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For sale
  • $339,900

    8700 Front Beach Rd Unit 7203, Panama City Beach, FL 32407

    3beds
    1,761sqft
    : 
    Condominium
    Built in 2008
    -- sqft lot
    $325,400 Zestimate®
    $193/sqft
    $-- HOA

    What's special

    Lush tropical landscapingDouble-pane windowsSoaking tubPlantation shuttersWalk-in showerDouble vanityDedicated laundry room
    Welcome to Island Reserve, a premier gated community just minutes from the sugar-white beaches of Panama City Beach. This spacious 2nd floor 3-bedroom, 2.5-bath condo offers over 1,761 square feet of thoughtfully designed living space, combining comfort, convenience, and resort-style living in one of the area's most sought-after communities. Meticulously cared for and freshly painted throughout, this move-in-ready residence features soaring 10-foot ceilings with crown molding, plantation shutters, double-pane windows, and a bright open layout perfect for everyday living or entertaining. The kitchen is beautifully appointed with granite countertops and stainless steel appliances. A furnished option is available, making this an easy transition for a primary residence or second home. The spacious primary suite offers a spa-like retreat with a soaking tub, walk-in shower, double vanity, large walk-in closet, and private access to the expansive wrap-around covered porch--the perfect place to enjoy morning coffee and peaceful views of the lush community grounds. Two guest bedrooms share a convenient Jack-and-Jill bath, and a dedicated laundry room adds everyday convenience. One of the standout features of this unit is its unbeatable accessibility: the adjacent covered parking garage is located right outside the door. Island Reserve offers a true resort lifestyle with a spectacular 1-acre lagoon pool featuring waterfalls, lap area, zero-entry access, hot tub, and outdoor showers. Residents also enjoy a beautifully appointed clubhouse with a fitness center, indoor basketball and pickleball courts for year-round play, theater room with a 100-inch screen, game room, and an active social calendar. The community is pet-friendly, VA-approved, and known for its lush tropical landscaping, gated security, and welcoming atmosphere. Located just minutes from the Gulf, shopping, dining, golf, and entertainment, this beautifully maintained condo delivers the perfect blend of luxury, location, and low-maintenance living. With no short-term rentals permitted, Island Reserve offers a peaceful residential environment while still being close to everything Panama City Beach has to offer. Experience effortless coastal living with resort-style amenities right outside your door--this is Island Reserve at its finest.
    7 days
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    459
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    16
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    Zillow last checked: 8 hours ago

    Listing updated: February 27, 2026 at 09:45am

    Listed by:

    Ramil Zartdinov 850-819-1418,

    Local Insight Realty

    Source: CPAR,MLS#: 785727MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    • Full bathrooms: 2
    • 1/2 bathrooms: 1
    Rooms
    • Room types: Bedroom, Dining Room, Full Bath, Half Bath, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom, Other
    Primary bedroom
    • Level: First
    • Dimensions: 15.1 x 11.8
    Bedroom
    • Level: First
    • Dimensions: 13.1 x 10.11
    Bedroom
    • Level: First
    • Dimensions: 13.1 x 10.4
    Primary bathroom
    • Level: First
    • Dimensions: 9.8 x 15.6
    Dining room
    • Level: First
    • Dimensions: 13.3 x 15.7
    Other
    • Level: First
    • Dimensions: 8.5 x 5.8
    Half bath
    • Level: First
    • Dimensions: 6.9 x 6.1
    Kitchen
    • Level: First
    • Dimensions: 10 x 14.9
    Laundry
    • Level: First
    • Dimensions: 6.9 x 5.7
    Living room
    • Level: First
    • Dimensions: 15.1 x 13.7
    Other
    • Features: Balcony
    • Level: First
    • Dimensions: 17.7 x 23.9
    Heating
    • Central, Electric
    Cooling
    • Central Air, Ceiling Fan(s)
    Appliances
    • Included: Electric Range, Electric Water Heater
    Interior area
    • Total structure area: 1,761
    • Total interior livable area: 1,761 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Gated
    • Garage spaces: 2
    Features
    • Levels: Three Or More
    • Stories: 3
    • Patio & porch: Deck, Balcony
    • Exterior features: Covered Patio
    • Pool features: In Ground, Community
    Details
    • Parcel number: 40001100245
    • Zoning description: City, Resid Multi-Family
    • Special conditions: Listed As-Is

