875 SW Crested St, Mountain Home, ID 83647

Exceptional Home with Assumable VA Loan at 2.65% Interest Rate. This exceptional property at 875 SW Crested St in Mountain Home, ID, presents a unique opportunity with an assumable VA loan at an outstanding 2.65% interest rate. The home, built in 2021, boasts 3 bedrooms, 2 bathrooms, and a 2-car garage within 1,364 square feet. Its open layout features vaulted ceilings, luxury vinyl plank flooring, and a modern kitchen with an island. The fully fenced backyard adds privacy and space for outdoor activities, making it an ideal home for families. With a purchase price of $370,000 and a $70,000 down payment, the remaining loan balance of $320,000 results in a monthly payment of approximately $1,700 for principal and interest. This unbeatable financing option compares favorably to current market rates, which as of March 2025, are around 6.677%. If financed at this current rate, a similar loan would result in a monthly payment of approximately $2,057—nearly $350 more per month. Not only does this home offer modern amenities and a prime location in Mountain Home, but it also allows you to lock in significant savings thanks to the low VA loan rate. With its attractive financing, high-quality finishes, and well-maintained condition, this home represents an exceptional opportunity for those looking to take advantage of lower monthly payments and long-term financial benefits.