Currently Under Contract, Seller Taking Backup Offers. 6904 Yellow Bluff Road presents a rare opportunity to own a slice of waterfront paradise. Enjoy stunning views from the fully insulated sunroom overlooking your private dock, or take a stroll out back to feed the ducks that thrive among the many fruit trees on the property, including six types of trees: Pear, Peach, White Peach, Fig, banana, Persimmon, and 3 Scuppernong vines. This home features four bedrooms and two bathrooms, custom floor-to-ceiling cabinetry, quartz countertops, recessed lighting, and luxury vinyl plank flooring throughout. In addition to the spacious sunroom, the home features a separate laundry room and a large, combined living and dining area. The exterior is brick and is equipped with metal storm/hurricane shutters. There is also a covered utility area and two large outbuildings, often referred to as a ''He Shed'' and a ''She Shed.'' Both outbuildings are sizable at 12' x 25' each and are equipped with numerous electrical outlets. The property offers convenient access with two double gates on one side and a single gate on the other. It includes RV hookups, which could be converted into a charging station, along with a dock. Situated in the county, you will benefit from lower property taxes. The location is near various amenities, including a waterfront park that features baseball diamonds, a playground, walking paths, and a boat launch. Located in the City of Callaway in Bay County, the area boasts a brand-new, state-of-the-art public pier, a dog beach, multiple parks, restaurants, and gyms. Additionally, Panama City Beach and Mexico Beach are just a short drive away, along with Tyndall Air Force Base, Eastern Shipbuilding, and Port Panama City. Don't miss out on this incredible opportunity! This home is priced to sell. Contact your favorite Realtor today for more information or to schedule a showing.
Pending
Price cut: $10K (12/29)
$339,000
6940 Yellow Bluff Rd, Panama City, FL 32404
4beds
1,936sqft
Est.:
Single Family Residence
Built in 1970
0.36 Acres Lot
$327,900 Zestimate®
$175/sqft
$-- HOA
What's special
- 152 days |
- 310 |
- 10 |
Zillow last checked: 8 hours ago
Listing updated: January 16, 2026 at 07:39am
Listed by:
Melany Hathcock 850-628-0253,
Keller Williams Success Realty
Source: CPAR,MLS#: 778709
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Primary Bathroom, Porch, Sunroom
Primary bathroom
- Level: First
- Dimensions: 23 x 12
Primary bathroom
- Level: First
- Dimensions: 23 x 12
Porch
- Level: First
- Dimensions: 8 x 18
Porch
- Level: First
- Dimensions: 18 x 8
Porch
- Level: First
- Dimensions: 8 x 18
Porch
- Level: First
- Dimensions: 18 x 8
Sunroom
- Level: First
- Dimensions: 9 x 38
Sunroom
- Level: First
- Dimensions: 9 x 38
Heating
- Fireplace(s)
Cooling
- Central Air
Appliances
- Included: Electric Cooktop, Electric Oven, Electric Range
Features
- Handicap Access
- Flooring: Luxury Vinyl Plank
Interior area
- Total structure area: 1,936
- Total interior livable area: 1,936 sqft
Property
Accessibility
- Accessibility features: Accessible Full Bath, Accessible Bedroom, Accessible Common Area, Accessible Central Living Area, Accessible Approach with Ramp
Features
- Stories: 1
- Patio & porch: Enclosed, Covered, Patio, Porch
- Exterior features: Dock, Patio
- Fencing: Fenced,Privacy
- Has view: Yes
- View description: Canal
- Has water view: Yes
- Water view: Canal
- Waterfront features: Canal Access, Creek
- Frontage length: 60
Lot
- Size: 0.36 Acres
- Dimensions: 104 x 150
Details
- Additional structures: Outbuilding, Shed(s)
- Parcel number: 06973030000
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Brick
Condition
- New construction: No
- Year built: 1970
Community & HOA
Community
- Features: Short Term Rental Allowed
- Subdivision: Callaway Bayou Estates Unit 2
HOA
- Has HOA: No
Location
- Region: Panama City
Financial & listing details
- Price per square foot: $175/sqft
- Tax assessed value: $147,307
- Annual tax amount: $1,010
- Date on market: 12/29/2025
- Cumulative days on market: 170 days
Estimated market value
$327,900
$312,000 - $344,000
$2,488/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/10/2026 | Pending sale | $339,000$175/sqft |
Source: | ||
| 12/29/2025 | Price change | $339,000-2.9%$175/sqft |
Source: | ||
| 11/24/2025 | Pending sale | $349,000$180/sqft |
Source: | ||
| 11/24/2025 | Listed for sale | $349,000$180/sqft |
Source: | ||
| 11/23/2025 | Pending sale | $349,000$180/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,010 +3.1% | $127,768 +3% |
| 2023 | $979 +4.9% | $124,047 +3% |
| 2022 | $933 | $120,434 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,080/mo
Principal & interest
$1602
Property taxes
$359
Home insurance
$119
Climate risks
Neighborhood: 32404
Nearby schools
GreatSchools rating
- 6/10Callaway Elementary SchoolGrades: PK-5Distance: 1 mi
- 2/10Rutherford High SchoolGrades: 6-12Distance: 3.4 mi
Schools provided by the listing agent
- Elementary: Callaway
- Middle: Rutherford Middle
- High: Rutherford
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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