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New construction
  • Price cut: $121K (1/6)
    $2,330,000

    862 Cardinal Ln, Key Largo, FL 33037

    4beds
    2,326sqft
    : 
    Single Family Residence
    Built in 2025
    6,969.6 Square Feet Lot
    $2,254,200 Zestimate®
    $1,002/sqft
    $-- HOA

    What's special

    Contemporary tile flooringOutdoor kitchenPolyurethane synthetic deckingSmart electric toiletsSpacious covered entertaining areaSoaring ceilingsLuxurious baths
    Experience Elevated Coastal Living - Brand New Oceanside Pool Home with Dock in Key LargoWelcome to your dream waterfront retreat in Key Largo! This stunning brand-new, 4 bedroom and 4 bath custom-built pool home combines sleek modern design with top-tier amenities, offering the perfect blend of style and comfort. Lets start with your Outdoor ParadiseStep outside to your private heated and chilled saltwater pool with a 5'-6'' depth, massage jets, beach shelf with umbrella holder, five LED lights, and a safety net for peace of mind. The expansive 15' x 40' dock features polyurethane synthetic decking, a power pedestal with LED lighting, water hookup, 30-amp and 120V receptacles--ideal for boating enthusiasts. For reference, there is a 37' Intrepid at the dock.Gourmet Outdoor KitchenEnjoy shaded and cool al fresco dining with a fully equipped outdoor kitchen featuring a built-in outdoor-rated refrigerator/freezer, 32'' BULL BBQ, and sink--perfect for entertaining after a day on the water.Interior HighlightsGourmet Chef's Kitchen: GE Monogram 42'' counter-depth refrigerator, GE appliances, 36'' stovetop, tower oven/microwave combo, and wine cooler.Luxurious Baths: All four bathrooms boast smart electric toilets, rain and handheld showers, body jets, and frameless barn glass shower doors.High-End Finishes: Soaring ceilings, 8' custom doors with smoked glass inlays, and contemporary tile flooring.Convenience: Dual inline water heaters and dual Bosch stackable washer/dryer sets.Additional FeaturesStanding seam 16'' panel roofBrick driveway with solar lightingSpacious covered entertaining areaOceanside location with quick access to the AtlanticWhether you're looking for a luxury vacation retreat or a full-time waterfront residence, this Key Largo masterpiece offers the ultimate Florida Keys lifestyle--brand new, thoughtfully designed, and move-in ready.
    151 days
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    407
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    17
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    Zillow last checked: 8 hours ago

    Listing updated: January 06, 2026 at 03:13am

    Listed by:

    JOY C MARTIN 305-394-7866,

    American Caribbean Real Estate, Christie's International Real Estate

    Source: FLKMLS,MLS#: 616151MLS LogoOriginating MLS: Florida Keys

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 4
    • Full bathrooms: 4
    Cooling
    • Central Air, Ceiling Fans(s)
    Appliances
    • Included: Washer, Stainless Steel Appliance(s), Wine Cooler, Freezer, Microwave, Range, Refrigerator, Dishwasher, Dryer, Tankless Water Heater
    Features
    • Cathedral Ceiling(s), Walk-In Closet(s), Built-in Cabinets, Entrance Foyer
    • Flooring: Tile
    • Doors: Impact Rstnce Doors
    • Windows: Impact Rstnce Window
    Interior area
    • Total interior livable area: 2,326 sqft

    Property

    Parking
    • Total spaces: 4
    • Parking features: Carport, Off Street, Open, Attached
    • Has carport: Yes
    • Has uncovered spaces: Yes
    Features
    • Levels: Two
    • Stories: 2
    • Patio & porch: Open Porch/Balcony
    • Exterior features: Lighting, Storage, Outdoor Kitchen
    • Has private pool: Yes
    • Pool features: Heated, In Ground
    • Has view: Yes
    • View description: Canal
    • Has water view: Yes
    • Water view: Canal
    • Waterfront features: Canal Front, Waterfront, Dock: Composite, Dock Length: 40
    Lot
    • Size: 6,969.6 Square Feet
    • Features: Less Than 1/4 Acre
    Details
    • Parcel number: 00546380000000
    • Zoning: IS
    • Zoning description: Improved Subivision District

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • CBS
    • Roof: Metal
    Condition
    • New Construction
    • New construction: Yes
    • Year built: 2025

    Utilities & green energy

    • Sewer: Municipal Sewer, Public Sewer
    • Utilities for property: FKAA, Buyer to Verify

    Community & HOA

    Community
    • Security: Other
    • Subdivision: Winston Waterway (102.0)
    HOA
    • Has HOA: No
    • Services included: None
    Location
    • Region: Key Largo

    Financial & listing details

    • Price per square foot: $1,002/sqft
    • Tax assessed value: $351,624
    • Annual tax amount: $3,094
    • Date on market: 8/14/2025
    Get pre-qualifiedBe ready to make an offer.
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    Estimated market value

    $2,254,200

    $2.14M - $2.37M

    $5,982/mo

    Price history

    Price history
    DateEventPrice
    1/6/2026Price change$2,330,000-4.9%$1,002/sqft
    Source: Key West AOR #616151 Report a problem
    8/14/2025Listed for sale$2,451,000+964.3%$1,054/sqft
    Source: Key West AOR #616151 Report a problem
    8/14/2020Sold$230,300-0.7%$99/sqft
    Source: FLKMLS #591015 Report a problem
    7/1/2020Price change$232,000-6.5%$100/sqft
    Source: Kirilauscas & Associates Realty, LLC #591015 Report a problem
    4/23/2020Price change$248,000-15.8%$107/sqft
    Source: Kirilauscas & Associates Realty, LLC #589303 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2025$3,095 +5.6%$351,624 +6.9%
    2024$2,931 +8.9%$328,988 +10%
    2023$2,691 +13.7%$299,080 +10%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $13,993/mo
    Principal & interest
    $11585
    Property taxes
    $1592
    Home insurance
    $816

      Climate risks

      Neighborhood: 33037

      Nearby schools

      GreatSchools rating

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