3 Waterfront Homes + 1 Buildable Lot in Toccoa, GA Discover an exceptional investment opportunity in North Georgia, located along the Tugaloo Channel of Lake Hartwell in the charming town of Toccoa. This unique property includes one finished home, two homes awaiting completion, and a buildable lot, all spread across five parcels of land. The parcels can be subdivided into four separate addresses, giving you endless possibilities: create a private residential community, live in one home while renting or selling the others, or add these properties to your rental portfolio. The finished home is currently an active income-generating short-term rental/Airbnb, while the other two homes are partially completed and situated on over an acre of prime waterfront land. This is a fantastic opportunity for an investor, builder, developer, or anyone looking to buy and hold. The property features a large, covered dock with a boat slip and kayak racks, perfect for waterfront activities, fishing, and paddling. The peaceful surroundings offer a serene retreat, with no neighboring homes in sight at the dock. The finished home boasts three levels of living space and multiple outdoor areas to enjoy nature. A wraparound porch provides a perfect spot to relax, while a massive patio between two homes, complete with a firepit, offers a wonderful space for gatherings. Inside, the finished home is filled with natural light, offering seasonal views of the trees and water from the loft level down to the main level. The open-concept design features a vaulted ceiling, and the floor plans of all three homes are similar, with two unfinished homes still allowing for customization. The finished home includes two kitchens, three private bedrooms, and a loft that can serve as an additional bedroom or living area. The home also features built-in movie theater seating, a sound system, and multiple living spaces across three levels. The stone fireplace with an electric insert adds a cozy touch to the open living, dining, and kitchen areas. The main-level owner's suite has its own exterior entrance, with just two steps up, offering easy access and privacy. The potential to modernize this home to your taste gives you flexibility, while the two unfinished homes can be completed or modified to suit your needs. Additionally, there's the option to build a fourth home on the vacant lot, expanding your investment possibilities. This waterfront property is perfectly located near downtown Toccoa, offering access to restaurants, galleries, and shops. The area is served by the Amtrak Crescent Line and is close to Currahee Country Club and Golf Course, Toccoa Falls College, Tallulah Gorge State Park, and a variety of other outdoor attractions, including vineyards, wineries, and local farms. Lake Hartwell, Lake Toccoa, and many other parks and recreational areas are nearby, making this property ideal for short-term rentals or long-term investment. Whether you're looking to complete the homes and sell them individually, create side-by-side waterfront rentals, or hold the land for future development, this unique property offers endless potential.
Pending
$750,000
72 Cliffs Ridge Dr, Toccoa, GA 30577
12beds
--sqft
Est.:
Single Family Residence
Built in 2005
1.3 Acres Lot
$703,300 Zestimate®
$--/sqft
$-- HOA
What's special
Waterfront homesBuildable lotOpen-concept designNatural lightWraparound porchBuilt-in movie theater seatingSerene retreat
- 137 days
- on Zillow |
- 29 |
- 1 |
Zillow last checked: 7 hours ago
Listing updated: January 16, 2025 at 09:35am
Listed by:
Stephen P. Caudell 706-491-3245,
Hammock Realty North Georgia
Source: GAMLS,MLS#: 10424826

Travel times
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 12
- Bathrooms: 9
- Full bathrooms: 9
- Main level bathrooms: 6
- Main level bedrooms: 6
Rooms
- Room types: Other
Heating
- Central
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: None
- Laundry: Laundry Closet
Features
- Other
- Flooring: Hardwood
- Basement: Bath/Stubbed,Concrete,Exterior Entry,Interior Entry
- Number of fireplaces: 1
Interior area
- Total structure area: 0
- Finished area above ground: 0
- Finished area below ground: 0
Property
Parking
- Parking features: Kitchen Level
Features
- Levels: Three Or More
- Stories: 3
- Exterior features: Dock, Water Feature
- Has view: Yes
- View description: Lake, River
- Has water view: Yes
- Water view: Lake,River
- Body of water: Hartwell
- Frontage type: Lakefront,Waterfront
- Frontage length: Waterfront Footage: 300
Lot
- Size: 1.3 Acres
- Features: Other
Details
- Additional structures: Covered Dock
- Parcel number: 039B 121
Construction
Type & style
- Home type: SingleFamily
- Architectural style: A-Frame,Bungalow/Cottage
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Roof: Composition
Condition
- Resale
- New construction: No
- Year built: 2005
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Electricity Available, Water Available
Community & HOA
Community
- Features: Lake
- Subdivision: Highlands of Lake Hartwell
HOA
- Has HOA: No
- Services included: None
Location
- Region: Toccoa
Financial & listing details
- Annual tax amount: $2,202
- Date on market: 12/10/2024
- Listing agreement: Exclusive Right To Sell
- Electric utility on property: Yes
- Loading