This turnkey Lake Michigan access home offers the perfect combination of luxury and practicality, making it ideal for year-round living, family vacations, or rental income. Conveniently located just outside Bay Harbor with easy drives to Petoskey and Charlevoix, the home features 4 bedrooms, 3 baths, ample storage, soaring cathedral ceilings, a finished walkout lower level, and a spacious attached two-car garage. The outdoor space boasts a flagstone patio, a serene meditation pond with waterfall, and access to an exceptional community with shared frontage, including a private beach, gas grills, and a picnic pavilion. Offering breathtaking views and situated in Michigan's coveted Gold Coast, this property is a true value-packed gem that won't disappoint.
Active
$624,900
7500 Nine Mile Point Dr, Charlevoix, MI 49720
4beds
1,900sqft
Est.:
Single Family Residence
Built in 2004
0.41 Acres Lot
$612,900 Zestimate®
$329/sqft
$8/mo HOA
What's special
Private beachSpacious attached two-car garageGas grillsPicnic pavilionFinished walkout lower levelFlagstone patioSoaring cathedral ceilings
- 11 days |
- 2,761 |
- 90 |
Zillow last checked: 8 hours ago
Listing updated: February 05, 2026 at 07:26am
Listed by:
Thomas A Rumble 616-250-6751,
EXP Realty LLC 269-600-4397
Source: MichRIC,MLS#: 26003065
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 1
Heating
- Forced Air
Appliances
- Laundry: Main Level
Features
- Basement: Full,Walk-Out Access
- Number of fireplaces: 1
Interior area
- Total structure area: 1,400
- Total interior livable area: 1,900 sqft
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Garage Faces Front, Garage Door Opener, Attached
- Garage spaces: 2
Features
- Stories: 2
- Waterfront features: Lake
- Body of water: Lake Michigan
Lot
- Size: 0.41 Acres
Details
- Parcel number: 40010600 / 40010700
- Zoning description: RES
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
Condition
- New construction: No
- Year built: 2004
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
Community & HOA
Community
- Subdivision: Michigan Shores
HOA
- Has HOA: Yes
- Services included: Other
- HOA fee: $90 annually
Location
- Region: Charlevoix
Financial & listing details
- Price per square foot: $329/sqft
- Tax assessed value: $196,200
- Annual tax amount: $8,477
- Date on market: 1/26/2026
- Listing terms: Cash,FHA,VA Loan,Conventional
Estimated market value
$612,900
$582,000 - $644,000
$2,904/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/26/2026 | Listed for sale | $624,900+30.2%$329/sqft |
Source: | ||
| 7/20/2023 | Sold | $480,000-3%$253/sqft |
Source: Agent Provided Report a problem | ||
| 6/16/2023 | Pending sale | $495,000$261/sqft |
Source: | ||
| 6/5/2023 | Price change | $495,000-5.7%$261/sqft |
Source: | ||
| 6/1/2023 | Listed for sale | $525,000+128.4%$276/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,883 -38.8% | $196,900 +7.4% |
| 2023 | $6,341 | $183,300 +12.2% |
| 2022 | -- | $163,400 +15.3% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,732/mo
Principal & interest
$2989
Property taxes
$516
Other costs
$227
Climate risks
Neighborhood: 49720
Nearby schools
GreatSchools rating
- 6/10Charlevoix Elementary SchoolGrades: K-6Distance: 7.8 mi
- 8/10Charlevoix High SchoolGrades: 7-12Distance: 9.4 mi
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