900 N Kresson St, Baltimore, MD 21205

SUBSTITUTE TRUSTEE’S SALE of 900 N Kresson St. Baltimore, MD 21205 Sale To Be Held at the Premises CASE NO. 24-O-22-000522 THURSDAY, October 13, 2022 AT 1:00 P.M. Under and by virtue of the power of sale contained in that certain Deed of Trust, Assignment of Leases and Rents, Security Agreement and Fixture Filing executed by Open Bible Baptist Church and dated June 21, 2016, and recorded among the Land Records of Baltimore City, Maryland, at Liber 18239, folio 218 (the “Deed of Trust”), default having occurred under the terms of the Deed of Trust, the Trustee named therein (the “Trustee”) will offer for sale at public auction to the highest qualified bidder at the subject premises, 900 N. Kresson Street, Baltimore, Maryland 21205, on: THURSDAY, October 13, 2022 AT 1:00 P.M. ALL OF THAT real property being situate in Baltimore City, Maryland, and the improvements thereon (collectively, the “Property”), in fee simple, being more particularly described in the Deed of Trust, and generally known 900 N. Kresson Street, Baltimore, Maryland 21205. TERMS OF SALE: A deposit in the amount of Seven Thousand Dollars ($7,000.00), payable in cash, certified check, or other form acceptable to the Trustee, in his sole and absolute discretion, will be required of the purchaser(s) at the time and place of sale. The deposit must be increased to 10% of the purchase price within two (2) business days, and delivered to the office of the auctioneer in the same form as the initial deposit. The balance of the purchase price shall be due in cash or by certified check with interest on the unpaid balance of the purchase price at the rate of six percent (6%) per annum from the date of sale to and including the date of settlement. In the event the holder of the Deed of Trust (the “Noteholder”), or an affiliate thereof, is the successful bidder at the sale, such party will not be required to make a deposit or to pay interest on the unpaid purchase money. Taxes, water charges, ground rent, if any, and all other municipal charges and liens owed against the Property shall be adjusted at settlement between the Trustee and the purchaser(s) to the date of the foreclosure sale. The Trustee reserves the right to reject any and all bids, and to extend the time for settlement, if applicable. The Property will be sold in an "AS IS" condition and without any warranties or representations, either express or implied, as to the nature, condition or description of the improvements. In addition, the Property will also be sold subject to all existing housing, building and zoning code violations, subject to all critical area and wetland violations, subject to all environmental problems and violations which may exist on or with respect to the Property, and subject to all matters and restrictions of record affecting the same, if any. The purchaser(s) at the foreclosure sale shall assume the risk of loss for the above-referenced Property immediately after the sale takes place. It shall be the purchaser(s)’ responsibility to obtain possession of the Property following ratification of the sale by the Circuit Court for Baltimore City, Maryland. The Property will be sold subject to all of the following that are not extinguished as a matter of law by the foreclosure sale: all easements, conditions, liens, restrictions, rights of redemption, covenants, encumbrances, ground rents, ground leases, such state of facts that an accurate survey or physical inspection of the Property might disclose, and agreements of record affecting the same, if any. The purchaser(s) shall pay all documentary stamps, state and local transfer taxes, recordation taxes and fees, title examination costs, attorneys’ fees, conveyance fees and all other incidental settlement costs. The purchaser(s) shall settle and comply with the sale terms within twenty (20) days following the final ratification of sale by the Circuit Court for Baltimore City, Maryland, unless said period is extend