Spacious 3 bedroom colonial is filled with special features and upgrades! HARDWOOD FLOORS throughout the main level, GRANITE COUNTERTOPS, huge FENCED BACK YARD, 2 car GARAGE, woodburning FIREPLACE, DUAL ZONE heat pumps and more. There are endless uses for the full sized climate controlled "crawl" space with concrete floor: think man cave, workshop, hobby room or just extra storage! Enjoy the outdoors from multiple spots: a rocking chair on the full front porch, grilling on the rear deck, relaxing in the inflatable hot tub on the covered patio or sit by the fire pit on a chilly fall evening. There's plenty of room for a crowd inside too with a huge 27x12 living room, sunny white kitchen featuring center island with seating that's open to a spacious dining area. Upstairs are 3 large bedrooms including owners suite with new carpet, vaulted ceiling and luxury bathroom with a garden tub and separate shower. There's even plenty of parking with a circular paved driveway (plus 2 car garage) and its located just 5 minutes from shopping and restaurants, and access to all the amenities Lake Monticello has to offer! 350 acre lake, 18 hole golf course, 5 beaches, resort style pool and so much more!
Active
$397,500
89 Riverside Dr, Palmyra, VA 22963
3beds
1,568sqft
Est.:
Single Family Residence
Built in 2002
0.34 Acres Lot
$391,200 Zestimate®
$254/sqft
$122/mo HOA
What's special
Woodburning fireplaceCircular paved drivewayGranite countertopsDual zone heat pumpsSpacious dining area
- 46 days |
- 1,012 |
- 59 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: March 02, 2026 at 12:56pm
Listed by:
TARA SAVAGE 434-981-4458,
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE,
SAVAGE & COMPANY 434-218-0552,
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
Source: CAAR,MLS#: 672555
Originating MLS: Charlottesville Area Association of Realtors
Originating MLS: Charlottesville Area Association of RealtorsTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Rooms
- Room types: Bathroom, Bedroom, Dining Room, Full Bath, Half Bath, Kitchen, Laundry, Living Room
Primary bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Primary bathroom
- Level: Second
Bathroom
- Level: Second
Dining room
- Level: First
Half bath
- Level: First
Kitchen
- Level: First
Laundry
- Level: First
Living room
- Level: First
Heating
- Heat Pump
Cooling
- Heat Pump
Appliances
- Included: Dishwasher, Electric Range, Disposal, Microwave, Refrigerator, Dryer, Washer
- Laundry: Washer Hookup, Dryer Hookup
Features
- Walk-In Closet(s), Kitchen Island, Vaulted Ceiling(s)
- Flooring: Carpet, Hardwood
- Windows: Insulated Windows, Vinyl
- Basement: Crawl Space,Exterior Entry,Heated,Walk-Out Access
- Has fireplace: Yes
- Fireplace features: Wood Burning
Interior area
- Total structure area: 2,836
- Total interior livable area: 1,568 sqft
- Finished area above ground: 1,568
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Asphalt, Attached, Electricity, Garage Faces Front, Garage, Garage Door Opener
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Deck, Front Porch, Patio, Porch
- Exterior features: Fence, Mature Trees/Landscape
- Pool features: Association
- Fencing: Fenced,Partial
- Has view: Yes
- View description: Residential, Trees/Woods
Lot
- Size: 0.34 Acres
- Features: Landscaped, Level, Native Plants
Details
- Parcel number: 18A 6 32
- Zoning description: R-4 Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Stick Built, Vinyl Siding
- Foundation: Slab
- Roof: Architectural
Condition
- New construction: No
- Year built: 2002
Utilities & green energy
- Electric: Underground
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available
Community & HOA
Community
- Features: Dock
- Security: Closed Circuit Camera(s), Smoke Detector(s), Surveillance System, Security Guard, Gated Community
- Subdivision: LAKE MONTICELLO
HOA
- Has HOA: Yes
- Amenities included: Basketball Court, Boat Dock, Boat Ramp, Clubhouse, Golf Course, Meeting Room, Meeting/Banquet/Party Room, Picnic Area, Playground, Pool, Sports Fields, Tennis Court(s), Water, Beach Rights, Dock
- Services included: Association Management, Common Area Maintenance, Insurance, Playground, Reserve Fund, Road Maintenance, Snow Removal, Security, Tennis Courts, Trash
- HOA fee: $1,460 annually
Location
- Region: Palmyra
