Live the resort lifestyle in sought-after Windward Ranch! This stunning 5-bedroom, 4-bath luxury home offers a heated, screen-enclosed pool, no CDD fees, and a VA assumable loan at just 2.25%! Inside, the open-concept design showcases a gourmet kitchen with double ovens and an expanded pantry—perfect for those who love to cook, entertain or large family. The primary suite is conveniently located downstairs and features a recently remodeled spa-like bath with an oversized walk-in shower (tub removed for extra space) and custom built-in closets. A guest suite with a full bath on the main level is ideal for in-laws or visitors, while upstairs offers a loft and three additional bedrooms and 2 bathrooms. 3 car garage with storage options. Be sure to ask for the Features Sheet with the many extras in this home!! Enjoy Windward Ranch's resort-style amenities—a pool, miniature golf, fitness center, and clubhouse café with food and adult beverages
Active under contract
$729,990
86 SAINT KITTS Loop, St. Augustine, FL 32092
5beds
3,392sqft
Est.:
Single Family Residence
Built in 2017
0.37 Acres Lot
$712,700 Zestimate®
$215/sqft
$143/mo HOA
What's special
Screen-enclosed poolRemodeled spa-like bathGourmet kitchenOpen-concept designCustom built-in closetsDouble ovensOversized walk-in shower
- 33 days |
- 1,483 |
- 86 |
Zillow last checked: 8 hours ago
Listing updated: December 09, 2025 at 07:20am
Listed by:
DAWN SUTHERLAND 904-477-6357,
BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY 833-765-3244
Source: realMLS,MLS#: 2115343
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Heating
- Central, Heat Pump
Cooling
- Central Air
Appliances
- Included: Double Oven, Dryer, Gas Range, Gas Water Heater, Instant Hot Water, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler
- Laundry: Lower Level
Features
- Breakfast Bar, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Master Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
- Flooring: Carpet, Tile
- Number of fireplaces: 1
Interior area
- Total structure area: 4,300
- Total interior livable area: 3,392 sqft
Property
Parking
- Total spaces: 3
- Parking features: Garage, Garage Door Opener
- Garage spaces: 3
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Front Porch, Porch, Rear Porch, Screened
- Pool features: In Ground, Fenced, Gas Heat, Pool Sweep, Screen Enclosure, Waterfall
- Fencing: Back Yard,Vinyl
- Has view: Yes
- View description: Pond
- Has water view: Yes
- Water view: Pond
- Waterfront features: Pond
Lot
- Size: 0.37 Acres
- Features: Sprinklers In Front, Sprinklers In Rear
Details
- Parcel number: 0274420500
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Multi Generational,Traditional
- Property subtype: Single Family Residence
Materials
- Fiber Cement, Frame
- Roof: Shingle
Condition
- Updated/Remodeled
- New construction: No
- Year built: 2017
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Natural Gas Connected, Water Connected
Community & HOA
Community
- Security: 24 Hour Security, Security Gate, Security Lights
- Subdivision: Windward Ranch
HOA
- Has HOA: Yes
- Amenities included: Basketball Court, Clubhouse, Fitness Center, Pickleball, Playground
- HOA fee: $428 quarterly
- HOA name: Total Professional Assoc Mgmt
- HOA phone: 904-295-3251
Location
- Region: Saint Augustine
Financial & listing details
- Price per square foot: $215/sqft
- Tax assessed value: $589,713
- Annual tax amount: $254
- Date on market: 11/11/2025
- Listing terms: Assumable,Cash,Conventional,FHA,VA Loan
- Road surface type: Asphalt
Estimated market value
$712,700
$677,000 - $748,000
$4,447/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/11/2025 | Listed for sale | $729,990+98.4%$215/sqft |
Source:  realMLS #2115343 Report a problem | ||
| 11/17/2017 | Sold | $367,990$108/sqft |
Source: realMLS #891492 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $254 | $405,638 +3% |
| 2023 | $254 +7.6% | $393,823 +6.2% |
| 2022 | $236 -91.1% | $370,935 +3% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$4,700/mo
Principal & interest
$3505
Property taxes
$797
Other costs
$398
Climate risks
Neighborhood: 32092
Nearby schools
GreatSchools rating
- 9/10Mill Creek AcademyGrades: PK-8Distance: 4.1 mi
- 6/10St. Augustine High SchoolGrades: 9-12Distance: 5.6 mi
Schools provided by the listing agent
- Elementary: Mill Creek Academy
- Middle: Mill Creek Academy
- High: St. Augustine
Source: realMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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