Coastal Sophistication Meets Sunset Ocean Views. Welcome to your private sanctuary within Cardiff-by-the-Sea. Located within the exclusive six-home enclave of Windsor Estates (completed in 2017), this coastal masterpiece perfectly blends high-end construction with an unmatched outdoor lifestyle. The Living Space - Open- concept floor plan is bathed in natural light, featuring 4 bedrooms and 3.5 baths and nearly 2,300 square feet of living space. Guests or multigenerational families will appreciate the entry-level bedroom suite, while the upper-level secondary living room offers a versatile space for relaxation or play. The primary suite is complete with walk-in closet and a stunning view deck that captures expansive views of the coastline. Outdoor Oasis - The current owner has transformed the exterior into a world-class retreat. The Pavilion - A covered outdoor grilling area and vaulted ceiling with recessed lighting and ample seating. The Spool - An elegant, oversized spa/pool with tranquil water feature. The Ambiance - Exterior lighting, fire basins and stone pavers create a sophisticated evening glow. The View - A dedicated seating area with linear fireplace perfectly frames direct views of the Pacific Ocean. Complete with mature, low-maintenance landscaping, this home offers the ultimate in coastal luxury lifestyle.
Pending
Listing Provided by:
Mike Mullins DRE #01445632 mmullins858@gmail.com,
Coldwell Banker West
$2,475,000
917 Santo Way, Cardiff, CA 92007
4beds
2,258sqft
Est.:
Single Family Residence
Built in 2017
6,404 Square Feet Lot
$2,440,900 Zestimate®
$1,096/sqft
$208/mo HOA
What's special
Entry-level bedroom suiteBathed in natural lightOpen-concept floor planMature low-maintenance landscaping
- 21 days |
- 5,437 |
- 279 |
Zillow last checked: 8 hours ago
Listing updated: February 17, 2026 at 03:16pm
Listing Provided by:
Mike Mullins DRE #01445632 mmullins858@gmail.com,
Coldwell Banker West
Source: CRMLS,MLS#: NDP2600909
Originating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)
Originating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Rooms
- Room types: Bonus Room, Bedroom, Entry/Foyer, Family Room, Kitchen, Laundry, Primary Bedroom, Other, Pantry
Primary bedroom
- Features: Primary Suite
Bedroom
- Features: Bedroom on Main Level
Bathroom
- Features: Bathroom Exhaust Fan, Bathtub, Dual Sinks, Enclosed Toilet, Low Flow Plumbing Fixtures, Linen Closet, Multiple Shower Heads, Stone Counters, Soaking Tub, Separate Shower
Kitchen
- Features: Built-in Trash/Recycling, Granite Counters, Kitchen Island, Kitchen/Family Room Combo, Pots & Pan Drawers, Stone Counters, Walk-In Pantry
Other
- Features: Walk-In Closet(s)
Pantry
- Features: Walk-In Pantry
Heating
- Forced Air, Solar
Cooling
- Central Air
Appliances
- Included: 6 Burner Stove, Built-In Range, Barbecue, Dishwasher, Gas Cooking, Disposal, Gas Range, Microwave, Refrigerator, Range Hood, Water Softener, Tankless Water Heater
- Laundry: Inside, Laundry Room, Upper Level
Features
- Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Pantry, Stone Counters, Bedroom on Main Level, Primary Suite, Walk-In Pantry, Walk-In Closet(s)
- Flooring: Carpet, Tile
- Windows: Double Pane Windows, Screens
- Has fireplace: Yes
- Fireplace features: Family Room, Outside
- Common walls with other units/homes: No Common Walls
Interior area
- Total interior livable area: 2,258 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Door-Multi, Driveway, Garage Faces Front, Garage
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Entry location: Front
- Patio & porch: Covered, Stone, See Remarks, Balcony
- Exterior features: Balcony, Barbecue, Lighting, Rain Gutters
- Has private pool: Yes
- Pool features: Filtered, Gunite, Gas Heat, Heated, In Ground, Private, See Remarks, Waterfall
- Has spa: Yes
- Spa features: See Remarks
- Fencing: See Remarks
- Has view: Yes
- View description: City Lights, Coastline, Hills, Ocean, Panoramic, Water
- Has water view: Yes
- Water view: Coastline,Ocean,Water
Lot
- Size: 6,404 Square Feet
- Features: Back Yard, Garden, Landscaped, Sprinkler System, Walkstreet, Yard
Details
- Parcel number: 2601923200
- Zoning: R-1
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Stucco
- Roof: Tile
Condition
- Turnkey
- Year built: 2017
Utilities & green energy
- Electric: 220 Volts in Kitchen, 220 Volts in Laundry, 220 Volts For Spa
- Sewer: Public Sewer
- Utilities for property: Electricity Connected, Underground Utilities
Green energy
- Energy generation: Solar
Community & HOA
Community
- Features: Curbs, Sidewalks
HOA
- Has HOA: Yes
- Amenities included: Maintenance Front Yard
- HOA fee: $208 monthly
- HOA name: Windsor Estates
- HOA phone: 858-602-3470
Location
- Region: Cardiff
Financial & listing details
- Price per square foot: $1,096/sqft
- Tax assessed value: $1,502,281
- Annual tax amount: $16,792
- Date on market: 1/29/2026
- Cumulative days on market: 21 days
- Listing terms: Cash,Conventional,FHA,VA Loan
Estimated market value
$2,440,900
$2.32M - $2.56M
$6,376/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/17/2026 | Pending sale | $2,475,000$1,096/sqft |
Source:  CRMLS #NDP2600909 Report a problem | ||
| 1/29/2026 | Listed for sale | $2,475,000+91.1%$1,096/sqft |
Source: CRMLS #NDP2600909 Report a problem | ||
| 10/6/2017 | Sold | $1,295,000$574/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $16,792 -0.9% | $1,502,281 +2% |
| 2024 | $16,951 +2.9% | $1,472,825 +2% |
| 2023 | $16,467 +4% | $1,443,947 +2% |
| 2022 | $15,833 +3.3% | $1,415,635 +2% |
| 2021 | $15,324 +0.8% | $1,387,878 +1% |
| 2020 | $15,207 +2.5% | $1,373,648 +2% |
| 2019 | $14,831 +3.7% | $1,346,714 +4% |
| 2018 | $14,303 +220.2% | $1,295,000 +222.1% |
| 2017 | $4,467 +105.4% | $402,111 +98% |
| 2016 | $2,174 | $203,050 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$14,757/mo
Principal & interest
$12136
Property taxes
$2413
HOA Fees
$208
Climate risks
Neighborhood: Cardiff
Nearby schools
GreatSchools rating
- 8/10Ada W. Harris Elementary SchoolGrades: 3-6Distance: 0.2 mi
- 7/10Oak Crest Middle SchoolGrades: 7-8Distance: 0.8 mi
- 9/10La Costa Canyon High SchoolGrades: 9-12Distance: 3.8 mi
Schools provided by the listing agent
- Elementary: Cardiff
Source: CRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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