Welcome to 7 Riverside Drive, a beautifully maintained and freshly painted, one-level home nestled in the heart of Lake Monticello. This charming property offers a spacious and functional layout with abundant natural light, upgraded bamboo hardwood flooring, and a seamless flow between living, dining, and kitchen areas. The renovated and updated kitchen features modern appliances and ample cabinetry, a kitchen island and granite countertops, ideal for everyday living and entertaining. Additional highlights include new LVT flooring in the bathrooms, an updated and oversized laundry room, an encapsulated crawl space, and an oversized one car garage. Step outside to enjoy peaceful mornings on the back deck overlooking a private and secure fenced-in backyard for your pets complete with raised garden beds, fresh herbs and an apple tree. Hostas and plants are untouched by deer in this backyard. Located just minutes from the main gate, beaches, and community amenities including golf, tennis, and lake access. A pre-listing home inspection has been completed, offering added reassurance to prospective buyers. Don’t miss this opportunity to own a truly move-in ready home in one of Central Virginia’s most desirable lake communities.
Active
Price cut: $8K (11/24)
$310,000
7 Riverside Dr, Palmyra, VA 22963
3beds
1,248sqft
Est.:
Single Family Residence
Built in 1999
0.37 Acres Lot
$309,500 Zestimate®
$248/sqft
$122/mo HOA
What's special
Modern appliancesGranite countertopsOversized one car garageRenovated and updated kitchenKitchen islandBack deckSpacious and functional layout
- 148 days |
- 387 |
- 28 |
Zillow last checked: 8 hours ago
Listing updated: December 03, 2025 at 09:50am
Listed by:
PEGGY SHANKLIN 434-962-2762,
LONG & FOSTER - LAKE MONTICELLO
Source: CAAR,MLS#: 666785
Originating MLS: Charlottesville Area Association of Realtors
Originating MLS: Charlottesville Area Association of RealtorsTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Bathroom, Bedroom, Dining Room, Full Bath, Kitchen, Laundry, Living Room
Primary bedroom
- Level: First
Bedroom
- Level: First
Primary bathroom
- Level: First
Bathroom
- Level: First
Dining room
- Level: First
Kitchen
- Level: First
Laundry
- Level: First
Living room
- Level: First
Heating
- Heat Pump
Cooling
- Central Air, Heat Pump
Features
- Primary Downstairs
- Flooring: Carpet, Laminate
- Basement: Crawl Space
Interior area
- Total structure area: 1,632
- Total interior livable area: 1,248 sqft
- Finished area above ground: 1,248
- Finished area below ground: 0
Property
Parking
- Total spaces: 1
- Parking features: Attached, Garage Faces Front, Garage
- Attached garage spaces: 1
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Front Porch, Porch
- Pool features: Association
- Fencing: Partial,Fenced
Lot
- Size: 0.37 Acres
Details
- Parcel number: DB 535615 RIVERSIDE6 LOT 249
- Zoning description: R Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Stick Built, Vinyl Siding
- Foundation: Block
- Roof: Composition,Shingle
Condition
- New construction: No
- Year built: 1999
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Fiber Optic Available, High Speed Internet Available, Satellite Internet Available
Community & HOA
Community
- Subdivision: LAKE MONTICELLO
HOA
- Has HOA: Yes
- Amenities included: Basketball Court, Boat Dock, Boat Ramp, Clubhouse, Golf Course, Playground, Pool, Sports Fields, Tennis Court(s), Water, Beach Rights
- Services included: Playground, Trash
- HOA fee: $1,464 annually
Location
- Region: Palmyra
Financial & listing details
- Price per square foot: $248/sqft
- Tax assessed value: $187,200
- Annual tax amount: $2,118
- Date on market: 7/11/2025
- Cumulative days on market: 112 days
Estimated market value
$309,500
$294,000 - $325,000
$1,990/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/24/2025 | Price change | $310,000-2.5%$248/sqft |
Source:  CAAR #666785 Report a problem | ||
| 10/31/2025 | Price change | $318,000-0.6%$255/sqft |
Source: CAAR #666785 Report a problem | ||
| 9/4/2025 | Listed for sale | $320,000$256/sqft |
Source: CAAR #666785 Report a problem | ||
| 7/31/2025 | Pending sale | $320,000$256/sqft |
Source: CAAR #666785 Report a problem | ||
| 7/16/2025 | Listed for sale | $320,000+102.7%$256/sqft |
Source: CAAR #666785 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2023 | $1,580 | $187,200 +18.8% |
| 2022 | -- | $157,600 |
| 2021 | -- | $157,600 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,894/mo
Principal & interest
$1495
Property taxes
$168
Other costs
$231
Climate risks
Neighborhood: 22963
Nearby schools
GreatSchools rating
- 6/10Fluvanna MiddleGrades: 5-7Distance: 6 mi
- 6/10Fluvanna County High SchoolGrades: 8-12Distance: 2.6 mi
- NAWest Central Primary SchoolGrades: PK-KDistance: 6.1 mi
Schools provided by the listing agent
- Elementary: Carysbrook
- Middle: Fluvanna
- High: Fluvanna
Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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