Experience lakefront living at its finest in this exceptional 5-bedroom, 3.5-bath home offering over 4,600 square feet of living space on a private lot of more than one acre. Featuring an incredibly spacious primary suite on the main level, as well as an additional master suite on the second level, this home is ideal for both full-time living and hosting guests. Enjoy breathtaking lake views from nearly every angle, anchored by a stunning native stone fireplace and a spacious, well-appointed gourmet kitchen, perfect for entertaining. Outdoor living is unmatched with a three-tiered deck system with incredible views of the lake, outdoor fireplace, and a private walkway leading to approximately 125 feet of pristine lake frontage. A 2-car attached garage and an additional 3-car detached garage with an 18'X32" storage area on the second level provide ample space for vehicles, boats, and storage. With well and septic, propane forced-air heating with heat pump, and central A/C, this property offers comfort and efficiency year-round. Whether you’re seeking a primary residence, luxury vacation retreat, or rental/investment opportunity, this lakefront estate delivers the ultimate waterfront lifestyle. RAILEY REALTY IS NOT THE CARETAKER OF PROPERTIES LISTED BY IT. DURING INCLEMENT WEATHER CONDITIONS, PROSPECTIVE PURCHASERS AND THEIR AGENTS ASSUME ALL LIABILITY ASSOCIATED WITH OR BY WEATHER AT THE PROPERTY.
For sale
$1,900,000
815 Chadderton School Rd, Oakland, MD 21550
5beds
4,619sqft
Est.:
Single Family Residence
Built in 1989
1.15 Acres Lot
$1,856,300 Zestimate®
$411/sqft
$-- HOA
What's special
Outdoor fireplaceStunning native stone fireplaceSpacious well-appointed gourmet kitchen
- 10 days |
- 940 |
- 28 |
Zillow last checked: 8 hours ago
Listing updated: February 24, 2026 at 06:09am
Listed by:
Kevin Liller 301-616-8382,
Railey Realty, Inc. 301-387-2000,
Co-Listing Agent: Ashley E Fadley 301-616-8383,
Railey Realty, Inc.
Source: Bright MLS,MLS#: MDGA2011092
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Rooms
- Room types: Living Room, Primary Bedroom, Sitting Room, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Foyer, Loft, Office, Utility Room, Bathroom 3, Primary Bathroom
Primary bedroom
- Features: Ceiling Fan(s), Flooring - Carpet
- Level: Main
- Area: 300 Square Feet
- Dimensions: 15 X 20
Primary bedroom
- Features: Ceiling Fan(s), Flooring - Carpet
- Level: Upper
- Area: 336 Square Feet
- Dimensions: 14 X 24
Bedroom 3
- Features: Ceiling Fan(s), Flooring - Carpet
- Level: Upper
- Area: 195 Square Feet
- Dimensions: 13 X 15
Bedroom 4
- Features: Flooring - Carpet
- Level: Upper
- Area: 195 Square Feet
- Dimensions: 13 X 15
Bedroom 5
- Features: Ceiling Fan(s), Flooring - Carpet
- Level: Upper
- Area: 143 Square Feet
- Dimensions: 11 X 13
Primary bathroom
- Features: Flooring - Ceramic Tile, Bathroom - Walk-In Shower, Bathroom - Jetted Tub, Walk-In Closet(s)
- Level: Main
- Area: 220 Square Feet
- Dimensions: 11 X 20
Primary bathroom
- Features: Flooring - Ceramic Tile, Walk-In Closet(s), Bathroom - Walk-In Shower
- Level: Upper
Bathroom 3
- Features: Jack and Jill Bathroom, Flooring - Ceramic Tile
- Level: Upper
Family room
- Features: Flooring - Carpet, Fireplace - Wood Burning
- Level: Main
- Area: 280 Square Feet
- Dimensions: 14 X 20
Foyer
- Features: Flooring - Stone
- Level: Main
- Area: 169 Square Feet
- Dimensions: 13 X 13
Kitchen
- Features: Flooring - Ceramic Tile, Ceiling Fan(s), Countertop(s) - Solid Surface, Kitchen - Propane Cooking, Kitchen Island
- Level: Main
- Area: 420 Square Feet
- Dimensions: 20 X 21
Living room
- Features: Flooring - Carpet, Ceiling Fan(s), Wet Bar, Flooring - Ceramic Tile
- Level: Main
- Area: 440 Square Feet
- Dimensions: 20 X 22
Loft
- Features: Flooring - Carpet
- Level: Upper
- Area: 136 Square Feet
- Dimensions: 8 X 17
Office
- Features: Ceiling Fan(s), Flooring - Carpet
- Level: Main
- Area: 165 Square Feet
- Dimensions: 11 X 15
Sitting room
- Features: Flooring - Carpet
- Level: Main
- Area: 130 Square Feet
- Dimensions: 10 X 13
Utility room
- Features: Flooring - Ceramic Tile, Pantry
- Level: Main
- Area: 102 Square Feet
- Dimensions: 6 X 17
Heating
- Baseboard, Forced Air, Heat Pump, Electric, Propane
Cooling
- Central Air, Electric
Appliances
- Included: Cooktop, Dishwasher, Dryer, Exhaust Fan, Extra Refrigerator/Freezer, Ice Maker, Microwave, Double Oven, Oven, Oven/Range - Electric, Refrigerator, Range Hood, Stainless Steel Appliance(s), Washer, Water Treat System, Electric Water Heater
- Laundry: Main Level
Features
- Bar, Bathroom - Walk-In Shower, Butlers Pantry, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Open Floorplan, Kitchen - Gourmet, Kitchen Island, Primary Bath(s), Store/Office, Upgraded Countertops, Walk-In Closet(s), Dry Wall
