CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Charming Ranch-Style Retreat on 4 Acres with Guest House & Pool. Nestled on 4 picturesque acres, this beautifully maintained 3-bedroom, 2-bathroom ranch-style home offers the perfect blend of comfort and country living. The open floor plan features a gas fireplace, ideal for cozy evenings, and flows seamlessly into the renovated kitchen. A highlight of the main house is the expansive screened-in patio with a hot tub, creating the perfect space to unwind.
Step outside to enjoy the inground pool, complete with recently updated pool equipment and a brand-new gas heater for year-round enjoyment.
Adding to the charm of this property is the detached 1-bedroom, 1-bathroom mother-in-law suite with washer/Dryer hookups, boasting a cedar-infused interior with an incredible aroma. The suite features a full bathroom with a walk-in shower, a renovated kitchen with granite countertops, stainless steel appliances, and a large screened-in patio, providing privacy and comfort for guests or extended family.
The home and guest house are situated on approximately 2 acres, with an additional 2-acre pasture adjacent—perfect for horses or other outdoor pursuits. Other property highlights include: Shed with electricity for extra storage or a workshop, Brand-new HVAC systems installed in 2024 for both the main house and guest house, New hot water heaters in both homes, and Metal roofs on both dwellings.
This property is a rare find, offering space, upgrades, and versatility. Schedule your showing today!
Sold for $410,000
$410,000
8116 Cluster Rd, Panama City, FL 32404
4beds
2,296sqft
Single Family Residence
Built in 1986
4.02 Acres Lot
$409,300 Zestimate®
$179/sqft
$2,522 Estimated rent
Home value
$409,300
$368,000 - $454,000
$2,522/mo
Zestimate® history
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Owner options
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What's special
Zillow last checked: 8 hours ago
Listing updated: January 06, 2026 at 03:41am
Listed by:
The Jarrett Group 850-279-5911,
Keller Williams Success Realty,
Jordan Jarrett 850-890-4220,
Keller Williams Success Realty
Bought with:
Michael W Smith, 3258497
CENTURY 21 Commander Realty
Source: CPAR,MLS#: 770736
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Level: First
- Dimensions: 15 x 11
Primary bedroom
- Level: First
- Dimensions: 15 x 10
Bedroom
- Level: Second
- Dimensions: 16 x 11
Bedroom
- Level: Second
- Dimensions: 11 x 10
Other
- Level: First
- Dimensions: 8 x 5
Other
- Level: Second
- Dimensions: 5 x 4
Other
- Level: First
- Dimensions: 10 x 6
Laundry
- Level: First
- Dimensions: 11 x 10
Living room
- Description: Living / Dining combo
- Level: First
- Dimensions: 22 x 22
Living room
- Description: Living / Dining combo
- Level: First
- Dimensions: 22 x 15
Office
- Level: First
- Dimensions: 10 x 8
Screened porch
- Level: First
- Dimensions: 34 x 12
Heating
- Central, Electric, Fireplace(s)
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Oven, Electric Water Heater
Features
- Flooring: Luxury Vinyl Plank
- Has fireplace: Yes
- Fireplace features: Gas
Interior area
- Total structure area: 2,296
- Total interior livable area: 2,296 sqft
Property
Features
- Stories: 1
- Patio & porch: Enclosed, Patio, Porch, Screened
- Exterior features: Patio, Porch
- Has private pool: Yes
- Pool features: In Ground, Private
- Fencing: Fenced,Partial
Lot
- Size: 4.02 Acres
- Dimensions: 350 x 489 x 352 x 487
- Features: Paved
Details
- Additional structures: Guest House, Outbuilding, Shed(s)
- Parcel number: 05641084000
- Zoning description: Resid Single Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Condition
- New construction: No
- Year built: 1986
Utilities & green energy
- Utilities for property: Electricity Available
Community & neighborhood
Security
- Security features: Smoke Detector(s)
Community
- Community features: Short Term Rental Allowed
Location
- Region: Panama City
- Subdivision: No Named Subdivision
Price history
| Date | Event | Price |
|---|---|---|
| 5/6/2025 | Sold | $410,000$179/sqft |
Source:  CPAR #770736 Report a problem | ||
| 4/3/2025 | Contingent | $410,000$179/sqft |
Source: CPAR #770736 Report a problem | ||
| 3/21/2025 | Listed for sale | $410,000+82.1%$179/sqft |
Source: CPAR #770736 Report a problem | ||
| 7/29/2024 | Sold | $225,100-10%$98/sqft |
Source: Public Record Report a problem | ||
| 9/21/2018 | Sold | $250,000-2%$109/sqft |
Source: CPAR #674047 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,243 +78% | $259,362 +43% |
| 2023 | $1,821 +11.6% | $181,310 +3% |
| 2022 | $1,633 | $176,029 |
Find assessor info on the county website
Neighborhood: 32404
Nearby schools
GreatSchools rating
- 3/10Tommy Smith Elementary SchoolGrades: PK-5Distance: 3.2 mi
- 4/10Merritt Brown Middle SchoolGrades: 6-8Distance: 3.2 mi
- 2/10Rutherford High SchoolGrades: 6-12Distance: 8.7 mi
Schools provided by the listing agent
- Elementary: Tommy Smith
- Middle: Merritt Brown
- High: Rutherford
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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$409,300
2% more+$8,186
With Zillow Showcase(estimated)$417,486