Reduced!!! Great Kentucky Lake Area Vacation, Retirement Home, Or Short Term Rental Opportunity Located In The Waterfront Community Of Pirates Cove Resort On Kentucky Lake. This Home Includes 4 Bedrooms, 2 Baths, Wrap-around Porch, Private In-ground Pool, Pool House With Toilet And Storage, Storm Shelter, Outbuildings, And A Very Nice 3 Bay 45 X 54 Garage/shop With Three 10x12 Doors. Store Your Utility Vehicles, Boats, Campers Or Lease To Others For Supplemental Income! Updates In The Past 5 Years Include: New Metal Roof, Composite Flooring Thru Out, New Gas Stove, 2 Refrigerators, Dishwasher, Air & Furnace, And A New Gas Water Heater. This Is A Waterfront Community With Several Amenities, Including Private Airstrip, Marina, Boat Launch, Clubhouse With Pool, Basketball Courts And Miniature Golf!
For sale
Price cut: $40K (2/16)
$299,900
842 Treasure Island Rd, Hardin, KY 42048
4beds
1,800sqft
Est.:
Manufactured Home
Built in 1987
0.96 Acres Lot
$-- Zestimate®
$167/sqft
$28/mo HOA
What's special
- 465 days |
- 187 |
- 5 |
Zillow last checked: 8 hours ago
Listing updated: February 16, 2026 at 11:12am
Listed by:
Jeff Smith 270-703-2620,
RE/MAX Real Estate Associates
Source: WKRMLS,MLS#: 129524Originating MLS: Realtor Association of Western Kentucky, Inc
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 4
Primary bedroom
- Level: Main
Bedroom 2
- Level: Main
Bedroom 3
- Level: Main
Bedroom 4
- Level: Main
Bathroom
- Features: Double Vanity, Separate Shower, Walk-In Closet(s)
Dining room
- Level: Main
Kitchen
- Features: Breakfast Area, Kitchen/Dining Room
- Level: Main
Heating
- Forced Air, Gas Pack, Multiple Units, Propane
Cooling
- Central Air, Window Unit(s)
Appliances
- Included: Dishwasher, Dryer, Microwave, Refrigerator, Stove, Washer
- Laundry: Laundry Closet, In Kitchen, Washer/Dryer Hookup
Features
- Ceiling Fan(s), Closet Light(s), Tray/Vaulted Ceiling, Workshop, High Ceilings, Paneling
- Windows: Metal Frame
- Basement: Crawl Space,None
- Has fireplace: Yes
- Fireplace features: Gas Log, Living Room
Interior area
- Total structure area: 1,800
- Total interior livable area: 1,800 sqft
- Finished area below ground: 0
Property
Parking
- Total spaces: 4
- Parking features: Detached, Workshop in Garage, Garage Door Opener, Paved
- Garage spaces: 4
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered Porch
- Exterior features: Lighting
- Pool features: In Ground, Association
- Waterfront features: Lake Area, Kentucky Lake
- Body of water: Kentucky Lake
Lot
- Size: 0.96 Acres
- Features: Trees, County, Level
Details
- Additional structures: Outbuilding
- Parcel number: 740A25041
Construction
Type & style
- Home type: MobileManufactured
- Property subtype: Manufactured Home
Materials
- Vinyl Siding
- Foundation: Concrete Block
- Roof: Metal
Condition
- New construction: No
- Year built: 1987
Utilities & green energy
- Electric: Circuit Breakers, Western KY RECC
- Gas: Propane
- Sewer: Lagoon
- Water: Water District
- Utilities for property: Garbage - Private, Propane Tank Rented
Community & HOA
Community
- Features: Community Slip/SEE REMARKS, Sidewalks, Street Lights
- Security: Smoke Detector(s)
- Subdivision: Pirates Cove
HOA
- Has HOA: Yes
- Services included: Common Ground, Parking, Other/See Remarks
- HOA fee: $332 annually
Location
- Region: Hardin
Financial & listing details
- Price per square foot: $167/sqft
- Tax assessed value: $50,000
- Annual tax amount: $518
- Date on market: 11/11/2024
- Road surface type: Blacktop
- Body type: Double Wide
Estimated market value
Not available
Estimated sales range
Not available
$1,132/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/16/2026 | Price change | $299,900-11.8%$167/sqft |
Source: WKRMLS #129524 Report a problem | ||
| 6/16/2025 | Price change | $339,900-2.9%$189/sqft |
Source: WKRMLS #129524 Report a problem | ||
| 11/11/2024 | Listed for sale | $349,900$194/sqft |
Source: WKRMLS #129524 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2023 | $518 -58.5% | $50,000 +25% |
| 2022 | $1,249 -1.2% | $40,000 |
| 2021 | $1,265 -0.7% | $40,000 |
| 2020 | $1,275 0% | $40,000 |
| 2019 | $1,275 -0.4% | $40,000 |
| 2018 | $1,280 -0.1% | $40,000 |
| 2017 | $1,281 -6.3% | $40,000 |
| 2016 | $1,367 -0.5% | $40,000 |
| 2015 | $1,375 | $40,000 |
| 2014 | $1,375 | $40,000 |
| 2010 | -- | $40,000 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,618/mo
Principal & interest
$1410
Property taxes
$180
HOA Fees
$28
Climate risks
Neighborhood: 42048
Nearby schools
GreatSchools rating
- 2/10Jonathan Elementary SchoolGrades: PK-5Distance: 5.3 mi
- NAPurchase Youth VillageGrades: 1-12Distance: 10.4 mi
- 6/10Marshall County High SchoolGrades: 9-12Distance: 11.6 mi
Schools provided by the listing agent
- Elementary: Jonathan
- Middle: South Marshall Middle
- High: Marshall Co.
Source: WKRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.