- Flooring: Carpet, Ceramic Tile
- Basement: Partial
- Number of fireplaces: 1
- Fireplace features: Stone, Wood Burning
Interior area
- Total structure area: 4,619
- Total interior livable area: 4,619 sqft
- Finished area above ground: 4,619
- Finished area below ground: 0
Property
Parking
- Total spaces: 8
- Parking features: Storage, Garage Faces Front, Garage Door Opener, Oversized, Asphalt, Attached, Detached, Driveway
- Attached garage spaces: 5
- Uncovered spaces: 3
- Details: Garage Sqft: 1468
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Pool features: None
- Spa features: Bath
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Private Dock Site, Lake, Boat - Length Limit, Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited hours of Personal Watercraft Operation (PWC), Personal Watercraft (PWC), Private Access, Sail, Swimming Allowed, Waterski/Wakeboard
- Body of water: Deep Creek Lake
- Frontage length: Water Frontage Ft: 125
Lot
- Size: 1.15 Acres
- Features: Fishing Available, Landscaped
Details
- Additional structures: Above Grade, Below Grade, Outbuilding
- Parcel number: 1218064731
- Zoning: NONE
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Frame
- Foundation: Block, Crawl Space
- Roof: Architectural Shingle
Condition
- Very Good
- New construction: No
- Year built: 1989
Utilities & green energy
- Electric: 200+ Amp Service
- Sewer: Septic Exists
- Water: Well
Community & HOA
Community
- Subdivision: Deep Creek Lake
HOA
- Has HOA: No
Location
- Region: Oakland
Financial & listing details
- Price per square foot: $411/sqft
- Tax assessed value: $1,670,900
- Annual tax amount: $18,915
- Date on market: 2/15/2026
- Listing agreement: Exclusive Right To Sell
- Inclusions: Appliances
- Exclusions: Personal Items
- Ownership: Fee Simple
Estimated market value
$1,856,300
$1.76M - $1.95M
$2,819/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/15/2026 | Listed for sale | $1,900,000+111.3%$411/sqft |
Source:  Bright MLS #MDGA2011092 Report a problem | ||
| 9/30/2016 | Listing removed | $899,000$195/sqft |
Source: Coldwell Banker Deep Creek Realty #GA8578404 Report a problem | ||
| 7/21/2015 | Price change | $899,000-7.8%$195/sqft |
Source: Coldwell Banker Deep Creek Realty #GA8578404 Report a problem | ||
| 3/20/2015 | Listed for sale | $975,000-11.3%$211/sqft |
Source: Coldwell Banker Deep Creek Realty #GA8578404 Report a problem | ||
| 10/1/2014 | Listing removed | $1,099,000$238/sqft |
Source: Long & Foster Real Estate #GA8353017 Report a problem | ||
| 5/20/2014 | Listed for sale | $1,099,000-12.1%$238/sqft |
Source: Long & Foster Real Estate #GA8353017 Report a problem | ||
| 1/4/2014 | Listing removed | $1,250,000$271/sqft |
Source: Long & Foster Real Estate #GA8054936 Report a problem | ||
| 4/16/2013 | Listed for sale | $1,250,000-3.8%$271/sqft |
Source: Long & Foster Real Estate #GA8054936 Report a problem | ||
| 2/1/2013 | Listing removed | $1,300,000$281/sqft |
Source: Long & Foster Real Estate #GA7882266 Report a problem | ||
| 7/11/2012 | Listed for sale | $1,300,000+90.3%$281/sqft |
Source: Long & Foster Real Estate #GA7882266 Report a problem | ||
| 9/24/2002 | Sold | $683,000+115.7%$148/sqft |
Source: Public Record Report a problem | ||
| 9/29/1997 | Sold | $316,666$69/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $18,945 +13.2% | $1,670,900 +16.7% |
| 2024 | $16,730 +20% | $1,432,333 +20% |
| 2023 | $13,943 +25% | $1,193,767 +25% |
| 2022 | $11,157 +1.2% | $955,200 +1.2% |
| 2021 | $11,024 +1.2% | $943,800 +1.2% |
| 2020 | $10,890 +1.2% | $932,400 +1.2% |
| 2019 | $10,757 +6% | $921,000 |
| 2018 | $10,149 0% | $921,000 |
| 2017 | $10,149 | $921,000 -1.2% |
| 2016 | -- | $932,000 |
| 2015 | -- | $932,000 |
| 2014 | -- | $932,000 -19.5% |
| 2013 | -- | $1,157,800 |
| 2012 | -- | $1,157,800 |
| 2011 | -- | $1,157,800 -1.6% |
| 2010 | -- | $1,176,500 +7.1% |
| 2009 | -- | $1,098,386 +7.7% |
| 2008 | -- | $1,020,273 +8.3% |
| 2007 | -- | $942,160 +51.1% |
| 2006 | -- | $623,520 +12.1% |
| 2005 | -- | $556,300 +14% |
| 2004 | -- | $487,810 +8.4% |
| 2003 | -- | $450,206 +9.1% |
| 2002 | -- | $412,603 +10% |
| 2001 | -- | $375,000 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$10,797/mo
Principal & interest
$9483
Property taxes
$1314
Climate risks
Neighborhood: 21550
Nearby schools
GreatSchools rating
- 4/10Broad Ford Elementary SchoolGrades: PK-5Distance: 4.7 mi
- 5/10Southern Middle SchoolGrades: 6-8Distance: 4.7 mi
- 5/10Southern Garrett High SchoolGrades: 9-12Distance: 5.5 mi
Schools provided by the listing agent
- Middle: Southern Middle
- High: Southern Garrett High
- District: Garrett County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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