This beautifully maintained home is located in the sought-after Three Lakes Subdivision within the D303 school district, featuring a very low HOA. A New Roof was installed in December 2025 with a 25-year warranty. Unique home has a practical and accommodating first-floor bedroom with a full hall bathroom, plus a spacious home office complete with French doors and a bay window. The foyer features oak hardwood flooring complemented by crown molding that extends throughout the entire home. The family room is bright and cozy, centered around a gas fireplace with a brick hearth. The gourmet kitchen includes maple cabinetry, granite countertops and backsplash, double ovens, a center island, a walk-in pantry, and high-end Dacor stainless steel appliances, with a sliding glass door leading to the deck. An elegant separate dining room complements the space. The first floor laundry/mudroom is equipped with cabinets, a sink, a large closet, and an exit door to the side yard. Upstairs, an open hallway overlooks the family room below. The substantial primary suite features tray ceilings, indirect lighting, and a large ensuite bathroom with double vanities, a whirlpool tub, a double-head shower, and a 20'x6' walk-in closet with California Closet shelving and lighting. Three additional large bedrooms with spacious closets share another full bathroom with double sinks. The basement includes a full-size bedroom with two large closets, a full bathroom with a walk-in shower, wall shelving, wet bar, recreation room with theater surround sound, and storage rooms/closets and an Active Radon System. The property spans over one acre, beautifully landscaped with an active Rainbird inground zoned sprinkler system and a freshly painted cedar deck. Trees were trimmed, and the driveway was seal-coated in Fall 2025. The three-car garage features epoxy floor coating and sturdy deck storage shelving. Security is enhanced with an ADT system and Ring cameras. The house wiring includes CAT5, cable, and DirecTV. For more details, please refer to the home detail sheet. Saint Charles is renowned as one of the best suburbs, offering excellent schools, a park district, library, parks, trails, shopping, dining, and a wealth of amenities for everyone to enjoy.
Active
$779,000
7N919 Cloverfield Rd, St Charles, IL 60175
6beds
3,579sqft
Est.:
Single Family Residence
Built in 2001
1.03 Acres Lot
$-- Zestimate®
$218/sqft
$21/mo HOA
What's special
Beautifully landscapedCenter islandIndirect lightingWall shelvingWalk-in pantryDouble ovensFreshly painted cedar deck
- 6 days |
- 1,683 |
- 36 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: February 10, 2026 at 10:07pm
Listing courtesy of:
Thomas Rasmussen, e-PRO,GRI 630-762-3902,
eXp Realty - Geneva,
Julianne Rasmussen 630-762-3922,
eXp Realty - Geneva
Source: MRED as distributed by MLS GRID,MLS#: 12561429
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 4
Rooms
- Room types: Bedroom 5, Bedroom 6
Primary bedroom
- Features: Flooring (Carpet), Window Treatments (Display Window(s), Plantation Shutters), Bathroom (Full, Double Sink, Lever/Easy to use faucets, Whirlpool & Sep Shwr)
- Level: Second
- Area: 420 Square Feet
- Dimensions: 20X21
Bedroom 2
- Features: Flooring (Carpet), Window Treatments (Display Window(s), Plantation Shutters)
- Level: Second
- Area: 195 Square Feet
- Dimensions: 13X15
Bedroom 3
- Features: Flooring (Carpet), Window Treatments (Display Window(s), Plantation Shutters)
- Level: Second
- Area: 195 Square Feet
- Dimensions: 13X15
Bedroom 4
- Features: Flooring (Carpet), Window Treatments (Display Window(s), Plantation Shutters)
- Level: Second
- Area: 156 Square Feet
- Dimensions: 12X13
Bedroom 5
- Features: Flooring (Carpet), Window Treatments (Display Window(s), Plantation Shutters)
- Level: Main
- Area: 165 Square Feet
- Dimensions: 11X15
Bedroom 6
- Features: Flooring (Carpet), Window Treatments (Insulated Windows, Plantation Shutters)
- Level: Basement
- Area: 220 Square Feet
- Dimensions: 11X20
Dining room
- Features: Flooring (Hardwood), Window Treatments (Display Window(s))
