining room
- Dimensions: 0 x 0
Kitchen
- Features: Eat-in Kitchen
- Area: 99
- Dimensions: 9 x 11
Living room
- Features: Separate Living Room
- Area: 272
- Dimensions: 16 x 17
Den
- Dimensions: 0 x 0
Heating
- Central, Natural Gas
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Electric Water Heater, Vent Hood/Exhaust Fan, Cooktop
- Laundry: Laundry Room
Features
- All Bedrooms Down, 1 or More BR Down, Primary Down, Full Bath Down, Living Room, Kitchen, Primary Bedroom, 2nd Bedroom, 1 Bath, Laundry Room, Breakfast Room, Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
- Flooring: Part Hardwood
- Windows: Double Pane Windows, Window Treatments
- Basement: Crawl Space
- Attic: Pull Down Stairs
- Has fireplace: No
Interior area
- Total interior livable area: 1,112 sqft
Property
Parking
- Total spaces: 1
- Parking features: Driveway/Pad
- Covered spaces: 1
- Has uncovered spaces: Yes
Features
- Stories: 1
- Patio & porch: Covered Patio
- Pool features: None
Lot
- Size: 1.1 Acres
- Dimensions: 1.1
- Features: Wooded
Details
- Parcel number: 016 016 04000
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Brick Veneer
- Roof: Composition Shingles
Condition
- New construction: No
- Year built: 1968
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
Community & HOA
Community
- Security: Smoke Detector(s), Dead Bolt Lock(s)
Location
- Region: Covington
Financial & listing details
- Price per square foot: $157/sqft
- Tax assessed value: $106,400
- Annual tax amount: $405
- Price range: $175K - $175K
- Date on market: 1/15/2026
- Cumulative days on market: 30 days
- Listing terms: Conventional,FHA,VA Loan
Estimated market value
$173,200
$165,000 - $182,000
$1,321/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/20/2026 | Pending sale | $175,000$157/sqft |
Source:  MAAR #10212885 Report a problem | ||
| 1/15/2026 | Listed for sale | $175,000+75%$157/sqft |
Source: MAAR #10212885 Report a problem | ||
| 9/23/2025 | Sold | $100,000+53.8%$90/sqft |
Source: Public Record Report a problem | ||
| 8/10/2007 | Sold | $65,000$58/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $405 | $26,600 |
| 2024 | $405 | $26,600 |
| 2023 | $405 +6.1% | $26,600 +42.2% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$817/mo
Principal & interest
$679
Property taxes
$77
Home insurance
$61
Climate risks
Neighborhood: 38019
Nearby schools
GreatSchools rating
- 3/10Crestview Elementary SchoolGrades: PK-5Distance: 8.1 mi
- 4/10Crestview Middle SchoolGrades: 6-8Distance: 8 mi
- 5/10Covington High SchoolGrades: 9-12Distance: 7.2 mi
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