The Wait is OVER! Indulge in luxury living in this Exquisite and Ultra-modern beach home. Custom built and designed by The Carter Building Company - this spacious and stunning 3BR/3BA + 2nd floor DOUBLE BUNK ROOM home leaves NOTHING to be desired. Located in the highly desired beach community of Terra Cotta, this gorgeous home boasts private/gated beach access, a private heated pool, a backyard oasis + more. The property features a spacious floor plan w/ hardwood floors and tile floors throughout. The kitchen boasts endless countertops, a gorgeous backsplash, gourmet island bar, white storybook cabinetry and Chef-grade stainless steel appliances. Relax on the serene deck, by the private pool or on the private terrace. Built w/ energy-efficient features, this is the Beach Life! More... This home is a SHORT TERM RENTAL MACHINE as it boasts historical rental income 4 years in a row! Ascend to the 2nd level, where the primary Master bedroom awaits with a magnificent designer Ensuite bathroom, boasting a double vanity and a lavish tiled walk-in shower. The second bedroom beckons with a private balcony facing towards the beach and a Jack and Jill bathroom, featuring individual vanities and a shared lavatory and tub/shower. A grandiose loft space offers indulgence with two sets of custom built-in single bunks adorned with ambient lighting, outlets, fans, and elegant curtains for enhanced seclusion. Additionally, a sumptuous sleeper sofa graces this elevated haven, providing an extra touch of comfort and opulence. 1st floor hosts an oversized bedroom (3rd), garage, laundry room + more. Terra Cotta Terrace is a luxury development of beach homes in the highly sought-after Crystal Beach area. The neighborhood has private gated beach access just steps away from the home! Amenities include a community pool, tennis/pickleball courts, and a sand volleyball court. This ideal location is a short distance from several beach front restaurants and a few miles from Destin Commons and Silver Sands! Come see why your friends, your family and your vacationing guests will NEVER want to leave vacation and LIVE at 90 Terra Cotta Way, Destin!
For sale
$1,290,000
90 Terra Cotta Way, Destin, FL 32541
3beds
2,548sqft
Est.:
Single Family Residence
Built in 2015
7,405.2 Square Feet Lot
$-- Zestimate®
$506/sqft
$199/mo HOA
What's special
- 8 days
- on Zillow |
- 482 |
- 40 |
Zillow last checked: 7 hours ago
Listing updated: April 17, 2025 at 07:16pm
Listed by:
Kyle V Hock 850-225-6893,
RealJoy Realty LLC
Source: ECAOR,MLS#: 974165
Originating MLS: Emerald Coast

Travel times
Tour with a buyer’s agent
Tour with a buyer’s agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Features: Walk-In Closet(s)
- Level: Second
Primary bathroom
- Features: MBath Cultured Mrble, Double Vanity, MBath Separate Shwr, MBath Tile
Kitchen
- Level: First
Living room
- Level: First
Heating
- Heat Pump Air To Air
Cooling
- AC - 2 or More, Electric, AC - High Efficiency, Ceiling Fan(s)
Appliances
- Included: Cooktop, Dishwasher, Disposal, Dryer, Freezer, Microwave, Self Cleaning Oven, Range Hood, Refrigerator, Refrigerator W/IceMk, Gas Range, Washer, Electric Water Heater, Tankless Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Breakfast Bar, Beamed Ceilings, Crown Molding, Hallway Bunk Beds, Kitchen Island, Recessed Lighting, Newly Painted, Owner's Closet, Pantry, Renovated, Walls Wainscoting, Woodwork Painted, Bedroom, Bunk Room, Kitchen, Living Room, Master Bedroom
- Flooring: Hardwood, Tile, Vinyl
- Doors: Storm Door(s)
- Windows: Storm Window(s), Plantation Shutters, Hurricane Shutters
- Furnished: Yes
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 2,548
- Total interior livable area: 2,548 sqft
Property
Parking
- Total spaces: 5
- Parking features: Covered, Deeded, Garage, Attached, Oversized
- Attached garage spaces: 1
- Has uncovered spaces: Yes
Features
- Stories: 2
- Patio & porch: Deck Covered, Patio Covered, Patio Open, Porch Open
- Exterior features: Lawn Pump, Renovated, Outdoor Shower, Sprinkler System, BBQ Pit/Grill, Tennis
- Has private pool: Yes
- Pool features: Private, Heated, In Ground
- Fencing: Back Yard,Privacy
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
- Waterfront features: Beach
Lot
- Size: 7,405.2 Square Feet
- Features: Cul-De-Sac, Within 1/2 Mile to Water, Deed Access
Details
- Parcel number: 002S22249900000270
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Beach House
- Property subtype: Single Family Residence
Materials
- Frame, Stucco
- Roof: Roof Tile/Slate
Condition
- Construction Complete
- Year built: 2015
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Natural Gas Connected, Cable Connected
Community & HOA
Community
- Features: Pickleball, Picnic Area, Playground, Pool, TV Cable
- Subdivision: Terra Cotta Terrace
HOA
- Has HOA: Yes
- Services included: Accounting, Land Recreation, Master Association, Recreational Faclty, Services
- HOA fee: $199 monthly
Location
- Region: Destin
Financial & listing details
- Price per square foot: $506/sqft
- Tax assessed value: $908,360
- Annual tax amount: $10,088
- Date on market: 4/18/2025
- Listing terms: Conventional,FHA,VA Loan
- Electric utility on property: Yes
- Road surface type: Paved
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