Located on Rock Hole Creek, with over 900 feet of protected waterfront, this attractive and well maintained property offers one floor living and spectacular views of Rock Hole Creek and Chesapeake Bay. The house is solid throughout, constructed of brick with 2077 square feet of living space. Three bedrooms with ample closet space, three full baths, spacious living and dining rooms, plus a very pleasant sun room allows for very comfortable living as either a full or part time residence for those seeking waterfront living in a very private, peaceful setting. Because of its immediate move in status, the property would also make a fantastic short term rental opportunity. There is a wood burning fire place on the main floor and another one in the partial basement. Windows and sliding doors were replaced in 2023, and a new floor in the sun room was installed in 2024. A two car garage and a shed provide space for for additional storage for vehicles, lawn equipment, fishing and crabbing gear and water toys. There is plenty of depth at the end of the dock to tie up your boat or wet a line. Some furnishings/equipment will convey. For additional privacy, there are two separate and adjacent lots which can also be purchased. One is 3.91 acres, and the other is 3.14 acres. Just outside the historic town of Reedville, 686 Smith Point Road is an outstanding waterfront retreat.
For sale
Price cut: $10K (10/15)
$725,000
686 Smith Point Rd, Reedville, VA 22539
3beds
2,075sqft
Est.:
Single Family Residence
Built in 1972
1.83 Acres Lot
$-- Zestimate®
$349/sqft
$-- HOA
What's special
Wood burning fireplacePleasant sun roomProtected waterfront
- 116 days |
- 1,711 |
- 61 |
Zillow last checked: 8 hours ago
Listing updated: December 03, 2025 at 09:02am
Listed by:
Tom L Thomas III 540-270-6528,
Samson Properties
Source: Chesapeake Bay & Rivers AOR,MLS#: 2524635Originating MLS: Chesapeake Bay Area MLS
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Level: First
- Dimensions: 0 x 0
Bedroom 2
- Level: First
- Dimensions: 0 x 0
Bedroom 3
- Level: First
- Dimensions: 0 x 0
Dining room
- Level: First
- Dimensions: 0 x 0
Florida room
- Level: First
- Dimensions: 0 x 0
Foyer
- Level: First
- Dimensions: 0 x 0
Kitchen
- Level: First
- Dimensions: 0 x 0
Laundry
- Level: First
- Dimensions: 0 x 0
Living room
- Level: First
- Dimensions: 0 x 0
Heating
- Electric, Heat Pump, Zoned
Cooling
- Electric, Heat Pump, Zoned
Appliances
- Included: Dryer, Dishwasher, Electric Cooking, Electric Water Heater, Microwave, Oven, Refrigerator, Stove, Washer
Features
- Bedroom on Main Level, Breakfast Area, Bay Window, Ceiling Fan(s), Dining Area, Separate/Formal Dining Room, Eat-in Kitchen, French Door(s)/Atrium Door(s), Fireplace, Laminate Counters, Main Level Primary, Cable TV
- Flooring: Partially Carpeted, Vinyl, Wood
- Doors: French Doors, Sliding Doors, Storm Door(s)
- Windows: Storm Window(s)
- Basement: Partial
- Attic: Access Only
- Number of fireplaces: 2
- Fireplace features: Masonry, Wood Burning
Interior area
- Total interior livable area: 2,075 sqft
- Finished area above ground: 2,075
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Attached, Driveway, Garage, Unpaved
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Exterior features: Dock, Out Building(s), Storage, Shed, Unpaved Driveway
- Pool features: Concrete, Pool
- Fencing: Chain Link,Fenced,Partial
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: River Access, Waterfront
- Body of water: Rock Hole Creek
- Frontage length: 900.0000,900.0000
Lot
- Size: 1.83 Acres
- Features: Additional Land Available, Cleared, Waterfront, Level
- Topography: Level
- Residential vegetation: Crop(s)
Details
- Additional structures: Outbuilding
- Parcel number: 3015D
- Zoning description: Sfr
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Brick, Drywall
- Roof: Composition
Condition
- Resale
- New construction: No
- Year built: 1972
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
Community & HOA
Community
- Features: Bulkhead
- Security: Security System, Smoke Detector(s)
- Subdivision: None
Location
- Region: Reedville
Financial & listing details
- Price per square foot: $349/sqft
- Tax assessed value: $389,700
- Annual tax amount: $2,572
- Date on market: 9/5/2025
- Ownership: Individuals
- Ownership type: Sole Proprietor
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 10/15/2025 | Price change | $725,000-1.4%$349/sqft |
Source: Northern Neck AOR #119349 Report a problem | ||
| 9/5/2025 | Listed for sale | $735,000-0.7%$354/sqft |
Source: Northern Neck AOR #119349 Report a problem | ||
| 8/4/2025 | Listing removed | $740,000$357/sqft |
Source:  Bright MLS #VANV2001322 Report a problem | ||
| 11/4/2024 | Price change | $740,000-1.3%$357/sqft |
Source: Bright MLS #VANV2001322 Report a problem | ||
| 10/1/2024 | Listed for sale | $750,000+72.4%$361/sqft |
Source: Bright MLS #VANV2001322 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,884 +12.1% | $389,700 |
| 2024 | $2,572 +8.2% | $389,700 |
| 2023 | $2,377 | $389,700 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,963/mo
Principal & interest
$3419
Property taxes
$290
Home insurance
$254
Climate risks
Neighborhood: 22539
Nearby schools
GreatSchools rating
- 5/10Northumberland Elementary SchoolGrades: PK-5Distance: 10.8 mi
- 4/10Northumberland Middle SchoolGrades: 6-8Distance: 10.8 mi
- 6/10Northumberland High SchoolGrades: 9-12Distance: 10.9 mi
Schools provided by the listing agent
- Elementary: Northumberland
- Middle: Northumberland
- High: Northumberland
Source: Chesapeake Bay & Rivers AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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