Under contract-accepting backup offers. More Space, More Savings, and a Lifestyle You’ll Love in Harmony Central Imagine coming home to a place where space, comfort, and value all come together. This beautiful 4-bedroom, 2.5-bath home with a spacious second-floor loft offers the room you need today and the flexibility you’ll appreciate for years to come. Buyers can take advantage of $15,000 in Flex Cash OR a special fixed 4.99% interest rate, plus closing costs paid when using the preferred lender—helping you save thousands at closing and over the life of the loan. Designed with both entertaining and everyday living in mind, the open floor plan creates a natural flow throughout the home. The heart of the space is the upgraded kitchen, featuring granite countertops, a large center island, staggered 36” cabinets with crown molding, and Whirlpool stainless steel appliances—perfect for gatherings, meals, and making memories. The home continues to impress with a spacious laundry room, an inviting second-floor loft ideal for a media room, home office, or additional living space, and walk-in closets in three of the four bedrooms, offering the storage today’s buyers want. Step outside to the covered lanai, where the home’s pond-front setting and no rear neighbors create a peaceful backdrop for outdoor entertaining or quiet evenings. Peace of mind comes standard with a 1-year builder warranty and a 10-year structural warranty, giving you confidence long after move-in. Located in Harmony Central, residents enjoy an escape from ordinary living with a community pool with cabanas, NO CDD fees, and a very low HOA—all while remaining close to everyday conveniences. With just a $1,000 deposit, you can secure this exceptional Adams Home and start your next chapter today.
Pending
$438,900
7545 Bent Tree Loop, Saint Cloud, FL 34773
4beds
2,405sqft
Est.:
Single Family Residence
Built in 2025
4,792 Square Feet Lot
$-- Zestimate®
$182/sqft
$69/mo HOA
What's special
Large islandCovered lanaiSpacious laundry roomGranite countertopsUpgraded kitchenWhirlpool stainless steel appliancesWalk-in closets
- 116 days |
- 96 |
- 4 |
Zillow last checked: 8 hours ago
Listing updated: January 21, 2026 at 11:27am
Listing Provided by:
Jannette Rodriguez 407-690-1717,
ADAMS HOMES REALTY, INC 850-469-0977
Source: Stellar MLS,MLS#: O6352919
Originating MLS: Orlando Regional
Originating MLS: Orlando Regional
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Features: Walk-In Closet(s)
- Level: Second
- Area: 212.8 Square Feet
- Dimensions: 16x13.3
Primary bathroom
- Level: Second
Bathroom 2
- Level: Second
- Area: 153.4 Square Feet
- Dimensions: 13x11.8
Bathroom 3
- Level: Second
- Area: 126 Square Feet
- Dimensions: 10x12.6
Bathroom 4
- Level: Second
- Area: 126 Square Feet
- Dimensions: 10x12.6
Balcony porch lanai
- Level: First
- Area: 107.8 Square Feet
- Dimensions: 15.4x7
Dining room
- Level: First
- Area: 170.18 Square Feet
- Dimensions: 13.4x12.7
Great room
- Level: First
- Area: 290.5 Square Feet
- Dimensions: 16.6x17.5
Kitchen
- Level: First
Laundry
- Level: First
Loft
- Level: Second
- Area: 132 Square Feet
- Dimensions: 13.2x10
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range
- Laundry: Electric Dryer Hookup, Inside, Washer Hookup
Features
- Ceiling Fan(s), High Ceilings, In Wall Pest System, Open Floorplan, PrimaryBedroom Upstairs, Thermostat, Walk-In Closet(s)
- Flooring: Carpet, Ceramic Tile
- Has fireplace: No
Interior area
- Total structure area: 2,991
- Total interior livable area: 2,405 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
- Details: Garage Dimensions: 19x19
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Porch
- Exterior features: Irrigation System, Lighting, Sidewalk
- Has view: Yes
- View description: Trees/Woods
Lot
- Size: 4,792 Square Feet
- Features: Conservation Area
Details
- Parcel number: 3226323666000N0120
- Zoning: X
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- Completed
- New construction: Yes
- Year built: 2025
Details
- Builder model: 2405A
- Builder name: Adams Homes of Northwest
- Warranty included: Yes
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Available, Sewer Available, Water Available
Community & HOA
Community
- Features: Clubhouse, Pool
- Subdivision: HARMONY CENTRAL PH 2
HOA
- Has HOA: Yes
- HOA fee: $69 monthly
- HOA name: Beth Connor
- HOA phone: 321-757-7902
- Second HOA name: Harmony Central Homeowners Association
- Pet fee: $0 monthly
Location
- Region: Saint Cloud
Financial & listing details
- Price per square foot: $182/sqft
- Annual tax amount: $698
- Date on market: 10/15/2025
- Cumulative days on market: 65 days
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved, Asphalt
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/21/2026 | Pending sale | $438,900$182/sqft |
Source:  Stellar MLS #O6352919 Report a problem | ||
| 12/11/2025 | Listed for sale | $438,900$182/sqft |
Source: Stellar MLS #O6352919 Report a problem | ||
| 10/22/2025 | Pending sale | $438,900$182/sqft |
Source: Stellar MLS #O6352919 Report a problem | ||
| 10/15/2025 | Listed for sale | $438,900$182/sqft |
Source: Stellar MLS #O6352919 Report a problem | ||
Public tax history
Public tax history
Tax history is unavailable.BuyAbility℠ payment
Est. payment
$2,882/mo
Principal & interest
$2114
Property taxes
$545
Other costs
$223
Climate risks
Neighborhood: Harmony
Nearby schools
GreatSchools rating
- 9/10Harmony Community SchoolGrades: PK-5Distance: 1.5 mi
- 6/10Middle School AAGrades: 6-8Distance: 1.1 mi
- 5/10Harmony High SchoolGrades: 9-12Distance: 1 mi
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