- Level: Main
- Area: 180 Square Feet
- Dimensions: 12X15
Family room
- Features: Flooring (Carpet), Window Treatments (Display Window(s), Plantation Shutters)
- Level: Main
- Area: 357 Square Feet
- Dimensions: 17X21
Kitchen
- Features: Kitchen (Eating Area-Breakfast Bar, Eating Area-Table Space, Pantry-Closet), Flooring (Ceramic Tile), Window Treatments (Blinds, Window Treatments)
- Level: Main
- Area: 336 Square Feet
- Dimensions: 16X21
Laundry
- Features: Flooring (Ceramic Tile), Window Treatments (Insulated Windows)
- Level: Main
- Area: 72 Square Feet
- Dimensions: 6X12
Heating
- Natural Gas, Sep Heating Systems - 2+
Cooling
- Central Air, Dual
Appliances
- Included: Gas Water Heater
- Laundry: Main Level, Gas Dryer Hookup, Sink
Features
- Vaulted Ceiling(s), Wet Bar, 1st Floor Bedroom, 1st Floor Full Bath, Walk-In Closet(s), High Ceilings, Center Hall Plan, Separate Dining Room, Pantry
- Flooring: Hardwood, Carpet, Wood
- Windows: Screens, Window Treatments, Drapes
- Basement: Finished,Egress Window,Rec/Family Area,Sleeping Area,Storage Space,Full,Daylight
- Attic: Unfinished
- Number of fireplaces: 1
- Fireplace features: Wood Burning, Gas Starter, Family Room
Interior area
- Total structure area: 7,615
- Total interior livable area: 3,579 sqft
- Finished area below ground: 1,808
Property
Parking
- Total spaces: 9
- Parking features: Asphalt, Garage Door Opener, Yes, Other, Attached, Garage
- Attached garage spaces: 3
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: No Disability Access
Features
- Stories: 2
- Patio & porch: Deck
Lot
- Size: 1.03 Acres
- Dimensions: 100 x 390 x 180 x 304
- Features: Landscaped, Sloped
Details
- Additional structures: Shed(s)
- Parcel number: 0906203006
- Special conditions: None
- Other equipment: Water-Softener Owned, TV-Dish, Ceiling Fan(s), Sump Pump, Sprinkler-Lawn, Backup Sump Pump;, Radon Mitigation System
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Tudor
- Property subtype: Single Family Residence
Materials
- Brick, Cedar
- Foundation: Concrete Perimeter
- Roof: Asphalt
Condition
- New construction: No
- Year built: 2001
Utilities & green energy
- Electric: Circuit Breakers, 200+ Amp Service
- Sewer: Septic Tank
- Water: Well
Community & HOA
Community
- Features: Lake, Street Paved
- Security: Security System, Carbon Monoxide Detector(s)
- Subdivision: Three Lakes
HOA
- Has HOA: Yes
- Services included: None
- HOA fee: $250 annually
Location
- Region: St Charles
Financial & listing details
- Price per square foot: $218/sqft
- Tax assessed value: $612,033
- Annual tax amount: $14,650
- Date on market: 2/5/2026
- Ownership: Fee Simple w/ HO Assn.
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/5/2026 | Listed for sale | $779,000-1%$218/sqft |
Source:  MRED as distributed by MLS GRID #12561429 Report a problem | ||
| 2/5/2026 | Listing removed | $787,000$220/sqft |
Source: eXp Realty #12479260 Report a problem | ||
| 11/2/2025 | Price change | $787,000-1.3%$220/sqft |
Source: MRED as distributed by MLS GRID #12479260 Report a problem | ||
| 10/2/2025 | Listed for sale | $797,000+54.8%$223/sqft |
Source: MRED as distributed by MLS GRID #12479260 Report a problem | ||
| 12/29/2003 | Sold | $515,000+13.2%$144/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $14,650 +4.5% | $204,011 +11.7% |
| 2023 | $14,018 +0.5% | $182,592 +2.5% |
| 2022 | $13,954 +4% | $178,069 +4.9% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$5,393/mo
Principal & interest
$3703
Property taxes
$1396
Other costs
$294
Climate risks
Neighborhood: 60175
Nearby schools
GreatSchools rating
- 10/10Ferson Creek SchoolGrades: PK-5Distance: 1.9 mi
- 9/10Thompson Middle SchoolGrades: 6-8Distance: 5.4 mi
- 8/10St Charles North High SchoolGrades: 9-12Distance: 3.3 mi
Schools provided by the listing agent
- Elementary: Ferson Creek Elementary School
- Middle: Thompson Middle School
- High: St Charles North High School
- District: 303
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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