Sold for $1,375,000
$1,375,000
727 Harveys Peninsula Rd, Swanton, MD 21561
3beds
1,370sqft
Single Family Residence
Built in 1967
0.75 Acres Lot
$1,375,100 Zestimate®
$1,004/sqft
$1,712 Estimated rent
Home value
$1,375,100
$1.27M - $1.50M
$1,712/mo
Zestimate® history
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Owner options
Explore your selling options
What's special
Lakefront Stone Cottage on Deep Creek Lake! Discover the perfect blend of classic charm and modern comfort in this updated 3-bedroom, 2-bath lakefront stone cottage nestled along the serene shores of Deep Creek Lake. Set on a level, open lakefront lot with deep water access and a private boat dock, this home offers an ideal retreat for lake lovers and outdoor enthusiasts alike. Great history abounds as this house was originally built by the Harvey family when the peninsula parcel was divided. Step inside to a spacious family room featuring a massive stone fireplace and a wall of windows framing breathtaking lake views that opens to a lakeside deck. The open layout is complemented by new luxury vinyl tile and ceramic tile flooring throughout, creating a fresh, cohesive feel. The one-story level floor plan makes access to the home and navigation inside a breeze! The modern kitchen is designed for both style and function, showcasing stainless steel appliances, a tiled backsplash, and ample cabinetry for all your culinary needs. The primary suite overlooks the lake and opens directly onto the lakeside porch, perfect for morning coffee or evening sunsets. The private bath is generously sized and features a double vanity and modern finishes. Two additional bedrooms share a well-appointed full bathroom, providing comfort for family and guests. Thoughtful details like the entryway bench with hooks and cubbies add convenience and character - and also including heated tile bathroom floors. Outside, walk down the fieldstone path and enjoy the beautifully crafted stone patio and fire pit just steps from the water’s edge—ideal for entertaining or relaxing by the fire. A stacked stone-built lakefront retaining wall enhances the property’s timeless appeal and stability. This offering includes two additional parcels: the lakefront buy-down lot and a separate back lot with public sewer access, providing potential for an additional full-size single-family residence. Located just minutes from Deep Creek Lake State Park, marinas, restaurants, and the Wisp Resort ski area, this property offers an unbeatable combination of tranquility and accessibility. This home is a well established VRBO rental. Whether you’re seeking a year-round residence, a vacation getaway, or an investment opportunity, this Deep Creek Lakefront stone cottage is a rare find that combines rustic elegance, modern updates, and premium lakefront living. The same owners for 34 years!
Zillow last checked: 8 hours ago
Listing updated: December 22, 2025 at 10:50am
Listed by:
Mike Kennedy 301-616-6106,
Railey Realty, Inc.
Bought with:
Lauren McCann, 5002093
Railey Realty, Inc.
Source: Bright MLS,MLS#: MDGA2010596
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Basement
- Area: 0
Heating
- Baseboard, Electric
Cooling
- Ceiling Fan(s), Electric
Appliances
- Included: Microwave, Dishwasher, Oven/Range - Electric, Refrigerator, Stainless Steel Appliance(s), Washer/Dryer Stacked, Water Heater, Electric Water Heater
- Laundry: Main Level
Features
- Breakfast Area, Ceiling Fan(s), Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Exposed Beams, Family Room Off Kitchen, Open Floorplan, Primary Bath(s), Upgraded Countertops, Wood Ceilings, Wood Walls, Vaulted Ceiling(s)
- Flooring: Ceramic Tile, Luxury Vinyl
- Doors: Sliding Glass
- Windows: Casement
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Stone, Mantel(s), Insert, Wood Burning
Interior area
- Total structure area: 1,370
- Total interior livable area: 1,370 sqft
- Finished area above ground: 1,370
- Finished area below ground: 0
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Porch
- Pool features: None
- Has view: Yes
- View description: Lake, Water
- Has water view: Yes
- Water view: Lake,Water
- Waterfront features: Private Dock Site, Lake, Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited hours of Personal Watercraft Operation (PWC), Personal Watercraft (PWC), Public Access, Waterski/Wakeboard
- Body of water: Deep Creek Lake
- Frontage length: Water Frontage Ft: 99
Lot
- Size: 0.75 Acres
- Features: Additional Lot(s)
Details
- Additional structures: Above Grade, Below Grade
- Additional parcels included: Additional building lot and buydown parcel
- Parcel number: 1218008599
- Zoning: LR
- Zoning description: Lake Residential
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cabin/Lodge
- Property subtype: Single Family Residence
Materials
- Frame, Stone
- Foundation: Crawl Space
- Roof: Shingle
Condition
- New construction: No
- Year built: 1967
Utilities & green energy
- Sewer: Public Sewer
- Water: Well
- Utilities for property: Cable Connected, Electricity Available, Phone, Sewer Available, Cable
Community & neighborhood
Location
- Region: Swanton
- Subdivision: Harvey Peninsula
Other
Other facts
- Listing agreement: Exclusive Right To Sell
- Listing terms: Conventional,Cash
- Ownership: Fee Simple
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 12/22/2025 | Sold | $1,375,000-5.1%$1,004/sqft |
Source: | ||
| 11/26/2025 | Contingent | $1,449,000$1,058/sqft |
Source: | ||
| 11/5/2025 | Listed for sale | $1,449,000$1,058/sqft |
Source: | ||
Public tax history
Tax history is unavailable.
Neighborhood: 21561
Nearby schools
GreatSchools rating
- 4/10Broad Ford Elementary SchoolGrades: PK-5Distance: 8.5 mi
- 5/10Southern Middle SchoolGrades: 6-8Distance: 8.5 mi
- 5/10Southern Garrett High SchoolGrades: 9-12Distance: 9.4 mi
Schools provided by the listing agent
- District: Garrett County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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