MOTIVATED SELLER — NEW LOWER PRICE! Don’t miss this inviting Montgomery model Villa in the highly sought-after 55+ community of On Top of the World in Ocala, FL. The HOA takes care of lawn maintenance, exterior painting every seven years, roof repair, and even includes free basic cable TV — making it easy to enjoy a low-maintenance lifestyle. Friendly, welcoming neighbors and an active atmosphere make this community feel like home from the very beginning. Step inside this comfortable 2-bedroom, 2-bath, 2-car garage Villa where warm wood and laminate flooring create a relaxed, homey feel. The charming front porch, framed by raised stacked-brick flower beds, sets a peaceful first impression—perfect for enjoying cool seasonal mornings with a gentle breeze and your favorite cup of coffee. You’ll appreciate two spacious living areas (one up front and one off the kitchen), plus a versatile bonus room ideal for crafts, an office, or a fitness space. The refreshed kitchen features updated cabinets, lighting, and a brand-new 2024 refrigerator. With the home now thoughtfully cleared out, it’s truly an empty slate—ready for your favorite paint colors, décor, and personal touches. Other updates include a 2018 roof and 2007 windows. The primary suite offers a walk-in closet, and both bathrooms include stylish updates. The seller is also leaving both mounted bedroom TVs for added convenience. Step outside to the back patio and enjoy the easy-care yard maintained by the HOA. The oversized 2-car garage features sliding screen doors to welcome fresh air, and the washer and dryer will stay with the home. Residents of On Top of the World enjoy an unmatched lineup of amenities: community gardens, dog parks, golf, swimming pools, pickleball, fitness centers, craft rooms, a woodshop, restaurants, over 100 clubs, and endless activities. Friendly neighbors, community gatherings, and a warm atmosphere make it easy to settle in and feel connected. With the holidays approaching, now is the perfect time to make this welcoming Villa your own. Come see why this home might be the perfect place to enjoy the season and begin your next chapter.
For sale
Price cut: $15K (12/3)
$159,900
8726 SW 95th St UNIT C, Ocala, FL 34481
2beds
1,571sqft
Est.:
Villa
Built in 1986
1,509 Square Feet Lot
$-- Zestimate®
$102/sqft
$531/mo HOA
What's special
Inviting montgomery model villaBack patioCharming front porchRaised stacked-brick flower beds
- 88 days |
- 527 |
- 16 |
Zillow last checked: 8 hours ago
Listing updated: December 07, 2025 at 06:25am
Listing Provided by:
Theresa Bassing 321-626-4853,
LEGACY REALTY & ASSOCIATES 352-203-4801
Source: Stellar MLS,MLS#: OM709302
Originating MLS: Ocala - Marion

Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bonus Room, Family Room
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 225 Square Feet
- Dimensions: 15x15
Bedroom 2
- Features: Built-in Closet
- Level: First
- Area: 143 Square Feet
- Dimensions: 13x11
Bonus room
- Features: No Closet
- Level: First
- Area: 153 Square Feet
- Dimensions: 17x9
Dinette
- Level: First
- Area: 96 Square Feet
- Dimensions: 12x8
Dining room
- Level: First
- Area: 182 Square Feet
- Dimensions: 14x13
Family room
- Level: First
- Area: 144 Square Feet
- Dimensions: 12x12
Kitchen
- Level: First
- Area: 130 Square Feet
- Dimensions: 13x10
Living room
- Level: First
- Area: 210 Square Feet
- Dimensions: 14x15
Heating
- Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Laundry: In Garage
Features
- Ceiling Fan(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Solid Surface Counters, Solid Wood Cabinets, Walk-In Closet(s)
- Flooring: Ceramic Tile, Engineered Hardwood, Laminate
- Windows: Drapes, Window Treatments
- Has fireplace: No
Interior area
- Total structure area: 2,352
- Total interior livable area: 1,571 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage Door Opener
- Attached garage spaces: 2
- Details: Garage Dimensions: 25x20
Accessibility
- Accessibility features: Accessible Entrance
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Front Porch, Patio, Rear Porch
- Exterior features: Irrigation System, Lighting, Rain Gutters
Lot
- Size: 1,509 Square Feet
- Features: Landscaped
- Residential vegetation: Mature Landscaping
Details
- Parcel number: 3530198203
- Zoning: PUD
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Villa
- Attached to another structure: Yes
Materials
- Block
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1986
Utilities & green energy
- Sewer: Private Sewer
- Water: Private
- Utilities for property: Cable Connected, Electricity Connected, Phone Available, Sewer Connected, Underground Utilities, Water Connected
Green energy
- Indoor air quality: HVAC UV/Elec. Filtration
Community & HOA
Community
- Features: Buyer Approval Required, Clubhouse, Deed Restrictions, Dog Park, Fitness Center, Gated Community - No Guard, Golf Carts OK, Golf, Park, Playground, Pool, Racquetball, Restaurant, Tennis Court(s)
- Senior community: Yes
- Subdivision: ON TOP OF THE WORLD
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Elevator(s), Fitness Center, Gated, Golf Course, Other, Park, Pickleball Court(s), Playground, Pool, Racquetball, Recreation Facilities, Shuffleboard Court, Tennis Court(s), Trail(s)
- Services included: Community Pool, Maintenance Structure, Maintenance Grounds, Recreational Facilities
- HOA fee: $531 monthly
- HOA name: Lori Sands
- HOA phone: 352-854-0805
- Second HOA name: Circle Square Ranch Master Association, Inc
- Pet fee: $0 monthly
Location
- Region: Ocala
Financial & listing details
- Price per square foot: $102/sqft
- Tax assessed value: $164,352
- Annual tax amount: $1,131
- Date on market: 9/14/2025
- Cumulative days on market: 89 days
- Listing terms: Cash,Conventional
- Ownership: Leasehold
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved, Asphalt
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/3/2025 | Price change | $159,900-8.6%$102/sqft |
Source: | ||
| 11/12/2025 | Price change | $174,900-2.8%$111/sqft |
Source: | ||
| 10/11/2025 | Price change | $179,900-2.2%$115/sqft |
Source: | ||
| 9/14/2025 | Listed for sale | $184,000+55.9%$117/sqft |
Source: | ||
| 9/21/2020 | Sold | $118,000-3.2%$75/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,131 +3.1% | $92,928 +3% |
| 2023 | $1,097 +3.9% | $90,221 +3% |
| 2022 | $1,056 +1.1% | $87,593 +3% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,601/mo
Principal & interest
$798
HOA Fees
$531
Other costs
$272
Climate risks
Neighborhood: 34481
Nearby schools
GreatSchools rating
- 3/10Hammett Bowen Jr. Elementary SchoolGrades: PK-5Distance: 4.2 mi
- 4/10Liberty Middle SchoolGrades: 6-8Distance: 4 mi
- 4/10West Port High SchoolGrades: 9-12Distance: 4.9 mi
- Loading
- Loading








