Price Adjustment! Motivated Sellers — Quick Closing Possible! Back on the market at no fault of the seller — and ready for new owners!
Welcome home to this inviting 3-bedroom, 2-bath ranch perfectly situated on a corner lot in the non-gated section of Lake Monticello. Offering 1,144 sq. ft. of single-level living, this home blends comfort, convenience, and community in one of Fluvanna County’s most desirable neighborhoods.
Inside, you’ll find a bright, functional layout featuring a spacious living area, a main-level bedroom with full bath, and a well-equipped kitchen complete with all major appliances — stove, refrigerator, dishwasher, washer, and dryer — for easy move-in. The mix of wood, vinyl plank, and carpeted flooring provides both warmth and durability throughout.
Step outside to your fenced backyard, perfect for pets or play, and unwind on the deck ideal for relaxing or entertaining. An outbuilding offers extra storage for tools, hobbies, or lake gear. With a roof repair completed in 2018, public water/sewer, and low-maintenance systems, this home is ready for effortless ownership.
Living at Lake Monticello means enjoying resort-style amenities — five beaches, boat ramps, a community pool, playgrounds, sports courts, and more — all with road maintenance, snow removal, and trash service included in the HOA.
Move-in ready. Great location. Priced to sell.
Schedule your showing today and see why 7 Mechunk Terrace is the perfect place to call home!
Pending
Price cut: $2K (10/20)
$273,000
7 Mechunk Ter, Palmyra, VA 22963
3beds
1,144sqft
Est.:
Single Family Residence
Built in 1995
0.37 Acres Lot
$269,300 Zestimate®
$239/sqft
$126/mo HOA
What's special
- 60 days |
- 872 |
- 46 |
Zillow last checked: 11 hours ago
Listing updated: December 03, 2025 at 09:54am
Listed by:
Daniel Keeton 804-567-7905,
Keeton & Co Real Estate,
Katie Mullins 434-987-6303,
Keeton & Co Real Estate
Source: CVRMLS,MLS#: 2526867
Originating MLS: Central Virginia Regional MLS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Other
- Description: Tub & Shower
- Level: First
Heating
- Electric, Forced Air
Cooling
- Central Air, Electric
Appliances
- Included: Dryer, Dishwasher, Electric Water Heater, Refrigerator, Stove, Washer
Features
- Bedroom on Main Level
- Flooring: Partially Carpeted, Vinyl, Wood
- Basement: Crawl Space
- Attic: Access Only
Interior area
- Total interior livable area: 1,144 sqft
- Finished area above ground: 1,144
- Finished area below ground: 0
Property
Parking
- Parking features: Off Street
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: Deck
- Pool features: Community, Pool
- Fencing: Back Yard,Fenced
- Waterfront features: Lake
Lot
- Size: 0.37 Acres
- Features: Corner Lot
Details
- Parcel number: 18A6226
- Zoning description: R-4
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Drywall, Concrete, Vinyl Siding
- Roof: Shingle
Condition
- Resale
- New construction: No
- Year built: 1995
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Beach, Boat Facilities
- Subdivision: Lake Monticello
HOA
- Has HOA: Yes
- Services included: Common Areas, Pool(s), Road Maintenance, Snow Removal, Trash, Water Access
- HOA fee: $126 monthly
Location
- Region: Palmyra
Financial & listing details
- Price per square foot: $239/sqft
- Tax assessed value: $160,000
- Annual tax amount: $1,350
- Date on market: 9/28/2025
- Ownership: Individuals
- Ownership type: Sole Proprietor
Estimated market value
$269,300
$256,000 - $283,000
$1,875/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/17/2025 | Pending sale | $273,000$239/sqft |
Source: | ||
| 10/20/2025 | Price change | $273,000-0.7%$239/sqft |
Source: | ||
| 10/7/2025 | Listed for sale | $275,000$240/sqft |
Source: | ||
| 9/30/2025 | Pending sale | $275,000$240/sqft |
Source: | ||
| 9/26/2025 | Listed for sale | $275,000+124.2%$240/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2023 | $1,350 | $160,000 +19.9% |
| 2022 | -- | $133,500 |
| 2021 | -- | $133,500 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,687/mo
Principal & interest
$1317
Property taxes
$148
Other costs
$222
Climate risks
Neighborhood: 22963
Nearby schools
GreatSchools rating
- 6/10Fluvanna MiddleGrades: 5-7Distance: 6.1 mi
- 6/10Fluvanna County High SchoolGrades: 8-12Distance: 2.7 mi
- NAWest Central Primary SchoolGrades: PK-KDistance: 6.1 mi
Schools provided by the listing agent
- Elementary: Central
- Middle: Fluvanna
- High: Fluvanna
Source: CVRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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