877 McNair St, Rock Hill, SC 29730

For sale by owner. Beautiful 3 Bedroom 2 Bath Home, approx 1200sqft. Located in the Heart of Rock Hill! 10 minutes from local groceries, coffee shops, and restaurants & 30 minutes from the heart of Charlotte. This single level home has Master Bedroom with Bath and Walk-in Closet, Living Room Open to Dining & Kitchen with additional counter space and cabinets. On the right side of the house, you will find the 2nd and 3rd Bedrooms with 2nd Full Bath! Also, coming in from the back porch is a mudroom with upgraded Porcelain Tile. Nice Small Deck out back, a very large yard, and plenty of room on the side Driveway to park your vehicles. Also in the back yard is a Premium insulated Shed/Workshop with Built-In Shelves. Pull Down Steps to the Huge Attic for Extra Storage, along the entire length of the house. Property is believed to be in good condition but could use cleaning and probably refinish the hardwood floors and paint, and minor siding work to be in great condition. Probably the best part is that we are OWNER FINANCING this home for $189,900. This is NOT a lease purchase or rent to own where you pay for years and own nothing, but REAL owner financing where the buyer gets the deed at closing. We are looking for a reasonable down payment and income history to do the loan for the new owner. No credit check, we just check verifiable income. This home at this price won’t last long! FAQ’s 1. Do I own the home? Do we have a closing? We close at a local title company, and you get the deed. You own the home. We take back the note just like a bank. 2. What if I want to make changes to the home? You own it, all we care about is the payment being made. Feel free to make any kind of changes to the home that you like. 3. What is the rate and down payment? Down payment depends on income, but we require a reasonable down payment. We can do a 10, 20 or 30 year note on this loan. The loan can run the full term, there is no balloon, and no prepayment penalty. 4. I have bad credit. Do you check credit score? We have this crazy idea that your credit score doesn’t pay the bills, but cash and income does. As long as you have a reasonable down payment and income that shows you can afford the home, we do not check credit score. If you’re interested in the home, have a reasonable down payment, and would view the property, contact us with your down payment and monthly income and if you qualify, then we can set you up to view the home. This home at this price won’t last long!