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Pending
  • Price cut: $10K (12/29)
    $339,000

    6940 Yellow Bluff Rd, Panama City, FL 32404

    4beds
    1,936sqft
    : 
    Single Family Residence
    Built in 1970
    0.36 Acres Lot
    $327,900 Zestimate®
    $175/sqft
    $-- HOA

    What's special

    Currently Under Contract, Seller Taking Backup Offers. 6904 Yellow Bluff Road presents a rare opportunity to own a slice of waterfront paradise. Enjoy stunning views from the fully insulated sunroom overlooking your private dock, or take a stroll out back to feed the ducks that thrive among the many fruit trees on the property, including six types of trees: Pear, Peach, White Peach, Fig, banana, Persimmon, and 3 Scuppernong vines. This home features four bedrooms and two bathrooms, custom floor-to-ceiling cabinetry, quartz countertops, recessed lighting, and luxury vinyl plank flooring throughout. In addition to the spacious sunroom, the home features a separate laundry room and a large, combined living and dining area. The exterior is brick and is equipped with metal storm/hurricane shutters. There is also a covered utility area and two large outbuildings, often referred to as a ''He Shed'' and a ''She Shed.'' Both outbuildings are sizable at 12' x 25' each and are equipped with numerous electrical outlets. The property offers convenient access with two double gates on one side and a single gate on the other. It includes RV hookups, which could be converted into a charging station, along with a dock. Situated in the county, you will benefit from lower property taxes. The location is near various amenities, including a waterfront park that features baseball diamonds, a playground, walking paths, and a boat launch. Located in the City of Callaway in Bay County, the area boasts a brand-new, state-of-the-art public pier, a dog beach, multiple parks, restaurants, and gyms. Additionally, Panama City Beach and Mexico Beach are just a short drive away, along with Tyndall Air Force Base, Eastern Shipbuilding, and Port Panama City. Don't miss out on this incredible opportunity! This home is priced to sell. Contact your favorite Realtor today for more information or to schedule a showing.
    152 days
    |
    310
    |
    10
    |

    Zillow last checked: 8 hours ago

    Listing updated: January 16, 2026 at 07:39am

    Listed by:

    Melany Hathcock 850-628-0253,

    Keller Williams Success Realty

    Source: CPAR,MLS#: 778709MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 2
    • Full bathrooms: 2
    Rooms
    • Room types: Primary Bathroom, Porch, Sunroom
    Primary bathroom
    • Level: First
    • Dimensions: 23 x 12
    Primary bathroom
    • Level: First
    • Dimensions: 23 x 12
    Porch
    • Level: First
    • Dimensions: 8 x 18
    Porch
    • Level: First
    • Dimensions: 18 x 8
    Porch
    • Level: First
    • Dimensions: 8 x 18
    Porch
    • Level: First
    • Dimensions: 18 x 8
    Sunroom
    • Level: First
    • Dimensions: 9 x 38
    Sunroom
    • Level: First
    • Dimensions: 9 x 38
    Heating
    • Fireplace(s)
    Cooling
    • Central Air
    Appliances
    • Included: Electric Cooktop, Electric Oven, Electric Range
    Features
    • Handicap Access
    • Flooring: Luxury Vinyl Plank
    Interior area
    • Total structure area: 1,936
    • Total interior livable area: 1,936 sqft

    Property

    Accessibility
    • Accessibility features: Accessible Full Bath, Accessible Bedroom, Accessible Common Area, Accessible Central Living Area, Accessible Approach with Ramp
    Features
    • Stories: 1
    • Patio & porch: Enclosed, Covered, Patio, Porch
    • Exterior features: Dock, Patio
    • Fencing: Fenced,Privacy
    • Has view: Yes
    • View description: Canal
    • Has water view: Yes
    • Water view: Canal
    • Waterfront features: Canal Access, Creek
    • Frontage length: 60
    Lot
    • Size: 0.36 Acres
    • Dimensions: 104 x 150
    Details
    • Additional structures: Outbuilding, Shed(s)
    • Parcel number: 06973030000
    • Zoning description: Resid Single Family

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Ranch
    • Property subtype: Single Family Residence
    Materials
    • Brick
    Condition
    • New construction: No
    • Year built: 1970

    Community & HOA

    Community
    • Features: Short Term Rental Allowed
    • Subdivision: Callaway Bayou Estates Unit 2
    HOA
    • Has HOA: No
    Location
    • Region: Panama City

    Financial & listing details

    • Price per square foot: $175/sqft
    • Tax assessed value: $147,307
    • Annual tax amount: $1,010
    • Date on market: 12/29/2025
    • Cumulative days on market: 170 days
    Get pre-qualifiedBe ready to make an offer.
    Connect with an agentGet info on this home, tour, and more.
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    Estimated market value

    $327,900

    $312,000 - $344,000

    $2,488/mo

    Price history

    Price history
    DateEventPrice
    1/10/2026Pending sale$339,000$175/sqft
    Source: CPAR #778709 Report a problem
    12/29/2025Price change$339,000-2.9%$175/sqft
    Source: CPAR #778709 Report a problem
    11/24/2025Pending sale$349,000$180/sqft
    Source: CPAR #778709 Report a problem
    11/24/2025Listed for sale$349,000$180/sqft
    Source: CPAR #778709 Report a problem
    11/23/2025Pending sale$349,000$180/sqft
    Source: CPAR #778709 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$1,010 +3.1%$127,768 +3%
    2023$979 +4.9%$124,047 +3%
    2022$933 $120,434

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $2,080/mo
    Principal & interest
    $1602
    Property taxes
    $359
    Home insurance
    $119

      Climate risks

      Neighborhood: 32404

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Callaway
      • Middle: Rutherford Middle
      • High: Rutherford

      Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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