END OF THE YEAR INVESTOR BUYERS- HERE IT IS! JUST REDUCED! Discover coastal living at its finest at 70 Ruth Street in Miramar Beach. Tucked inside a gated community with beach access nearby, this home offers the perfect combination of comfort, convenience, and coastal charm.The light-filled interior features an open living, dining, and kitchen space, ideal for gathering with family and friends after a day at the beach. Thoughtful details throughout make the home both inviting and functional, whether you're looking for a primary residence, second home, or investment opportunity. Step outside and you're just minutes from the sugar-white sand and emerald waters of the Gulf, along with Miramar Beach's boutique shopping, local dining, and championship golf courses. From morning walks along the shoreline to evenings spent enjoying fresh seafood, this location offers the lifestyle so many dream about.
With its sought-after location and community amenities, this home is priced to sella rare opportunity to own in one of the most desirable beach towns along Florida's Emerald Coast.
For sale
Price cut: $125K (11/24)
$1,025,000
70 Ruth St, Miramar Beach, FL 32550
4beds
2,592sqft
Est.:
Single Family Residence
Built in 2017
5,227.2 Square Feet Lot
$982,500 Zestimate®
$395/sqft
$555/mo HOA
What's special
Gated communityLight-filled interior
- 107 days |
- 134 |
- 9 |
Zillow last checked: 8 hours ago
Listing updated: November 24, 2025 at 04:11am
Listed by:
Tanika O'Brien 850-687-1750,
Compass
Source: ECAOR,MLS#: 985393
Originating MLS: Emerald Coast
Originating MLS: Emerald CoastTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Primary bedroom
- Features: MBed First Floor, Walk-In Closet(s)
- Level: First
Bedroom
- Level: Second
Primary bathroom
- Features: Double Vanity, Soaking Tub, MBath Separate Shwr, MBath Tile
Kitchen
- Level: First
Living room
- Level: First
Heating
- Electric
Cooling
- AC - 2 or More, Electric
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Smooth Stovetop Rnge, Washer, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Kitchen Island, Recessed Lighting, Lock Out, Pantry, Bedroom, Dining Room, Kitchen, Living Room, Master Bathroom, Master Bedroom
- Flooring: Hardwood, Tile
- Doors: Storm Door(s)
- Windows: Storm Window(s), Plantation Shutters, Window Treatments
- Furnished: Yes
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 2,592
- Total interior livable area: 2,592 sqft
Property
Parking
- Total spaces: 5
- Parking features: Attached, Garage
- Attached garage spaces: 1
- Has uncovered spaces: Yes
Features
- Stories: 2
- Patio & porch: Patio Covered, Porch, Covered Porch
- Exterior features: Columns
- Pool features: Community
- Fencing: Back Yard,Privacy
- Waterfront features: Beach
Lot
- Size: 5,227.2 Square Feet
- Dimensions: 50 x 100
- Features: Controlled Access, Corner Lot, Covenants, Restrictions, Within 1/2 Mile to Water, Deed Access
Details
- Parcel number: 322S214205000E0070
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Beach House
- Property subtype: Single Family Residence
Materials
- Stucco
- Roof: Metal
Condition
- Construction Complete
- Year built: 2017
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Cable Connected
Community & HOA
Community
- Features: Gated, Pool
- Subdivision: Frangista Beach 2nd Addn
HOA
- Has HOA: Yes
- Services included: Accounting, Legal, Management, Master Association, Recreational Faclty, Maintenance Structure
- HOA fee: $1,665 quarterly
Location
- Region: Miramar Beach
Financial & listing details
- Price per square foot: $395/sqft
- Tax assessed value: $1,101,144
- Annual tax amount: $10,058
- Date on market: 9/15/2025
- Cumulative days on market: 108 days
- Listing terms: Conventional,VA Loan
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$982,500
$933,000 - $1.03M
$3,808/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/24/2025 | Price change | $1,025,000-10.9%$395/sqft |
Source:  ECAOR #985393 Report a problem | ||
| 9/15/2025 | Listed for sale | $1,150,000-10.6%$444/sqft |
Source: ECAOR #985393 Report a problem | ||
| 6/11/2024 | Sold | $1,286,000-4.7%$496/sqft |
Source: ECAOR #930334 Report a problem | ||
| 5/15/2024 | Pending sale | $1,350,000$521/sqft |
Source: ECAOR #930334 Report a problem | ||
| 1/28/2024 | Price change | $1,350,000-3.6%$521/sqft |
Source: ECAOR #930334 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $10,058 +0.5% | $1,101,144 |
| 2023 | $10,005 | $1,101,144 +115.8% |
| 2022 | -- | $510,295 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$6,786/mo
Principal & interest
$5078
Property taxes
$794
Other costs
$914
Climate risks
Neighborhood: 32550
Nearby schools
GreatSchools rating
- 9/10Van R. Butler Elementary SchoolGrades: K-5Distance: 7.1 mi
- 8/10Emerald Coast Middle SchoolGrades: 6-8Distance: 15.9 mi
- 8/10South Walton High SchoolGrades: 9-12Distance: 11.7 mi
Schools provided by the listing agent
- Elementary: Van R Butler
- Middle: Emerald Coast
- High: South Walton
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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