Welcome Home to 8315 Saddle Ridge Terrace! Back on the Market—Better Than Ever! The scheduled upgrades are complete and we have a Price Improvement! Discover this beautifully maintained Colonial in the highly sought-after Montgomery Meadows community of Ellicott City. Perfectly situated on a landscaped lot at the end of a quiet cul-de-sac, this home combines comfort, space, and timeless style. Inside, you’ll find 4 spacious bedrooms, 2.5 bathrooms, and a thoughtfully designed layout ideal for both everyday living and entertaining. The standout primary suite is a private retreat, featuring a luxurious ensuite bath and serene ambiance. The heart of the home is the generous eat-in kitchen, complete with an island that flows into the step-down family room. Here you’ll enjoy a cozy wood-burning fireplace and Patio doors opening to a private deck—perfect for gatherings or quiet evenings. Additional highlights include: Fresh paint throughout Brand-new hardwood floors on the main level and stairs Elegant formal living and dining rooms with crown molding and chair rail A dedicated home office just off the foyer Fenced and level backyard—ideal for pets, play, and entertaining For peace of mind, all the major systems have been updated, including the roof, HVAC, and water heater. Conveniently located just minutes from BWI Airport, Ravens Stadium, Camden Yards, and major commuter routes (100, 29, and I-95), this home offers both accessibility and charm within a welcoming community. Top-rated schools and multiple daycare/preschool options are located within 2 miles. Don’t miss your opportunity to make 8315 Saddle Ridge Terrace your new home—schedule your showing today!
For sale
Price cut: $10K (10/8)
$865,000
8315 Saddle Ridge Ter, Ellicott City, MD 21043
4beds
2,388sqft
Est.:
Single Family Residence
Built in 1992
0.39 Acres Lot
$-- Zestimate®
$362/sqft
$13/mo HOA
What's special
Cozy wood-burning fireplaceLandscaped lotThoughtfully designed layoutPrivate deckDedicated home officeCrown moldingFenced and level backyard
- 104 days |
- 1,844 |
- 62 |
Zillow last checked: 8 hours ago
Listing updated: November 11, 2025 at 05:59am
Listed by:
Mark Regal 443-250-1321,
RE/MAX Advantage Realty 443-573-9200,
Listing Team: Greatest Moves Team, Co-Listing Agent: Ronald W. Howard 443-414-3338,
RE/MAX Advantage Realty
Source: Bright MLS,MLS#: MDHW2059392
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Basement
- Area: 1300
Heating
- Forced Air, Humidity Control, Natural Gas
Cooling
- Ceiling Fan(s), Central Air, Electric
Appliances
- Included: Dishwasher, Disposal, Dryer, Exhaust Fan, Ice Maker, Microwave, Oven/Range - Gas, Self Cleaning Oven, Range Hood, Refrigerator, Washer, Gas Water Heater
- Laundry: Main Level
Features
- Breakfast Area, Family Room Off Kitchen, Kitchen Island, Kitchen - Table Space, Dining Area, Primary Bath(s), Open Floorplan, Eat-in Kitchen, Cathedral Ceiling(s), 9'+ Ceilings, Vaulted Ceiling(s)
- Flooring: Hardwood, Carpet, Tile/Brick, Wood
- Doors: Atrium, French Doors, Insulated, Six Panel
- Windows: Atrium, Bay/Bow, Palladian, Screens, Skylight(s), Storm Window(s), Window Treatments
- Basement: Sump Pump,Full,Space For Rooms,Unfinished
- Number of fireplaces: 1
- Fireplace features: Glass Doors, Heatilator, Mantel(s), Screen
Interior area
- Total structure area: 3,688
- Total interior livable area: 2,388 sqft
- Finished area above ground: 2,388
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Garage Door Opener, Asphalt, Off Street, Attached
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: 2+ Access Exits, Accessible Doors, Accessible Hallway(s)
Features
- Levels: Three
- Stories: 3
- Patio & porch: Deck
- Exterior features: Sidewalks
- Pool features: None
- Fencing: Partial,Back Yard
Lot
- Size: 0.39 Acres
- Features: Cul-De-Sac
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 1401244027
- Zoning: R20
- Special conditions: Standard
- Other equipment: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Frame, Vinyl Siding
- Foundation: Concrete Perimeter
- Roof: Asphalt,Architectural Shingle
Condition
- Very Good
- New construction: No
- Year built: 1992
- Major remodel year: 2025
Details
- Builder model: CHAPEL HILL
- Builder name: NV HOMES
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Multiple Phone Lines, Underground Utilities
Community & HOA
Community
- Subdivision: Montgomery Meadows
HOA
- Has HOA: Yes
- Amenities included: Other
- Services included: Other
- HOA fee: $152 annually
- HOA name: MONNTGOMERY MEADOWS II
Location
- Region: Ellicott City
Financial & listing details
- Price per square foot: $362/sqft
- Tax assessed value: $647,067
- Annual tax amount: $8,731
- Date on market: 9/18/2025
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 10/8/2025 | Price change | $865,000-1.1%$362/sqft |
Source: | ||
| 9/18/2025 | Listed for sale | $875,000+537.9%$366/sqft |
Source: | ||
| 1/4/2017 | Sold | $137,178-58.9%$57/sqft |
Source: Public Record Report a problem | ||
| 8/1/2001 | Sold | $333,500+41.9%$140/sqft |
Source: Public Record Report a problem | ||
| 12/24/1997 | Sold | $235,000-1.7%$98/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $647,067 +9.7% |
| 2024 | $6,640 +10.8% | $589,733 +10.8% |
| 2023 | $5,995 | $532,400 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$5,230/mo
Principal & interest
$4121
Property taxes
$793
Other costs
$316
Climate risks
Neighborhood: 21043
Nearby schools
GreatSchools rating
- 7/10Waterloo Elementary SchoolGrades: PK-5Distance: 1.5 mi
- 7/10Bonnie Branch Middle SchoolGrades: 6-8Distance: 1.5 mi
- 9/10Howard High SchoolGrades: 9-12Distance: 0.7 mi
Schools provided by the listing agent
- District: Howard County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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