Spacious 3 bedroom colonial is filled with special features and upgrades! HARDWOOD FLOORS throughout the main level, GRANITE COUNTERTOPS, huge FENCED BACK YARD, 2 car GARAGE, woodburning FIREPLACE, DUAL ZONE heat pumps and more. There are endless uses for the full sized climate controlled "crawl" space with concrete floor: think man cave, workshop, hobby room or just extra storage! Enjoy the outdoors from multiple spots: a rocking chair on the full front porch, grilling on the rear deck, relaxing in the inflatable hot tub on the covered patio or sit by the fire pit on a chilly fall evening. There's plenty of room for a crowd inside too with a huge 28x12 living room, sunny white kitchen featuring center island with seating that's open to a spacious dining area. Upstairs are 3 large bedrooms including owners suite with a vaulted ceiling and luxury bathroom with a garden tub and separate shower. There's even plenty of parking with a circular paved driveway (plus 2 car garage) and its located just 5 minutes from shopping and restaurants, and access to all the amenities Lake Monticello has to offer! 350 acre lake, 18 hole golf course, 5 beaches, resort style pool and so much more!
Active
$397,500
89 Riverside Dr, Palmyra, VA 22963
3beds
1,568sqft
Est.:
Single Family Residence
Built in 2002
0.34 Acres Lot
$389,500 Zestimate®
$254/sqft
$122/mo HOA
What's special
Woodburning fireplaceCircular paved drivewayGranite countertopsDual zone heat pumpsSpacious dining area
- 9 hours |
- 138 |
- 7 |
Zillow last checked: 8 hours ago
Listing updated: 16 hours ago
Listed by:
TARA SAVAGE 434-981-4458,
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE,
SAVAGE & COMPANY 434-218-0552,
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
Source: CAAR,MLS#: 672555
Originating MLS: Charlottesville Area Association of Realtors
Originating MLS: Charlottesville Area Association of RealtorsTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Rooms
- Room types: Bathroom, Bedroom, Dining Room, Full Bath, Half Bath, Kitchen, Laundry, Living Room
Primary bedroom
- Level: Second
Bedroom
- Level: Second
Primary bathroom
- Level: Second
Bathroom
- Level: Second
Dining room
- Level: First
Half bath
- Level: First
Kitchen
- Level: First
Laundry
- Level: First
Living room
- Level: First
Heating
- Heat Pump
Cooling
- Heat Pump
Appliances
- Included: Dishwasher, Electric Range, Disposal, Microwave, Refrigerator, Dryer, Washer
- Laundry: Washer Hookup, Dryer Hookup
Features
- Walk-In Closet(s), Kitchen Island, Vaulted Ceiling(s)
- Flooring: Carpet, Hardwood
- Windows: Insulated Windows, Vinyl
- Basement: Crawl Space,Exterior Entry,Heated,Walk-Out Access
- Has fireplace: Yes
- Fireplace features: Wood Burning
Interior area
- Total structure area: 2,716
- Total interior livable area: 1,568 sqft
- Finished area above ground: 1,568
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Asphalt, Attached, Electricity, Garage Faces Front, Garage, Garage Door Opener
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Deck, Front Porch, Patio, Porch
- Exterior features: Fence, Mature Trees/Landscape
- Pool features: Association
- Fencing: Fenced,Partial
- Has view: Yes
- View description: Residential, Trees/Woods
Lot
- Size: 0.34 Acres
- Features: Landscaped, Level, Native Plants
Details
- Parcel number: 18A 6 32
- Zoning description: R-4 Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Stick Built, Vinyl Siding
- Foundation: Slab
- Roof: Architectural
Condition
- New construction: No
- Year built: 2002
Utilities & green energy
- Electric: Underground
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available
Community & HOA
Community
- Features: Dock
- Security: Closed Circuit Camera(s), Smoke Detector(s), Surveillance System, Security Guard, Gated Community
- Subdivision: LAKE MONTICELLO
HOA
- Has HOA: Yes
- Amenities included: Basketball Court, Boat Dock, Boat Ramp, Clubhouse, Golf Course, Meeting Room, Meeting/Banquet/Party Room, Picnic Area, Playground, Pool, Sports Fields, Tennis Court(s), Water, Beach Rights, Dock
- Services included: Association Management, Common Area Maintenance, Insurance, Playground, Reserve Fund, Road Maintenance, Snow Removal, Security, Tennis Courts, Trash
- HOA fee: $1,460 annually
Location
- Region: Palmyra
Financial & listing details
- Price per square foot: $254/sqft
- Tax assessed value: $253,300
- Annual tax amount: $2,500
- Date on market: 1/15/2026
- Cumulative days on market: 135 days
- Exclusions: 2 freezers in basement area
Estimated market value
$389,500
$370,000 - $409,000
$2,311/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/16/2026 | Listed for sale | $397,500$254/sqft |
Source:  CAAR #672555 Report a problem | ||
| 11/6/2025 | Listing removed | $397,500$254/sqft |
Source: CAAR #667962 Report a problem | ||
| 8/15/2025 | Listed for sale | $397,500+10.4%$254/sqft |
Source: CAAR #667962 Report a problem | ||
| 10/15/2024 | Sold | $360,000+2.9%$230/sqft |
Source: CAAR #656841 Report a problem | ||
| 9/19/2024 | Pending sale | $349,900$223/sqft |
Source: CAAR #656841 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,138 | $253,300 |
| 2023 | $2,138 | $253,300 +16.2% |
| 2022 | -- | $218,000 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,405/mo
Principal & interest
$1929
Property taxes
$215
Other costs
$261
Climate risks
Neighborhood: 22963
Nearby schools
GreatSchools rating
- 6/10Fluvanna MiddleGrades: 5-7Distance: 5.5 mi
- 6/10Fluvanna County High SchoolGrades: 8-12Distance: 2.1 mi
- NAWest Central Primary SchoolGrades: PK-KDistance: 5.6 mi
Schools provided by the listing agent
- Elementary: Central (Fluvanna)
- Middle: Fluvanna
- High: Fluvanna
Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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