Welcome home to a must-see coastal retreat in the heart of Santa Rosa Beach! This thoughtfully designed home offers the perfect blend of comfort, convenience, and access to everything South Walton is known for.Inside, enjoy an open floor plan filled with natural light, spacious living areas, and stylish finishes that make this home move-in ready. The kitchen features modern cabinetry, ample counter space, and flows seamlessly for both everyday living and entertaining. Upstairs and down, flexible spaces give you room to gather, work, or simply relax.Step outside to your private yard and imagine the possibilities - from morning coffee on the patio to evenings under the stars.Location is everything, and this property delivers: Location is everything, and this property delivers:
" Only 0.1 mile to Hwy 98 for quick access east or west.
" Less than 2 miles to the white-sand beaches of the Emerald Coast.
" Just 2 miles to the nearest golf course.
" Only 3.5 miles to the nearest hospital for peace of mind.
" A quick 5 miles to Grand Boulevard for dining, shopping, and entertainment.
" Surrounded by 6 state parks within 30 minutes for endless outdoor adventures.
" Within 11 miles of the South Walton Sports Complex, a hub for recreation and community events.
Whether you're searching for a primary residence, second home, or investment opportunity, 74 Chapman Street checks every box. With its central location, inviting design, and proximity to beaches, golf, parks, dining, and shopping - this is a Santa Rosa Beach home not to be missed.
Schedule your showing today and see why it is the perfect place to call home!
For sale
Price cut: $11.5K (10/31)
$515,000
74 Chapman St, Santa Rosa Beach, FL 32459
3beds
1,633sqft
Est.:
Single Family Residence
Built in 2016
3,920.4 Square Feet Lot
$503,200 Zestimate®
$315/sqft
$268/mo HOA
What's special
Open floor planModern cabinetryAmple counter spaceNatural lightPrivate yard
- 97 days |
- 385 |
- 39 |
Zillow last checked: 8 hours ago
Listing updated: November 20, 2025 at 09:18am
Listed by:
Jennifer L Crawford 850-502-9859,
Keller Williams Realty SRB
Source: ECAOR,MLS#: 986114
Originating MLS: Emerald Coast
Originating MLS: Emerald CoastTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Features: MBed First Floor, Walk-In Closet(s)
- Level: First
Primary bathroom
- Features: Double Vanity, MBath Shower Only, MBath Tile
Kitchen
- Level: First
Living room
- Level: First
Heating
- Electric
Cooling
- Electric, Ceiling Fan(s)
Appliances
- Included: Cooktop, Dishwasher, Disposal, Microwave, Refrigerator, Smooth Stovetop Rnge, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Breakfast Bar, Crown Molding, Recessed Lighting, Bedroom, Dining Room, Kitchen, Living Room, Master Bathroom, Master Bedroom
- Flooring: Laminate, Tile, Carpet
- Windows: Plantation Shutters, Window Treatments
- Has fireplace: Yes
- Fireplace features: Fireplace
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 1,633
- Total interior livable area: 1,633 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached, Guest, Garage Door Opener, Garage
- Attached garage spaces: 1
- Has uncovered spaces: Yes
Features
- Stories: 2
- Patio & porch: Patio Open, Porch, Porch Open
- Exterior features: Sprinkler System
- Pool features: Community
- Fencing: Privacy
Lot
- Size: 3,920.4 Square Feet
- Dimensions: 50 x 75
- Features: Covenants, Interior Lot, Restrictions
Details
- Parcel number: 272S203340200C0040
- Zoning description: Deed Restrictions,Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Craftsman Style
- Property subtype: Single Family Residence
Materials
- Brick, Siding CmntFbrHrdBrd
- Foundation: Slab
- Roof: Roof Composite Shngl
Condition
- Construction Complete
- Year built: 2016
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Cable Connected
Community & HOA
Community
- Features: Community Room, Fitness Center, Playground, Pool
- Subdivision: Church Street Village
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Management, Recreational Faclty, Trash
- HOA fee: $268 monthly
Location
- Region: Santa Rosa Beach
Financial & listing details
- Price per square foot: $315/sqft
- Tax assessed value: $451,492
- Annual tax amount: $4,124
- Date on market: 9/24/2025
- Cumulative days on market: 98 days
- Listing terms: Conventional,FHA,VA Loan
- Lease term: Minimum Rental Prd
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$503,200
$478,000 - $528,000
$2,730/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 10/31/2025 | Price change | $515,000-2.2%$315/sqft |
Source:  ECAOR #986114 Report a problem | ||
| 9/24/2025 | Listed for sale | $526,500-10.6%$322/sqft |
Source: ECAOR #986114 Report a problem | ||
| 5/9/2023 | Sold | $589,000$361/sqft |
Source: ECAOR #918551 Report a problem | ||
| 3/13/2023 | Pending sale | $589,000$361/sqft |
Source: ECAOR #918551 Report a problem | ||
| 3/9/2023 | Listed for sale | $589,000+62.1%$361/sqft |
Source: ECAOR #918551 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,124 +68.1% | $451,492 +46.4% |
| 2023 | $2,454 +1.4% | $308,348 +3% |
| 2022 | $2,421 -1.2% | $299,367 +3% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,303/mo
Principal & interest
$2456
Property taxes
$399
Other costs
$448
Climate risks
Neighborhood: 32459
Nearby schools
GreatSchools rating
- 9/10Van R. Butler Elementary SchoolGrades: K-5Distance: 1.9 mi
- 8/10Emerald Coast Middle SchoolGrades: 6-8Distance: 7.4 mi
- 8/10South Walton High SchoolGrades: 9-12Distance: 3.3 mi
Schools provided by the listing agent
- Elementary: Van R Butler
- Middle: Emerald Coast
- High: South Walton
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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