Welcome to this captivating waterfront brick ranch, meticulously crafted by Adams Homes in 2017. Boasting 4 bedrooms and 2 full bathrooms, designed with an open concept in mind that features high ceilings, creating an expansive and welcoming atmosphere. Large kitchen features solid surface counters and dark wood cabinets with bright views of the breathtaking waterfront oasis. The backyard is an entertainer's delight, complete with a charming pergola, patio, cabinets and is perfect for soaking in the tranquil views. A firepit in addition to the screened lanai offers bug free or open air options to enjoy the views. The owner installed the well anchored pergola last year and it serves as an outdoor dining space. Experience the blend of luxury and nature in this exquisite home, offering the ideal setting for both relaxation and gatherings. Lumber Creek is minutes away from brand new Publix, I95, UF Medical and features a pool/clubhouse and park area. No CDD
Closed
$385,000
78317 SADDLE ROCK Road, Yulee, FL 32097
4beds
2,091sqft
Single Family Residence
Built in 2017
9,583.2 Square Feet Lot
$389,000 Zestimate®
$184/sqft
$2,395 Estimated rent
Home value
$389,000
$370,000 - $408,000
$2,395/mo
Zestimate® history
Loading...
Owner options
List your home for rent
$2,395/mo
Rent Zestimate®
Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.
Learn more$2,395/mo
Rent Zestimate®
Refinance and save
$2,828/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
See today's rates$2,828/mo
Est. payment
Explore your selling options
Work with a Zillow partner agent
Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.
Get startedList with your own agent
Get your home in front of millions of buyers by listing it on Zillow.
Learn how to do itSell it yourself
Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).
List your homeWhat's special
Zillow last checked: 7 hours ago
Listing updated: December 11, 2025 at 01:59pm
Listed by:
DANIEL STEPHENSON,
JPAR CITY AND BEACH 904-370-3500
Bought with:
COLDWELL BANKER VANGUARD REALTY
CORY HAYS, 3428436
Source: realMLS,MLS#: 2014554
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Microwave, Refrigerator
- Laundry: Electric Dryer Hookup, Sink, Washer Hookup
Features
- Breakfast Bar, Ceiling Fan(s), Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring: Carpet, Tile
- Number of fireplaces: 1
- Fireplace features: Gas
Interior area
- Total interior livable area: 2,091 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Patio
- Exterior features: Fire Pit
- Fencing: Back Yard
- Has view: Yes
- View description: Pond, Water
- Has water view: Yes
- Water view: Pond,Water
- Waterfront features: Pond
Lot
- Size: 9,583 sqft
Details
- Parcel number: 092N27129002030000
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch,Traditional
- Property subtype: Single Family Residence
Materials
- Frame
- Roof: Shingle
Condition
- Updated/Remodeled
- New construction: No
- Year built: 2017
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Connected, Propane, Other
Community & neighborhood
Security
- Security features: Smoke Detector(s)
Location
- Region: Yulee
- Subdivision: Lumber Creek
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $330 semi-annually
- Amenities included: Pool, Clubhouse, Jogging Path, Playground
Other
Other facts
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Asphalt
Price history
| Date | Event | Price |
|---|---|---|
| 5/28/2024 | Sold | $385,000$184/sqft |
Source:  realMLS #2014554 Report a problem | ||
| 4/10/2024 | Price change | $385,000-1.3%$184/sqft |
Source: realMLS #2014554 Report a problem | ||
| 3/15/2024 | Listed for sale | $389,900+81.6%$186/sqft |
Source: realMLS #2014554 Report a problem | ||
| 1/24/2017 | Sold | $214,675$103/sqft |
Source: realMLS #855856 Report a problem | ||
| 11/18/2016 | Pending sale | $214,675$103/sqft |
Source: ADAMS HOMES REALTY, INC. #855856 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,144 +2.8% | $241,074 +4.1% |
| 2023 | $3,058 +10.5% | $231,490 +3% |
| 2022 | $2,767 -0.9% | $224,748 +3% |
Find assessor info on the county website
Neighborhood: 32097
Nearby schools
GreatSchools rating
- 8/10Wildlight ElementaryGrades: PK-5Distance: 2.5 mi
- 9/10Yulee Middle SchoolGrades: 6-8Distance: 1.9 mi
- 5/10Yulee High SchoolGrades: PK,9-12Distance: 1.7 mi
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$389,000
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$389,000
- Florida
- Nassau County
- Yulee
- 32097
- 78317 SADDLE ROCK Road