Welcome to one of Downtown Bay City's most coveted addresses. This elegant second-floor residence is one of only four luxury condos perched above a storefront, offering unmatched privacy and panoramic views of the Saginaw River and vibrant downtown scene. Accessed via a private elevator, this exclusive home includes a personal boat dock and shares a stunning riverfront entertainment terrace with multiple grills and stylish outdoor lounges. Inside, the expansive open-concept living area features a gas fireplace and a custom high-end kitchen designed for both comfort and sophistication. The upper-level primary suite is a true retreat—complete with an office nook, oversized walk-in closet, spa-like bath with jetted tub, walk-in shower, dual vanities, and a second closet. Properties in this building are rarely listed publicly and often sell off-market. This is a rare chance to own a piece of Bay City’s waterfront luxury. Call for full details—this opportunity won’t last.
Sold for $481,000
$481,000
917 N Water St, Bay City, MI 48708
2beds
2,195sqft
Condominium
Built in 2003
-- sqft lot
$481,400 Zestimate®
$219/sqft
$2,273 Estimated rent
Home value
$481,400
$453,000 - $510,000
$2,273/mo
Zestimate® history
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$3,438/mo
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Est. payment
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List your homeWhat's special
Zillow last checked: 7 hours ago
Listing updated: February 24, 2026 at 11:34am
Listed by:
Monique Gilbert 989-475-2958,
Keller Williams Preferred
Bought with:
Justis Heppner, 6501380890
Berkshire Hathaway HomeServices, Bay City
Source: MiRealSource,MLS#: 50187519
Originating MLS: Saginaw Board of REALTORS
Originating MLS: Saginaw Board of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Bedroom 1
- Level: Upper
- Area: 224
- Dimensions: 14 x 16
Bedroom 2
- Level: Upper
- Area: 180
- Dimensions: 15 x 12
Bathroom 1
- Level: Main
- Area: 25
- Dimensions: 5 x 5
Bathroom 2
- Level: Upper
- Area: 112
- Dimensions: 8 x 14
Dining room
- Level: Main
- Area: 294
- Dimensions: 21 x 14
Family room
- Level: Upper
- Area: 224
- Dimensions: 14 x 16
Kitchen
- Level: Main
- Area: 120
- Dimensions: 10 x 12
Living room
- Level: Main
- Area: 432
- Dimensions: 24 x 18
Heating
- Forced Air, Natural Gas
Features
- Elevator/Lift
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Living Room
Interior area
- Total structure area: 2,195
- Total interior livable area: 2,195 sqft
- Finished area above ground: 2,195
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Detached
- Garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Waterfront features: Waterfront
- Body of water: Saginaw River
Details
- Parcel number: 16002133405600
- Special conditions: Private
Construction
Type & style
- Home type: Condo
- Architectural style: Traditional
- Property subtype: Condominium
Materials
- Stone, Wood Siding
- Foundation: Slab
Condition
- Year built: 2003
Utilities & green energy
- Sewer: Public Sanitary
- Water: Public
Community & neighborhood
Location
- Region: Bay City
- Subdivision: Antrim Place Condominium
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $415 monthly
- Amenities included: Elevator(s)
Other
Other facts
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,VA Loan
Price history
| Date | Event | Price |
|---|---|---|
| 2/19/2026 | Sold | $481,000+1.3%$219/sqft |
Source:  MiRealSource #50187519 Report a problem | ||
| 1/8/2026 | Pending sale | $475,000$216/sqft |
Source: MiRealSource #50187519 Report a problem | ||
| 11/25/2025 | Price change | $475,000-5%$216/sqft |
Source:  Realcomp II #61050187519 Report a problem | ||
| 10/21/2025 | Price change | $500,000-2.9%$228/sqft |
Source: MiRealSource #50187519 Report a problem | ||
| 9/5/2025 | Listed for sale | $515,000+45.1%$235/sqft |
Source: MiRealSource #50187519 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $8,748 | $194,450 +0.9% |
| 2023 | -- | $192,700 +7.3% |
| 2022 | -- | $179,650 +7.8% |
Find assessor info on the county website
Neighborhood: 48708
Nearby schools
GreatSchools rating
- 5/10Washington Elementary SchoolGrades: PK-5Distance: 1.1 mi
- 3/10Handy Middle SchoolGrades: 6-8Distance: 1.1 mi
- 5/10Bay City Central High SchoolGrades: 9-12Distance: 1.1 mi
Schools provided by the listing agent
- District: Bay City School District
Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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$481,400
2% more
+$9,628
With Zillow Showcase(estimated)
$491,028
- Michigan
- Bay County
- Bay City
- 48708
- 917 N Water St