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New construction
  • Price cut: $80K (2/27)
    $2,250,000

    862 Cardinal Ln, Key Largo, FL 33037

    4beds
    2,326sqft
    : 
    Single Family Residence
    Built in 2025
    6,969.6 Square Feet Lot
    $2,182,200 Zestimate®
    $967/sqft
    $-- HOA

    What's special

    Contemporary tile flooringOutdoor kitchenPolyurethane synthetic deckingSmart electric toiletsSpacious covered entertaining areaSoaring ceilingsLuxurious baths
    Experience Elevated Coastal Living - Brand New Oceanside Pool Home with Dock in Key LargoWelcome to your dream waterfront retreat in Key Largo! This stunning brand-new, 4 bedroom and 4 bath custom-built pool home combines sleek modern design with top-tier amenities, offering the perfect blend of style and comfort. Lets start with your Outdoor ParadiseStep outside to your private heated and chilled saltwater pool with a 5'-6'' depth, massage jets, beach shelf with umbrella holder, five LED lights, and a safety net for peace of mind. The expansive 15' x 40' dock features polyurethane synthetic decking, a power pedestal with LED lighting, water hookup, 30-amp and 120V receptacles--ideal for boating enthusiasts. For reference, there is a 37' Intrepid at the dock.Gourmet Outdoor KitchenEnjoy shaded and cool al fresco dining with a fully equipped outdoor kitchen featuring a built-in outdoor-rated refrigerator/freezer, 32'' BULL BBQ, and sink--perfect for entertaining after a day on the water.Interior HighlightsGourmet Chef's Kitchen: GE Monogram 42'' counter-depth refrigerator, GE appliances, 36'' stovetop, tower oven/microwave combo, and wine cooler.Luxurious Baths: All four bathrooms boast smart electric toilets, rain and handheld showers, body jets, and frameless barn glass shower doors.High-End Finishes: Soaring ceilings, 8' custom doors with smoked glass inlays, and contemporary tile flooring.Convenience: Dual inline water heaters and dual Bosch stackable washer/dryer sets.Additional FeaturesStanding seam 16'' panel roofBrick driveway with solar lightingSpacious covered entertaining areaOceanside location with quick access to the AtlanticWhether you're looking for a luxury vacation retreat or a full-time waterfront residence, this Key Largo masterpiece offers the ultimate Florida Keys lifestyle--brand new, thoughtfully designed, and move-in ready.
    244 days
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    1,134
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    54
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    Zillow last checked:

    Listing updated:

    Listed by:

    JOY C MARTIN 305-394-7866,

    American Caribbean Real Estate, Christie's International Real Estate

    Source: FLKMLS,MLS#: 616151MLS LogoOriginating MLS: Florida Keys

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 4
      Cooling
      • Central Air, Ceiling Fans(s)
      Appliances
      • Included: Washer, Stainless Steel Appliance(s), Wine Cooler, Freezer, Microwave, Range, Refrigerator, Dishwasher, Dryer, Tankless Water Heater
      Features
      • Cathedral Ceiling(s), Walk-In Closet(s), Built-in Cabinets, Entrance Foyer
      • Flooring: Tile
      • Doors: Impact Rstnce Doors
      • Windows: Impact Rstnce Window
      Interior area
      • Total interior livable area: 2,326 sqft

      Property

      Parking
      • Total spaces: 4
      • Parking features: Carport, Off Street, Open, Attached
      • Has carport: Yes
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Open Porch/Balcony
      • Exterior features: Lighting, Storage, Outdoor Kitchen
      • Has private pool: Yes
      • Pool features: Heated, In Ground
      • Has view: Yes
      • View description: Canal
      • Has water view: Yes
      • Water view: Canal
      • Waterfront features: Canal Front, Waterfront, Dock: Composite, Dock Length: 40
      Lot
      • Size: 6,969.6 Square Feet
      • Features: Less Than 1/4 Acre
      Details
      • Parcel number: 00546380000000
      • Zoning: IS
      • Zoning description: Improved Subivision District

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • CBS
      • Roof: Metal
      Condition
      • New Construction
      • New construction: Yes
      • Year built: 2025

      Utilities & green energy

      • Sewer: Municipal Sewer, Public Sewer
      • Utilities for property: FKAA, Buyer to Verify

      Community & HOA

      Community
      • Security: Other
      • Subdivision: Winston Waterway (102.0)
      HOA
      • Has HOA: No
      • Services included: None
      Location
      • Region: Key Largo

      Financial & listing details

      • Price per square foot: $967/sqft
      • Tax assessed value: $351,624
      • Annual tax amount: $3,094
      • Date on market: 8/14/2025
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        Estimated market value

        $2,182,200

        $2.07M - $2.29M

        $5,896/mo

        Price history

        DateEventPrice
        2/27/2026Price change$2,250,000-3.4%$967/sqft
        Source: FLKMLS #616151 Report a problem
        1/6/2026Price change$2,330,000-4.9%$1,002/sqft
        Source: Key West AOR #616151 Report a problem
        8/14/2025Listed for sale$2,451,000+964.3%$1,054/sqft
        Source: Key West AOR #616151 Report a problem
        8/14/2020Sold$230,300-0.7%$99/sqft
        Source: FLKMLS #591015 Report a problem
        7/1/2020Price change$232,000-6.5%$100/sqft
        Source: Kirilauscas & Associates Realty, LLC #591015 Report a problem
        4/23/2020Price change$248,000-15.8%$107/sqft
        Source: Kirilauscas & Associates Realty, LLC #589303 Report a problem
        4/1/2020Price change$294,500-9.5%$127/sqft
        Source: Kirilauscas & Associates Realty, LLC #589303 Report a problem
        2/21/2020Price change$325,500-4.5%$140/sqft
        Source: Kirilauscas & Associates Realty, LLC #589303 Report a problem
        1/21/2020Listed for sale$341,000+210%$147/sqft
        Source: Kirilauscas & Associates Realty, LLC #589303 Report a problem
        8/17/2016Sold$110,000-55.5%$47/sqft
        Source: Public Record Report a problem
        12/19/2005Sold$247,000+517.5%$106/sqft
        Source: Public Record Report a problem
        8/12/1994Sold$40,000$17/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,095 +5.6%$351,624 +6.9%
        2024$2,931 +8.9%$328,988 +10%
        2023$2,691 +13.7%$299,080 +10%
        2022$2,367 -2.5%$271,891 +3.4%
        2021$2,428 +701.7%$262,976
        2020$303 $262,976 -4.9%
        2019$303 -87.6%$276,498
        2018$2,449 +2.7%$276,498 +33.3%
        2017$2,385 +16.2%$207,374 +5.1%
        2016$2,051 +15.9%$197,279 +48.7%
        2015$1,770 $132,653

        Find assessor info on the county website

        Monthly payment

        Est. payment
        $12,767/mo
        Principal & interest
        $11230
        Property taxes
        $1537
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          Climate risks

          Neighborhood: 33037

          Getting around

          34 / 100
          Car-Dependent
          67 / 100
          Bikeable

          Nearby schools

          GreatSchools rating

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