    Construction

    Type & style
    • Home type: Condo
    • Architectural style: Low Rise
    • Property subtype: Condominium
    Condition
    • New construction: No
    • Year built: 2008

    Utilities & green energy

    • Sewer: Public Sewer
    • Utilities for property: Electricity Available

    Community & HOA

    Community
    • Features: Barbecue, Basketball Court, Clubhouse, Elevator, Gated, Pool, Community Pool
    • Subdivision: Island Reserve
    HOA
    • Has HOA: Yes
    • Amenities included: Barbecue
    Location
    • Region: Panama City Beach

    Financial & listing details

    • Price per square foot: $193/sqft
    • Tax assessed value: $303,705
    • Annual tax amount: $4,053
    • Date on market: 2/24/2026
    • Cumulative days on market: 7 days
    • Electric utility on property: Yes
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    Estimated market value

    $325,400

    $309,000 - $342,000

    $2,608/mo

    Price history

    Price history
    DateEventPrice
    2/24/2026Listed for sale$339,900+21.4%$193/sqft
    Source: CPAR #785727 Report a problem
    3/31/2025Sold$280,000+6.5%$159/sqft
    Source: CPAR #752991 Report a problem
    4/10/2020Sold$263,000-0.7%$149/sqft
    Source: CPAR #690048 Report a problem
    2/25/2020Price change$264,750-1.9%$150/sqft
    Source: RC Real Estate Group #690048 Report a problem
    2/10/2020Price change$270,000-5.1%$153/sqft
    Source: RC Real Estate Group #690048 Report a problem
    11/16/2019Price change$284,500-1.7%$162/sqft
    Source: RC Real Estate Group #690048 Report a problem
    10/23/2019Listed for sale$289,500+12.2%$164/sqft
    Source: RC Real Estate Group #690048 Report a problem
    3/1/2019Sold$258,000-2.6%$147/sqft
    Source: CPAR #678917 Report a problem
    1/4/2019Listed for sale$264,900+49.3%$150/sqft
    Source: Florida Realty Experts LLC #678917 Report a problem
    8/21/2015Sold$177,400-4.1%$101/sqft
    Source: Public Record Report a problem
    6/1/2015Listed for sale$185,000-1.1%$105/sqft
    Source: Florida Realty Experts LLC #632662 Report a problem
    8/26/2014Listing removed$187,000$106/sqft
    Source: Counts Real Estate Group Inc #622266 Report a problem
    7/17/2014Listed for sale$187,000-1.5%$106/sqft
    Source: Counts Real Estate Group Inc #622266 Report a problem
    3/30/2014Listing removed$189,900$108/sqft
    Source: Counts Real Estate Group Inc #613374 Report a problem
    10/1/2013Listed for sale$189,900+16.5%$108/sqft
    Source: Counts Real Estate Group Inc #613374 Report a problem
    11/17/2010Sold$163,000$93/sqft
    Source: Public Record Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$3,772 +4.4%$303,705 +11.8%
    2023$3,612 +24.7%$271,618 +10%
    2022$2,896 $246,925
    2021-- --
    2020$2,249 -13.2%$219,300 +9.3%
    2019$2,591 $200,702 +10%
    2018$2,591 +10.9%$182,456 +10%
    2017$2,336 +7.2%$165,869 +10%
    2016$2,178 +17.3%$150,790 +9.5%
    2015$1,857 $137,700 +4.3%
    2014$1,857 $131,963 +0.2%
    2013-- $131,750 +1.6%
    2012-- $129,625 -12.4%
    2011-- $147,900 -2.8%
    2010-- $152,150 -36.9%
    2009-- $241,257 +932.3%
    2008-- $23,371

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $1,943/mo
    Principal & interest
    $1583
    Property taxes
    $360

      Climate risks

      Neighborhood: 32407

      Getting around

      34 / 100
      Car-Dependent
      60 / 100
      Bikeable

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Breakfast Point
      • Middle: Breakfast Point
      • High: Arnold

      Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

      Local experts in 32407

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