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For sale
$6,500,000
4beds
--sqft

905 Cold Mountain Road, Lake Toxaway, NC 28747

4beds
--sqft
Single family residence
Built in 1977
2.89 Acres
2 Garage spaces
$4,992 annually HOA fee

What's special

Lakefront estateFully renovated guest homeQuiet secluded covePrivate boathouseBasketball courtLarge covered porchTwo beautifully appointed homes

Welcome to an extraordinary lakefront estate on Lake Toxaway, Western North Carolina’s largest private lake, offering an unmatched blend of luxury, privacy, and future potential. Spanning 2.89 acres across two addresses—905 Cold Mountain Road and 92 Mallard Point—this rare property features two beautifully appointed homes, three additional buildable lots, multiple boat ...

154 days
|
539
|
9
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Source: HCMLS,MLS#: 1001104Originating MLS: Highlands Cashiers Board of Realtors
Travel times

Kitchen - Guest House

Family Room - Guest House

Living Room - Guest House

Lake Views

Primary Bedroom Guest House

Primary Bedroom - Main House

Primary Bathroom - Guest House

Bedroom 2 - Guest House

Screened Porch of Main House

Family Room - Main House

Dock

Zillow last checked: 8 hours ago

Listing updated: November 04, 2025 at 08:51am

Listed by:

Mitzi Rauers,

Berkshire Hathaway HomeServices Meadows Mountain Realty,

John Muir,

Berkshire Hathaway HomeServices Meadows Mountain Realty - HF

Source: HCMLS,MLS#: 1001104Originating MLS: Highlands Cashiers Board of Realtors

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
Bedroom 1
  • Level: Main
Bedroom 2
  • Level: Lower
Bedroom 3
  • Level: Lower
Heating
  • Central
Appliances
  • Included: Dishwasher, Refrigerator
Features
  • Flooring: Hardwood, Tile
  • Has fireplace: Yes
  • Fireplace features: Living Room, Stone, Wood Burning

Property

Parking
  • Total spaces: 3
  • Parking features: Circular Driveway, Carport, Paved, Parking Lot
  • Garage spaces: 2
  • Carport spaces: 1
  • Covered spaces: 3
Features
  • Levels: Two,One
  • Stories: 1
  • Patio & porch: Covered, Enclosed, Patio, Porch, Screened
  • Exterior features: Dock, Fire Pit
  • Pool features: Community
  • Has view: Yes
  • View description: Lake, Mountain(s)
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Lake, Waterfront
  • Body of water: Lake Toxaway
Lot
  • Size: 2.89 Acres
  • Features: Back Yard, Cleared, Waterfront, Level, Rolling Slope
  • Topography: Level,Rolling
Details
  • Additional structures: Boat House, Guest House, Residence
  • Parcel number: 8522196519000, 8522196347000
  • Zoning description: Residential

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subtype: Single Family Residence
Materials
  • Wood Siding
  • Roof: Shingle
Condition
  • New construction: No
  • Year built: 1977

Utilities & green energy

  • Sewer: Sewer Applied for Permit
  • Water: Private
  • Utilities for property: Electricity Connected, Water Connected

Community & HOA

Community
  • Features: Clubhouse, Fitness Center, Golf, Lake, Playground, Pool, Tennis Court(s)
  • Subdivision: Lake Toxaway Estates
HOA
  • Has HOA: Yes
  • HOA fee: $2,496 annually
  • HOA name: Lake Toxaway Community Association
  • Second HOA fee: $2,496 annually
  • Second HOA name: Lake Toxaway Community Association
Location
  • Region: Lake Toxaway

Financial & listing details

  • Tax assessed value: $1,653,630
  • Annual tax amount: $18,851
  • Date on market: 6/6/2025
  • Cumulative days on market: 154 days
  • Listing agreement: Exclusive Right To Sell
  • Exclusions: None
  • Road surface type: Asphalt