?? Bayfront Bliss: Luxury Home on Saginaw Bay!
Wake up to a view that truly never gets old in this beautiful 3-bedroom, 2.5-bathroom waterfront home, perfectly nestled between the Saginaw and Kawkawlin Rivers. This property offers a rare combination of new, modern luxury and unbeatable Saginaw Bay access!
Key Features You'll Love:
• Move-In Ready: Enjoy a fresh start with all-new flooring, new appliances, and fresh paint throughout the main house.
• Ultimate Garage & Guest Suite: The massive two-car garage features a convenient half bath and a finished guest loft upstairs, complete with two large storage areas. Perfect for visitors, a home office, or a personal gym!
• Outdoor Living & Security: Relax on the maintenance-free composite decks both front and back. The covered back deck includes two skylights! The backyard is fully secured with white vinyl fencing (three gates) and features a front and back sprinkler system for easy lawn care.
• Peace of Mind: Never worry about power loss thanks to the Generac whole-house generator that powers both the home and the garage. A new roof was installed in 2023.
• The Waterfront Dream: Stroll onto your endless private beach or relax on the waterfront deck, providing the perfect spot to enjoy both sunrise and sunset over the bay.
This luxurious, fully equipped home sits on a deep
34' x282' lot. Great size front and back yard!
Annual property tax is 5600
SERIOUS INQUIRIES ONLY PLEASE!
MUST show proof of pre approval/proof of funds prior to showing.
No renting or land contracts.
For sale by owner
Price cut: $10K (11/29)
$410,000
777 Bay Rd, Bay City, MI 48706
3beds
1,500sqft
Est.:
SingleFamily
Built in 2014
10,000 Square Feet Lot
$-- Zestimate®
$273/sqft
$-- HOA
What's special
Waterfront deckPrivate beachGuest suiteSprinkler systemVinyl fencingOutdoor livingNew modern luxury
- 100 days |
- 1,496 |
- 76 |
Listed by:
Property Owner (989) 209-4097
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Heating
- Forced air, Gas
Cooling
- Central
Features
- Has fireplace: No
Interior area
- Total interior livable area: 1,500 sqft
Property
Parking
- Total spaces: 3
- Parking features: Garage - Attached
Features
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
Lot
- Size: 10,000 Square Feet
Details
- Parcel number: 010A1600003900
Construction
Type & style
- Home type: SingleFamily
Condition
- New construction: No
- Year built: 2014
Community & HOA
Community
- Features: Fifty Five Plus Active Community
- Senior community: Yes
Location
- Region: Bay City
Financial & listing details
- Price per square foot: $273/sqft
- Tax assessed value: $276,300
- Annual tax amount: $6,895
- Date on market: 9/22/2025
Estimated market value
Not available
Estimated sales range
Not available
$2,052/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/29/2025 | Price change | $410,000-2.4%$273/sqft |
Source: Owner Report a problem | ||
| 11/10/2025 | Price change | $420,000-3.4%$280/sqft |
Source: Owner Report a problem | ||
| 10/28/2025 | Price change | $435,000-0.9%$290/sqft |
Source: Owner Report a problem | ||
| 10/21/2025 | Price change | $439,000-2.2%$293/sqft |
Source: Owner Report a problem | ||
| 9/22/2025 | Listed for sale | $449,000+79.6%$299/sqft |
Source: Owner Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $6,895 | $138,150 +6.8% |
| 2023 | -- | $129,350 +8.4% |
| 2022 | -- | $119,350 +4.9% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,579/mo
Principal & interest
$1953
Property taxes
$482
Home insurance
$144
Climate risks
Neighborhood: 48706
Nearby schools
GreatSchools rating
- 6/10Bangor Central SchoolGrades: PK-5Distance: 1.3 mi
- 5/10Christa McAuliffe Middle SchoolGrades: 6-8Distance: 3.4 mi
- 8/10John Glenn High SchoolGrades: 9-12Distance: 3.5 mi
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