Premium lakefront in a Premium Location! If you are looking for prime lake-frontage this is a must see. Located on a peaceful cove with level lakefront, a private Type A boat dock, and expansive lake views, the 4 bedroom 2 bath cottage with detached 2-car garage offers a convenient location, expansive views from almost every room and great water depth. Newly renovated bathrooms, bedrooms, and recreation areas. Situated in the heart of Deep Creek Lake, this property is truly close to everything: 1 mile to Deep Creek Lake State Park, 2 miles to Deep Creeks best restaurants, 2.5 miles to Garrett Cinemas and Arrowhead Market, 3.7 miles to marinas, 8 miles to Wisp Resort, easy access by water to the Deep Creek Yacht Club, 6 miles to Thousand Acres Golf Club and about 10 miles to Lodestone Golf Course and attractions like Swallow Falls and Herrington Manor State Parks. The property also offers easy access to I-68 and Corridor H. The location on the lake is ideal for all outdoor activities, including Boating, Sailing, Kayaking, Water Skiing, Tubing, and Surfing. The property comes with a Type A dock which allows 2 power boats and a third vessel like a WaveRunner or sailboat. This charming cottage includes a main level primary suite, an updated kitchen with granite counters and stainless steel appliances, large spaces for entertainment, 2 full bathrooms, a separate dining room, central A/C, public sewer (avoiding the construction restrictions imposed by septic systems), and 100 feet of level lake frontage. The coveted southern exposure offers all day sun to the dock, yard, firepit, and lakeside deck. Two-car garage. Level outdoor parking area ideal for all weather conditions. Large building envelope for expansion of existing cottage or future rebuild. Minimal restrictions. No HOA fees. Holds a TVRU rental license for 4 bedrooms, 12-person occupancy. Properties with this location, accessibility, level lake frontage, and capacity for expansion afforded by public sewer are a rare find. Schedule your appointment today!
Sold for $1,499,990 on 09/19/25
$1,499,990
85 Windy Cove Rd, Swanton, MD 21561
4beds
1,508sqft
Single Family Residence
Built in 1974
0.57 Acres Lot
$1,510,300 Zestimate®
$995/sqft
$1,771 Estimated rent
Home value
$1,510,300
$1.18M - $1.93M
$1,771/mo
Zestimate® history
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What's special
Zillow last checked: 8 hours ago
Listing updated: September 19, 2025 at 05:47am
Listed by:
Mike Kennedy 301-616-6106,
Railey Realty, Inc.
Bought with:
Betsy Spiker Holcomb, 518606
Taylor Made Deep Creek Vacations & Sales
Source: Bright MLS,MLS#: MDGA2009482
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Basement
- Area: 384
Heating
- Forced Air, Heat Pump, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Microwave, Dishwasher, Dryer, Oven/Range - Electric, Refrigerator, Stainless Steel Appliance(s), Washer, Water Heater, Electric Water Heater
- Laundry: Main Level
Features
- Ceiling Fan(s), Dining Area, Entry Level Bedroom, Open Floorplan, Primary Bath(s), Dry Wall, Wood Walls, Wood Ceilings, Beamed Ceilings, Vaulted Ceiling(s)
- Flooring: Luxury Vinyl, Carpet
- Doors: Sliding Glass
- Windows: Casement
- Basement: Unfinished,Connecting Stairway,Exterior Entry
- Has fireplace: No
Interior area
- Total structure area: 1,892
- Total interior livable area: 1,508 sqft
- Finished area above ground: 1,508
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Storage, Garage Faces Front, Garage Door Opener, Gravel, Detached
- Garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Two and One Half
- Stories: 2
- Patio & porch: Deck, Porch
- Pool features: None
- Has view: Yes
- View description: Lake, Water, Panoramic
- Has water view: Yes
- Water view: Lake,Water
- Waterfront features: Private Dock Site, Lake, Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Waterski/Wakeboard, Swimming Allowed
- Body of water: Deep Creek Lake
- Frontage length: Water Frontage Ft: 100
Lot
- Size: 0.57 Acres
- Features: Premium, Open Lot, Level, No Thru Street, Rear Yard, Front Yard
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 1218007037
- Zoning: LR
- Zoning description: Lake Residential
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence
Materials
- Frame
- Foundation: Block
- Roof: Shingle
Condition
- Excellent
- New construction: No
- Year built: 1974
- Major remodel year: 2025
Utilities & green energy
- Sewer: Public Sewer
- Water: Well
- Utilities for property: Cable
Community & neighborhood
Location
- Region: Swanton
- Subdivision: Beckman's Peninsula
Other
Other facts
- Listing agreement: Exclusive Right To Sell
- Listing terms: Conventional,Cash
- Ownership: Fee Simple
- Road surface type: Gravel
Price history
| Date | Event | Price |
|---|---|---|
| 9/19/2025 | Sold | $1,499,990-2.5%$995/sqft |
Source:  Bright MLS #MDGA2009482 | ||
| 8/30/2025 | Contingent | $1,539,000$1,021/sqft |
Source: Bright MLS #MDGA2009482 | ||
| 7/29/2025 | Price change | $1,539,000-2.5%$1,021/sqft |
Source: Bright MLS #MDGA2009482 | ||
| 5/15/2025 | Listed for sale | $1,579,000+3.5%$1,047/sqft |
Source: Bright MLS #MDGA2009482 | ||
| 10/10/2024 | Listing removed | $1,525,000$1,011/sqft |
Source: Bright MLS #MDGA2007692 | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $8,830 +12.2% | $747,000 +10.9% |
| 2024 | $7,866 +12.3% | $673,467 +12.3% |
| 2023 | $7,007 +14% | $599,933 +14% |
Find assessor info on the county website
Neighborhood: 21561
Nearby schools
GreatSchools rating
- 4/10Broad Ford Elementary SchoolGrades: PK-5Distance: 7.5 mi
- 5/10Southern Middle SchoolGrades: 6-8Distance: 7.5 mi
- 5/10Southern Garrett High SchoolGrades: 9-12Distance: 8.5 mi
Schools provided by the listing agent
- District: Garrett County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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