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  • Listing Provided by: 

    JoAnn M Meier 618-779-4624,

    RE/MAX First Choice

    Price cut: $3K (1/5)
    $297,000

    707 S Library St, Waterloo, IL 62298

    3beds
    1,332sqft
    : 
    Single Family Residence
    Built in 1972
    10,728.83 Square Feet Lot
    $288,500 Zestimate®
    $223/sqft
    $-- HOA

    What's special

    Full-brick ranch homeBright move-in-ready feelPrivate backyardSpacious two-car attached garageWell-kept yardDurable vinyl plank flooringNewer stove
    Full-Brick Ranch with Fireplaces and Updates Throughout! This full-brick ranch home offers comfort, character, and convenience with numerous updates and a well-kept yard. Step inside to find a spacious great room and dining combination centered around a full masonry, real-stone woodburning fireplace — perfect for cozy nights and entertaining. The living room features carpet replaced just two years ago, while fresh paint on ceilings and walls gives the home a bright, move-in-ready feel. The kitchen features durable vinyl plank flooring that flows through the hall and bath, plus a newer stove. It also has a refrigerator, dishwasher, microwave and garbage disposal. A sliding glass door leads out to the patio, ideal for outdoor dining or morning coffee in the private backyard. The main bath has been refreshed with new flooring and a new toilet, complementing the home’s overall well-maintained condition. Downstairs, the lower level offers even more living space and includes a second masonry woodburning fireplace with a full brick hearth providing a warm and inviting area for gatherings or relaxation. The hearth has a built in wood box for storing your logs and keeping the mess off your carpet. The home’s systems have been thoughtfully maintained with gutters and gutter guards replaced approximately two years ago, along with an exterior sliding door replacement within the last two years. A spacious two-car attached garage adds convenience and storage. The property’s brick exterior offers timeless curb appeal and low maintenance, while the neatly kept yard provides space for gardening, play, or simply enjoying the outdoors. There is a majestic healthy Oak Tree adding to the curb appeal of the home. This one-owner home has been lovingly cared for and is ready for its next owner to enjoy. With quality updates already completed and classic features like real-stone fireplaces and solid brick construction, it combines durability, comfort, and style in one inviting package.
    55 days
    |
    647
    |
    9
    |

    Zillow last checked: 8 hours ago

    Listing updated: January 05, 2026 at 12:07pm

    Listing Provided by:

    JoAnn M Meier 618-779-4624,

    RE/MAX First Choice

    Source: MARIS,MLS#: 25073492MLS LogoOriginating MLS: Southwestern Illinois Board of REALTORS

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    • Main level bathrooms: 2
    • Main level bedrooms: 3
    Primary bedroom
    • Features: Floor Covering: Carpeting
    • Level: Main
    Primary bathroom
    • Features: Floor Covering: Vinyl
    • Level: Main
    Bathroom
    • Level: Main
    Bathroom 2
    • Features: Floor Covering: Carpeting
    • Level: Main
    Bathroom 3
    • Features: Floor Covering: Carpeting
    • Level: Main
    Great room
    • Features: Floor Covering: Carpeting
    • Level: Main
    Kitchen
    • Features: Floor Covering: Luxury Vinyl Plank
    • Level: Main
    Heating
    • Forced Air, Natural Gas
    Cooling
    • Ceiling Fan(s), Central Air, Electric
    Appliances
    • Included: Gas Cooktop, Dishwasher, Disposal, Microwave, Gas Range, Refrigerator, Water Heater
    Features
    • Has basement: Yes
    • Number of fireplaces: 2
    • Fireplace features: Basement, Family Room, Masonry, Stone, Wood Burning
    Interior area
    • Total structure area: 1,332
    • Total interior livable area: 1,332 sqft
    • Finished area above ground: 1,332

    Property

    Parking
    • Total spaces: 2
    • Parking features: Garage - Attached
    • Attached garage spaces: 2
    Features
    • Levels: One
    Lot
    • Size: 10,728.83 Square Feet
    • Dimensions: 88 x 119 x 88 x 117
    • Features: Back Yard, City Lot, Level
    Details
    • Parcel number: 0725450012000
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Ranch
    • Property subtype: Single Family Residence
    Materials
    • Brick
    • Roof: Architectural Shingle
    Condition
    • Year built: 1972

    Utilities & green energy

    • Electric: 220 Volts, Other
    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Electricity Connected, Natural Gas Connected, Phone Connected, Sewer Connected, Water Connected

    Community & HOA

    Community
    • Subdivision: Leland Terrace
    HOA
    • Has HOA: No
    Location
    • Region: Waterloo

    Financial & listing details

    • Price per square foot: $223/sqft
    • Tax assessed value: $184,680
    • Annual tax amount: $2,127
    • Date on market: 11/13/2025
    • Cumulative days on market: 55 days
    • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
    • Electric utility on property: Yes
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    Estimated market value

    $288,500

    $274,000 - $303,000

    $1,830/mo

    Price history

    Price history
    DateEventPrice
    1/5/2026Price change$297,000-1%$223/sqft
    Source: MARIS #25073492 Report a problem
    11/14/2025Listed for sale$300,000$225/sqft
    Source: MARIS #25073492 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$2,127 -2.8%$61,560 +3.5%
    2023$2,187 -4.5%$59,490 -0.8%
    2022$2,290 $59,950 +1%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $1,956/mo
    Principal & interest
    $1431
    Property taxes
    $421
    Home insurance
    $104

      Climate risks

      Neighborhood: 62298

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Waterloo Dist 5
      • Middle: Waterloo Dist 5
      • High: Waterloo

      Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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