Full-Brick Ranch with Fireplaces and Updates Throughout! This full-brick ranch home offers comfort, character, and convenience with numerous updates and a well-kept yard. Step inside to find a spacious great room and dining combination centered around a full masonry, real-stone woodburning fireplace — perfect for cozy nights and entertaining. The living room features carpet replaced just two years ago, while fresh paint on ceilings and walls gives the home a bright, move-in-ready feel.
The kitchen features durable vinyl plank flooring that flows through the hall and bath, plus a newer stove. It also has a refrigerator, dishwasher, microwave and garbage disposal. A sliding glass door leads out to the patio, ideal for outdoor dining or morning coffee in the private backyard. The main bath has been refreshed with new flooring and a new toilet, complementing the home’s overall well-maintained condition.
Downstairs, the lower level offers even more living space and includes a second masonry woodburning fireplace with a full brick hearth providing a warm and inviting area for gatherings or relaxation. The hearth has a built in wood box for storing your logs and keeping the mess off your carpet. The home’s systems have been thoughtfully maintained with gutters and gutter guards replaced approximately two years ago, along with an exterior sliding door replacement within the last two years.
A spacious two-car attached garage adds convenience and storage. The property’s brick exterior offers timeless curb appeal and low maintenance, while the neatly kept yard provides space for gardening, play, or simply enjoying the outdoors. There is a majestic healthy Oak Tree adding to the curb appeal of the home.
This one-owner home has been lovingly cared for and is ready for its next owner to enjoy. With quality updates already completed and classic features like real-stone fireplaces and solid brick construction, it combines durability, comfort, and style in one inviting package.
Active
Listing Provided by:
JoAnn M Meier 618-779-4624,
RE/MAX First Choice
Price cut: $3K (1/5)
$297,000
707 S Library St, Waterloo, IL 62298
3beds
1,332sqft
Est.:
Single Family Residence
Built in 1972
10,728.83 Square Feet Lot
$288,500 Zestimate®
$223/sqft
$-- HOA
What's special
Full-brick ranch homeBright move-in-ready feelPrivate backyardSpacious two-car attached garageWell-kept yardDurable vinyl plank flooringNewer stove
- 55 days |
- 647 |
- 9 |
Zillow last checked: 8 hours ago
Listing updated: January 05, 2026 at 12:07pm
Listing Provided by:
JoAnn M Meier 618-779-4624,
RE/MAX First Choice
Source: MARIS,MLS#: 25073492
Originating MLS: Southwestern Illinois Board of REALTORS
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Primary bedroom
- Features: Floor Covering: Carpeting
- Level: Main
Primary bathroom
- Features: Floor Covering: Vinyl
- Level: Main
Bathroom
- Level: Main
Bathroom 2
- Features: Floor Covering: Carpeting
- Level: Main
Bathroom 3
- Features: Floor Covering: Carpeting
- Level: Main
Great room
- Features: Floor Covering: Carpeting
- Level: Main
Kitchen
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
Heating
- Forced Air, Natural Gas
Cooling
- Ceiling Fan(s), Central Air, Electric
Appliances
- Included: Gas Cooktop, Dishwasher, Disposal, Microwave, Gas Range, Refrigerator, Water Heater
Features
- Has basement: Yes
- Number of fireplaces: 2
- Fireplace features: Basement, Family Room, Masonry, Stone, Wood Burning
Interior area
- Total structure area: 1,332
- Total interior livable area: 1,332 sqft
- Finished area above ground: 1,332
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: One
Lot
- Size: 10,728.83 Square Feet
- Dimensions: 88 x 119 x 88 x 117
- Features: Back Yard, City Lot, Level
Details
- Parcel number: 0725450012000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Brick
- Roof: Architectural Shingle
Condition
- Year built: 1972
Utilities & green energy
- Electric: 220 Volts, Other
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Natural Gas Connected, Phone Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Subdivision: Leland Terrace
HOA
- Has HOA: No
Location
- Region: Waterloo
Financial & listing details
- Price per square foot: $223/sqft
- Tax assessed value: $184,680
- Annual tax amount: $2,127
- Date on market: 11/13/2025
- Cumulative days on market: 55 days
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Electric utility on property: Yes
Estimated market value
$288,500
$274,000 - $303,000
$1,830/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/5/2026 | Price change | $297,000-1%$223/sqft |
Source: | ||
| 11/14/2025 | Listed for sale | $300,000$225/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,127 -2.8% | $61,560 +3.5% |
| 2023 | $2,187 -4.5% | $59,490 -0.8% |
| 2022 | $2,290 | $59,950 +1% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,956/mo
Principal & interest
$1431
Property taxes
$421
Home insurance
$104
Climate risks
Neighborhood: 62298
Nearby schools
GreatSchools rating
- 4/10Gardner Elementary SchoolGrades: 4-5Distance: 0.9 mi
- 9/10Waterloo Junior High SchoolGrades: 6-8Distance: 1 mi
- 8/10Waterloo High SchoolGrades: 9-12Distance: 0.9 mi
Schools provided by the listing agent
- Elementary: Waterloo Dist 5
- Middle: Waterloo Dist 5
- High: Waterloo
Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- Loading
- Loading





