Directly on the beach and full of charm, this beautifully updated 2023 studio at Top of the Gulf offers great light, a stylish vibe, and unbeatable value. With new flooring, low HOA dues that cover water, cable, internet, and more, plus a pet-friendly policy for owners and strong rental potential, it's the perfect mix of smart investment and personal paradise. Enjoy Gulf-front views, resort-style amenities--including pools, game room, gym, snack bar, and owner lounge--and peace of mind from a recently completed multi-million-dollar renovation that meets new Florida condo laws. Located on vibrant Thomas Drive, this is coastal living at its best--affordable, updated, and ready to enjoy!
For sale
$229,000
8817 Thomas Dr #A-306, Panama City Beach, FL 32408
0beds
489sqft
Est.:
Condominium
Built in 1976
-- sqft lot
$219,300 Zestimate®
$468/sqft
$170/mo HOA
What's special
Stylish vibeGreat lightGulf-front viewsNew flooring
- 17 days
- on Zillow |
- 169 |
- 8 |
Zillow last checked: 7 hours ago
Listing updated: April 09, 2025 at 02:57pm
Listed by:
Viola Zhuravel 850-960-2455,
Fun Quest Vacation Rentals Corp
Source: CPAR,MLS#: 771703
Originating MLS: Central Panhandle Association of REALTORS

Travel times
Tour with a buyer’s agent
Tour with a buyer’s agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 0
- Bathrooms: 1
- Full bathrooms: 1
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator
Features
- Kitchen Island
- Windows: Storm Window(s)
- Furnished: Yes
Interior area
- Total interior livable area: 489 sqft
Property
Parking
- Parking features: Additional Parking, Paved, Parking Lot
Features
- Pool features: Fenced, In Ground, Community
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
Details
- Parcel number: 34994156000
- Zoning description: Resid Single Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: Condo
- Architectural style: High Rise
- Property subtype: Condominium
Materials
- Stucco
- Foundation: Pillar/Post/Pier
Condition
- Year built: 1976
Utilities & green energy
- Utilities for property: Cable Connected, Trash Collection
Community & HOA
Community
- Features: Barbecue, Beach, Elevator, Fitness Center, Game Room, Pool, Short Term Rental Allowed, Waterfront, Gated
- Security: Building Security, Gated Community, 24 Hour Security, Smoke Detector(s), Security Service
- Subdivision: Top Of The Gulf Condo.
HOA
- Has HOA: Yes
- Amenities included: Beach Rights, Game Room, Gated
- Services included: Clubhouse, Legal/Accounting, Maintenance Grounds, Pest Control, Pool(s), Sewer, Security, Trash
- HOA fee: $510 quarterly
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $468/sqft
- Tax assessed value: $204,000
- Annual tax amount: $2,606
- Date on market: 4/9/2025
- Listing terms: Cash,Conventional
- Road surface type: Paved
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