Financial & listing details
- Price per square foot: $254/sqft
- Tax assessed value: $253,300
- Annual tax amount: $2,500
- Date on market: 1/15/2026
- Cumulative days on market: 181 days
- Exclusions: 2 freezers in basement area
Estimated market value
$391,200
$372,000 - $411,000
$2,316/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/16/2026 | Listed for sale | $397,500$254/sqft |
Source:  CAAR #672555 Report a problem | ||
| 11/6/2025 | Listing removed | $397,500$254/sqft |
Source: CAAR #667962 Report a problem | ||
| 8/15/2025 | Listed for sale | $397,500+10.4%$254/sqft |
Source: CAAR #667962 Report a problem | ||
| 10/15/2024 | Sold | $360,000+2.9%$230/sqft |
Source: CAAR #656841 Report a problem | ||
| 9/19/2024 | Pending sale | $349,900$223/sqft |
Source: CAAR #656841 Report a problem | ||
| 9/19/2024 | Listed for sale | $349,900-4.4%$223/sqft |
Source: CAAR #656841 Report a problem | ||
| 4/11/2024 | Sold | $366,000+4.9%$233/sqft |
Source: CAAR #650413 Report a problem | ||
| 3/17/2024 | Pending sale | $349,000$223/sqft |
Source: CAAR #650413 Report a problem | ||
| 3/14/2024 | Listed for sale | $349,000+2.2%$223/sqft |
Source: CAAR #650413 Report a problem | ||
| 5/31/2023 | Sold | $341,500+1.9%$218/sqft |
Source: Public Record Report a problem | ||
| 4/25/2023 | Pending sale | $335,000$214/sqft |
Source: CAAR #640764 Report a problem | ||
| 4/21/2023 | Listed for sale | $335,000+13.6%$214/sqft |
Source: CAAR #640764 Report a problem | ||
| 8/5/2021 | Sold | $295,000+2.8%$188/sqft |
Source: Public Record Report a problem | ||
| 7/4/2021 | Pending sale | $287,000$183/sqft |
Source: CAAR #619441 Report a problem | ||
| 7/1/2021 | Listed for sale | $287,000+33.5%$183/sqft |
Source: CAAR #619441 Report a problem | ||
| 3/20/2018 | Sold | $215,000-4.4%$137/sqft |
Source: Public Record Report a problem | ||
| 1/21/2018 | Pending sale | $225,000$143/sqft |
Source: Long and Foster Real Estate #570812 Report a problem | ||
| 1/18/2018 | Listed for sale | $225,000-1.3%$143/sqft |
Source: LONG & FOSTER - LAKE MONTICELLO #570812 Report a problem | ||
| 11/1/2017 | Listing removed | $228,000$145/sqft |
Source: RE/MAX REALTY SPECIALISTS #565242 Report a problem | ||
| 8/1/2017 | Listed for sale | $228,000+28.1%$145/sqft |
Source: RE/MAX REALTY SPECIALISTS-CHARLOTTESVILLE #565242 Report a problem | ||
| 12/30/2011 | Sold | $178,000-5.1%$114/sqft |
Source: Public Record Report a problem | ||
| 11/30/2011 | Price change | $187,500-1.2%$120/sqft |
Source: Strong Team REALTORS #486686 Report a problem | ||
| 9/13/2011 | Price change | $189,700-2.7%$121/sqft |
Source: Strong Team REALTORS #486686 Report a problem | ||
| 8/4/2011 | Price change | $194,900-0.5%$124/sqft |
Source: Strong Team REALTORS #486686 Report a problem | ||
| 5/22/2011 | Price change | $195,900-4.4%$125/sqft |
Source: Strong Team REALTORS #486686 Report a problem | ||
| 3/24/2011 | Listed for sale | $204,900-9.6%$131/sqft |
Source: Strong Team REALTORS #486686 Report a problem | ||
| 6/15/2007 | Sold | $226,750$145/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,138 | $253,300 |
| 2023 | $2,138 | $253,300 +16.2% |
| 2022 | -- | $218,000 |
| 2021 | -- | $218,000 |
| 2020 | -- | $218,000 +13.9% |
| 2018 | $1,409 | $191,400 |
| 2017 | $1,409 | $191,400 +4.5% |
| 2016 | $1,409 | $183,200 |
| 2015 | $1,409 +10.7% | $183,200 +14.4% |
| 2014 | $1,273 -3.5% | $160,100 |
| 2013 | $1,318 | $160,100 -30.8% |
| 2012 | -- | $231,300 |
| 2011 | $1,249 | $231,300 |
| 2010 | -- | $231,300 |
| 2009 | -- | $231,300 |
| 2008 | -- | $231,300 |
| 2007 | -- | $231,300 +18.6% |
| 2006 | -- | $195,000 |
| 2005 | -- | $195,000 +44.9% |
| 2004 | -- | $134,600 |
| 2003 | -- | $134,600 +1246% |
| 2002 | -- | $10,000 +33.3% |
| 2001 | $53 | $7,500 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,210/mo
Principal & interest
$1873
Property taxes
$215
HOA Fees
$122
Climate risks
Neighborhood: 22963
Nearby schools
GreatSchools rating
- 6/10Fluvanna MiddleGrades: 5-7Distance: 5.5 mi
- 6/10Fluvanna County High SchoolGrades: 8-12Distance: 2.1 mi
- NAWest Central Primary SchoolGrades: PK-KDistance: 5.6 mi
Schools provided by the listing agent
- Elementary: Central (Fluvanna)
- Middle: Fluvanna
- High: Fluvanna
Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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